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Intrust Funding Intrust Funding provides fair, short-term hard money loans for real estate investors in Washington.

We understand that real estate is a fast paced environment - and we don’t want you to miss out on your dream investment. That’s why we created Intrust Funding - a leading direct lender that provides short-term bridge loans to commercial and residential real estate investors in need of fast capital in Washington. We pride ourselves on an unmatched ability to provide investor financing in as little as 48 hours, so clients can close quickly. By providing efficiency, integrity and transparency to our clients we are revolutionizing the lending industry.

Turnkey doesn’t always mean better value. Sometimes it means you’re financing someone else’s finished project, and the c...
10/14/2026

Turnkey doesn’t always mean better value. Sometimes it means you’re financing someone else’s finished project, and the convenience premium can quietly erode your cash flow.

Illustrative Puget Sound example:
A move-in-ready rental sells for $650,000. A comparable value-add property a few streets away sells for $575,000. If both produce similar rent and operating income, the $75,000 premium buys convenience, not necessarily superior long-term performance.

With 20% down, that premium adds roughly $60,000 to the loan balance. At a hypothetical 7.5% DSCR refinance rate over 30 years, that’s about $420 more in monthly principal and interest. If annual NOI is $48,000, the premium can move estimated DSCR from about 1.24x to 1.10x: before considering repairs, taxes, insurance, or vacancy.

That doesn’t make turnkey wrong. Paying the premium can be smart when you value predictable operations, have limited time, or want to avoid project risk. The key is knowing exactly what the convenience costs.

For investors comfortable creating value, Intrust Funding’s Rehab Loan can cover acquisition and renovations with 15–20% down at 12% annual interest. We offer 48-hour funding, in-house underwriting, no income verification, and no appraisal or inspection requirements. Once stabilized, a DSCR refinance may provide the long-term exit.

The takeaway: compare the premium against the cash flow you’re giving up, not just the renovation work you’re avoiding.

Explore your options at intrustfunding.com.

Agents: your investor clients may be competing on more than price. Sometimes, speed is what wins the deal.Join us for ou...
10/13/2026

Agents: your investor clients may be competing on more than price. Sometimes, speed is what wins the deal.

Join us for our next Hard Money Talks at Noon webinar:
Agents + Hard Money: How to Help Investor Clients Win More Deals

📅 Thursday, October 29, 2026
🕛 12:00 PM PT
💻 Live on Zoom
We’ll break down how hard money lending works and how agents can use it as another tool when working with real estate investors.

We’ll cover:
✔️ When hard money makes sense for investor clients
✔️ How fast funding can strengthen an offer
✔️ What makes a deal easier to approve
✔️ How agents can help structure stronger offers
✔️ Common misconceptions about hard money
✔️ How agents and lenders can work together more effectively

We’ll also talk about why working with a local Washington lender can mean faster communication, quicker decisions, and a smoother transaction from offer to closing.

Perfect for real estate agents, brokers, investor-focused teams, and referral partners.

Save your seat — https://us02web.zoom.us/webinar/register/4417781822334/WN_Yhz-uUKhSRW7um5-e6zy3A

The best Washington real estate deals often never hit the MLS.They come from situations:Pre-foreclosures, where timing a...
10/12/2026

The best Washington real estate deals often never hit the MLS.

They come from situations:

Pre-foreclosures, where timing and certainty matter.

Probate and estate sales, where sellers may value a clean, straightforward close.

Tired landlords, ready to move on from deferred maintenance or difficult tenants.

Expired listings, where the owner may still be open to the right offer before relisting.

On these deals, speed-to-offer is the advantage. A strong opportunity can disappear while a traditional lender is still requesting documents, scheduling inspections, or waiting on an appraisal.

That said, discipline comes before speed. Know your numbers, understand the property’s condition, and have a clear exit strategy before making an offer.

Then move decisively. Intrust Funding helps Washington investors act with 48-hour funding, in-house underwriting, no income verification, and no appraisals or inspections required. First draws can be available at closing, helping you make a confident offer before the property lists.

Find the opportunity before it becomes competition. Apply at intrustfunding.com.

Honoring Indigenous Peoples' DayIntrust Funding will be closed today in observance of Indigenous Peoples' Day, a time to...
10/12/2026

Honoring Indigenous Peoples' Day

Intrust Funding will be closed today in observance of Indigenous Peoples' Day, a time to honor and celebrate the rich history, culture, and resilience of Indigenous communities across our country.

We'll resume normal operations tomorrow. Thank you for your patience! 🍁

The rent number on the listing sheet isn't a fact. It's a claim.And it's the claim that decides whether your rental exit...
10/10/2026

The rent number on the listing sheet isn't a fact. It's a claim.

And it's the claim that decides whether your rental exit works. If that number is optimistic, your refinance math falls apart and your cash flow was never real.

How to verify rent before you buy:

Pull actual comparable rentals, not aspirational listings. Look at what leased, not what's asking.

Check days on market for rentals in that submarket. Units sitting for weeks tell you the asking rent is above what tenants will pay.

Compare like for like. Same bedroom count, same condition, same neighborhood, same amenities.

Model vacancy and operating expenses conservatively. A rent that only works at full occupancy isn't underwriting, it's hoping.

Then stress test it. If the deal still pencils with rent five percent lower, you have margin. If it doesn't, you don't have a deal.

