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Azza Law

Personalized estate planning solutions for you and your family. Specializing in elder law, trusts, and probate.

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10/28/2026

I refuse to spend my whole life saving money my daughters only get to enjoy when I’m dead.

And yes, I realize this is a slightly ridiculous thing for an estate planning attorney to say.

I just got back from another trip with my family, and as I was looking through all of the pictures I had this moment of thinking…

God, I have traveled A LOT this year.

I've spent a lot of money traveling this year too.

And for a second I had that little voice in my head wondering what my clients or other people in my life might think about that.

But then I realized something.

I am REALLY freaking proud of it.

I’ve served over 1000+ locals, hosted over 40+ seminars, and have posted over 300 times in my estate planning practice in the last 2 years.

THAT IS INSANE!!!

I've worked incredibly hard to build a life where I can take my daughters places, eat at incredible restaurants, buy the concert tickets, go on the Disney cruise, and do things with my family that I genuinely never dreamed I'd be able to do.

And I refuse to feel guilty about actually enjoying that life with them.

Obviously I'm saving for retirement. I'm planning for my daughters' futures. I have my own estate plan and absolutely intend to leave things behind for them someday.

I literally help people do that for a living. 😂

But I don't want the BEST parts of everything I've worked for to be experienced by my daughters after I'm gone.

I want to be there too.

I want to go to Paris or the Disney Cruise WITH THEM.

I’d rather plan to help my oldest daughter eventually put a down payment on a house and get to celebrate Christmas there WITH them.

I’d rather buy the ridiculous pageant or concert tickets and scream NEXT to them.

I’d rather spend the money on a fancy restaurant or extravagant room service we have ALWAYS wanted to try and laugh about how much the bill was afterward.

And trust me - I’m not made of money here.

Anyone in Massachusetts knows how expensive it is to live and do business here.

BUT I want to watch their faces, be in the pictures, and have stories we will tell for 20+ years.

It’s worth doing it now rather than stock piling for “later.”
And then one day, when I’m gone, they will inherit everything I’ve left behind.

And until then - I plan on living some of that inheritance WITH them.

And based on these pictures, it doesn’t seem like they have any problems with it. 🤣

MetrowestMA Bellingham Holliston LivingInheritance FamilyFirst

10/27/2026

If you have a family member with a disability who receives SSI or MassHealth, please read this before you update your will.

Leaving them an inheritance directly, even with the best intentions, can disqualify them from benefits they depend on.

The asset limit is $2,000.

A gift far smaller than most people plan to leave can wipe out coverage they've relied on for years.

A special needs trust solves this.

Instead of the inheritance going to them directly, it goes into a trust that can pay for things that improve their life, without counting against the asset limit that protects their benefits.

I've seen families do everything right emotionally and get this one detail wrong, simply because nobody told them the rule existed.

It's an easy fix once you know to plan for it.

If you love someone with a disability and you're not sure your plan protects them the way you think it does, let's take a look together.

EstatePlanningAttorney DisabilityEstatePlanning MassHealth MetrowestMA

10/23/2026

Last week, I talked about protecting your business proactively.

Today, here's what actually happens when nobody did.

When a Massachusetts business owner dies without a succession plan, the business doesn't automatically go to anyone.

It becomes part of the estate and typically moves through probate right alongside everything else, which means court oversight, public filings, and real delays before anyone has clear authority to act.

In the meantime, employees don't know who's in charge.

Contracts sit unsigned.

Customers get nervous and start looking elsewhere.

If there are other partners involved, their stake can pass to heirs who have no interest in, or knowledge of, running the business, which is a fast path to conflict.

Businesses that depend on the owner's relationships, licenses, or expertise are especially vulnerable.

Sometimes, by the time the probate sorts out who's in charge, there's much less business left to inherit.

This is one of the most avoidable losses I see, and it's avoidable with a conversation, not a complicated overhaul.

EstatePlanning BusinessSuccessionPlan MetrowestMA

10/21/2026

Apparently at my big age, I still need someone to give me permission to SIT DOWN.

I had a woman in my office recently and somehow we got onto the topic of reading.

I told her I LOVE to read.

I own dozens of books.

The only problem?

I never actually read them.

Between my family, clients, seminars, community events, and everything else I manage to squeeze into my calendar, there is ALWAYS something I could be doing.

And apparently this woman had heard enough.

