08/15/2026
Following a serious car accident, insurance companies do not automatically cover the cost of replacing your vehicle. In California, a car is typically deemed a ‘total loss’ if the cost of repairs plus the vehicle’s salvage value exceeds its actual cash value (ACV).
Adjusters evaluate factors like your vehicle’s age, mileage, condition, and market value to determine whether repairing or replacing the vehicle is the most cost-effective solution.
Remember that vehicle damage is often just one component of your claim. Expenses such as medical bills, lost wages, and other damages can significantly impact the total compensation you may be entitled to recover. Before accepting a settlement, ensure you fully understand the extent of your damages.
If you have questions after a crash, the Law Offices of Larry H. Parker is here to help.
📞 Call 800-333-0000 for a free consultation or visit larryhparker.com to learn more.