Verify the rent, then verify the refinance. Both have to work before you buy.

Intrust Funding funds Washington investors in as little as 48 hours, with in-house underwriting, no income verification, and first draws available at closing.

Run the real numbers. Then make your move.

Apply at intrustfunding.com.

Everyone's fighting over fixers. The bigger upside is sitting on empty infill lots.Fix-and-flip competition has compress...
10/08/2026

Everyone's fighting over fixers. The bigger upside is sitting on empty infill lots.

Fix-and-flip competition has compressed margins. Ground-up construction hasn't gotten the same attention, and for investors with the right team, that's where the spread still exists. Infill lots, small spec builds, and DADU projects in established neighborhoods with real demand.

What changes with ground-up:

The financing has to match construction, not acquisition. You need draws released on schedule, not reimbursed after the fact.

Your lender has to understand construction timelines. Weather, permits, and inspections don't wait for underwriting queues.

Your budget has to carry a real contingency. Construction surprises are not optional line items, they're the norm.

The margins are bigger because the complexity is real. Partner with people who know how to fund it.

Intrust Funding offers Rehab Loans for Washington acquisition and construction costs, with funding in as little as 48 hours, first draws available at closing, and no income verification.

Found the lot? Build with financing that keeps up.

Apply at intrustfunding.com.

Mortgage rates just hit 6.76%. Every buyer who can't afford to buy becomes your tenant.That's the tailwind most investor...
10/06/2026

Mortgage rates just hit 6.76%. Every buyer who can't afford to buy becomes your tenant.

That's the tailwind most investors aren't pricing in. When the 30-year fixed hovers near 6.76%, a meaningful share of would-be buyers stay in the rental pool longer. Demand for well-located rentals gets stickier, not weaker.

For buy-and-hold investors, that changes the underwriting conversation:

Vacancy assumptions can be reviewed against real local demand, not national averages.

Rent growth matters more than appreciation in a flat-price market.

The refinance exit becomes the real payoff. Buy with hard money, renovate, stabilize the rent, then refinance into a long-term loan and recycle your capital.

Rental demand is the foundation. Financing is what lets you build on it.

Intrust Funding funds Washington investors in as little as 48 hours, with in-house underwriting, no income verification, and first draws available at closing.

Underwrite the rent. Then let the demand work for you.

Apply at intrustfunding.com.

📍 Just Funded in Olympia, WAAnother Olympia investment property funded and ready for its next chapter.This one is a stan...
10/05/2026

📍 Just Funded in Olympia, WA

Another Olympia investment property funded and ready for its next chapter.

This one is a standard loan with a 12-month term and a flip exit strategy, helping the borrower move forward on a double-wide situated on a large 1.59-acre lot.

🔨 Loan Type: Standard Loan
📆 Term: 12 Months
💰 Loan Amount: $246,139
🏠 Acquisition Cost: $280,000
🛠️ Rehab Budget: $60,000
📈 Estimated ARV: $499,000
🏡 Property: 2000 built double-wide, 1,848 SF on 1.59 acres

Not every flip looks the same. This one combines a focused rehab plan with plenty of land and a clear resale strategy.

If you’re looking at a flip, renovation, or value-add investment property and need flexible financing, let’s talk.

📞 Call or text Monroe at 425.999.5203.

Well-priced Washington homes are still selling at 98.9% of list price. The market didn't get soft. The pricing did.That ...
10/04/2026

Well-priced Washington homes are still selling at 98.9% of list price. The market didn't get soft. The pricing did.

That number is the whole story. Statewide sale-to-list sits near 98.9%, and the median sold price is $625,000, down about 1.4% year over year. Homes that are priced right move. Homes that aren't, sit.

Two sides of the same coin for investors:

On the acquisition side, a stale listing is leverage. Days on market, price reductions, and seller fatigue are all negotiating room, especially on properties that need work.

On the exit side, it's a warning. Overpricing your finished project bleeds holding costs every month it sits. Underwrite your resale value against what buyers are actually paying, not your best-case number.

The market is not punishing investors. It's punishing assumptions.

When the numbers line up and the price is right, speed closes the gap. Intrust Funding funds Washington investors in as little as 48 hours with in-house underwriting and no income verification.

Run the comps. Price it right. Then move.

Apply at intrustfunding.com.

Washington just crossed roughly 4 months of supply statewide. But Pierce, Snohomish, and Thurston still don't feel balan...
10/02/2026

Washington just crossed roughly 4 months of supply statewide. But Pierce, Snohomish, and Thurston still don't feel balanced if you're the one writing offers.

That's the gap worth understanding. Statewide inventory is now around 25,944 active listings, yet county-level data still shows tighter conditions and faster-moving properties in several markets. Meanwhile King and Clark sit closest to true balance.

What that means for investors:

In competitive counties, certainty still wins. A realistic closing timeline and financing you can actually deliver matter as much as price.

In balanced counties, you finally have room to negotiate. More contingencies, better price discovery, seller credits worth asking for.

Either way, the discipline is the same: underwrite conservatively, know your exit, and be ready to move when the numbers work.

Intrust Funding provides Washington hard money financing with funding in as little as 48 hours, in-house underwriting, no income verification, and no appraisals or inspections required.

Know which market you're playing in. Then be ready to act.

Apply at intrustfunding.com.

Address

14508 NE 20th Street, Ste 200
Bellevue, WA
98007

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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