09/28/2026
A new door to Philly homeownership is opening. 🏠
One Philly Mortgage is coming as part of Mayor Cherelle Parker’s H.O.M.E. Initiative. It’s designed for low- and moderate-income first-time homebuyers, with the City partnering with local lenders to help lower monthly payments. A portion of the interest will be paid with public funds, and borrowers will not pay mortgage insurance.
It will also include pre- and post-purchase counseling through City-funded housing counseling agencies.
Important: One Philly Mortgage is not open for applications yet. The guidelines and application process are still being finalized. So for now, get informed and get ready, no gatekeeping.
One Philly Front Door is live today: housing-front-door.phila.gov
Use this eligibility tool to see which Philadelphia housing programs you may qualify for. While you wait, ask about Philly First Home, which may provide up to $10,000 toward closing costs for eligible buyers and may be combined with other assistance, depending on program rules.
Super Realty Group offers free monthly homebuyer classes and free consultations to help you understand your options before you’re ready to apply.
DM us “CLASS” or call our Philadelphia office at 215-474-7741.
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