The Garner Firm, Ltd.

10/17/2026

Unum Disability Denial: 5 Steps to Appeal Under ERISA

Unum disability denial? Learn how ERISA appeal deadlines, policy terms, claim files, and medical evidence shape your options for long-term disability benefits....

Unum disability denial? Learn ERISA appeal deadlines, key evidence, common claim issues, and when to speak with an ERISA disability attorney.

10/14/2026

Eleventh Circuit Ends ERISA Exhaustion Rule for Fiduciary Breach Claims

The Eleventh Circuit's Bolton decision removes mandatory exhaustion for ERISA fiduciary breach claims. See what it means for participants and referring counsel....

https://www.garnerltd.com/eleventh-circuit-ends-erisa-exhaustion-rule-for-fiduciary-breach-claims/

The Eleventh Circuit held ERISA fiduciary breach claims need not exhaust plan appeals. Learn what Bolton means for participants and referring counsel.

09/29/2026

ERISA Disability Claims: Why Professional Specialty Matters in Own Occupation Claims

In Macpeak v. Unum, a court restored a securities attorney’s LTD benefits because her plan protected her legal specialty. Learn what the decision means for ERISA disability claims, appeals, and attorney referrals....

https://www.garnerltd.com/erisa-disability-claims-unum-legal-specialty/

Unum stopped your LTD benefits? Learn how your legal specialty affects ERISA disability claims and how The Garner Firm helps with appeals and litigation.

09/20/2026

As Yom Kippur begins at sundown, we extend our warmest wishes to everyone observing the Day of Atonement. May your fast be easy, your reflections meaningful, and the year ahead one of health, peace, and justice.

09/11/2026

L’Shana Tovah — לשנה טובה

As Rosh Hashanah ushers in the year 5787, The Garner Firm wishes all who celebrate a happy, sweet, and peaceful new year.
May the year ahead bring good health, renewed hope, and meaningful moments with those you love.

#5787

09/11/2026

Twenty-five years ago, September 11 changed us forever. Today, we honor the lives lost, the families whose grief endures, and the courage of everyone who stepped forward to help others. At The Garner Firm, we join in remembering those who never came home and all who still carry the weight of that day.

08/21/2026

Complete Preemption Keeps a To***co Surcharge Class Action in Federal Court

A California federal judge has ruled that ERISA's complete preemption doctrine reaches a wage-and-hour class action over a $37.50 to***co surcharge, denying the plaintiff's effort to return the case to state court....

https://www.garnerltd.com/erisa-lawyer-complete-preemption-to***co-surcharge-class-action/

07/04/2026

Today we honor the past, celebrate the present, and look toward the future as America marks 250 years. Happy Independence Day to all! 🇺🇸

06/29/2026

If you're receiving both workers' compensation and long-term disability benefits, it's important to understand how one may affect the other.

In this blog, Zachary Lipschutz explains the relationship between workers' compensation and ERISA long-term disability benefits, including common offsets and what claimants should know to avoid unexpected surprises.

Learn more: https://hubs.ly/Q04mG8fD0

06/23/2026

A disability claim denial doesn't always tell the full story.

Certain warning signs — like ignored medical evidence, vague explanations, or delays in the review process — may indicate problems with how your claim was handled.

Learn the ERISA red flags you should know about: https://hubs.ly/Q04mmFCf0