She basically looked at me and said:

“Amy. You do NOT need to schedule clients back to back to back all day long. Take an hour for yourself. READ YOUR BOOK.”

And for some reason, I needed to hear it from someone else.

So I did.

Since that conversation, I’ve actually been making time to read.

I finished a book about the Karen Read trial.

Then, because apparently I needed to emotionally recover from that, I read a feel-good Sweet Magnolias rom-com.

TWO BOOKS!!!

And you know what happened while I was sitting around reading instead of being productive?

Nothing.

The world continued to turn.

My clients were okay.

My family was okay.

The emails were still there when I got back.

And I remembered how much I genuinely enjoy doing something that has absolutely NOTHING to do with work, being productive, or taking care of somebody else.

So I’m passing along the permission I apparently needed myself:

Go do the thing you keep saying you “don’t have time” to do.

Even if it’s just for an hour.

And while we’re here…

Tell me what I should read next because apparently I’m a reader again!

EstatePlanningAttorney SelfCareReminder BookRecommendations BellinghamMA MetrowestMA

10/20/2026

This week is National Estate Planning Awareness Week, so let's talk about a clause I get asked about constantly.

A no-contest clause says that if a beneficiary challenges your will, they risk losing what you left them.

People love the idea of this, especially in families with tension.

Here's the part that surprises them:

Massachusetts courts enforce these clauses, but only narrowly.

A beneficiary who simply testifies in someone else's will challenge, for example, doesn't automatically trigger it.

Massachusetts courts have been clear that these clauses aren't a blank check to shut down every question.

That doesn't mean they're useless. It means they have to be drafted carefully, with language that actually says what you want it to say, instead of language that sounds intimidating but falls apart the moment someone reads it closely.

If you're using Estate Planning Awareness Week (aka: THIS WEEK!) as your nudge to finally get started, or to have an old plan reviewed, I'd love to help.

BelinghamMA EstatePlanningAttorney NationalEstatePlanningWeek

10/16/2026

There's a document that most of my clients have never heard of, and for certain families, it matters just as much as a Health Care Proxy.

It's called a MOLST form, Medical Orders for Life-Sustaining Treatment.

Unlike a Health Care Proxy, which names someone to make decisions on your behalf, a MOLST is an actual medical order, signed by your doctor, that EMS and hospital staff can act on immediately in an emergency.

It's meant for people managing a serious illness or advanced age, when the wishes need to be immediately actionable, not just documented.

A Health Care Proxy and a MOLST aren't competing documents.

They do different jobs.

One names your voice.

The other gives medical providers instructions they can follow on the spot.

I bring this up because I've seen families assume a Health Care Proxy covers everything, and then be surprised in a moment when a physician's order is what was actually needed.

If you or someone you love is managing a serious health condition, this is worth asking your doctor about directly.

EstatePlanningAttorney WillAndTrustPlanning BellinghamMA MetrowestMA

10/15/2026

If you own a business in Massachusetts, your estate plan isn't finished until it accounts for that business too.

Here's what a lot of business owners don't realize: your will alone doesn't transfer control of your company the way you'd expect.

Depending on how your business is structured, your family may not have clear authority to manage it, pay employees, sign contracts, or even access accounts while your estate moves through probate.

A buy-sell agreement, along with the right language in your estate plan, spells out exactly what happens to your ownership stake, who has the right to buy it, and how that's valued, well before anyone needs to guess.

I work with a lot of business owners who've done everything right personally, a will, a trust, the whole plan, but never circled back to protect the thing that actually supports their family day to day.

If your business has never come up in an estate planning conversation, that's the gap we should close next.

EstatePlanningAttorney BusinessOwnerEstatePlan MetrowestMA

10/14/2026

Bellingham, who's ready for some SPOOKY season fun?! 👻

I don't know about you, but I LOVE this time of year!

The costumes, the decorations, the Halloween candy (which I may or may not sneak from Savannah 😂), and most importantly, all the fun memories we get to make with our families.

One of my favorite things about living and working in this community is seeing how our local businesses and organizations come together to make the holidays special.

And Bellingham has SO many fun Halloween activities coming up over the next couple of weeks!

So grab your calendars, I've rounded up some local festivities you won't want to miss! 🎃

👻 Saturday, October 17 | The Little Monster's Mash at Coachmen's Lodge
📍 273 Wrentham Road, Bellingham
⏰ 12:00–3:00 PM

How adorable does this sound?!

Bring your little monsters for a Halloween celebration featuring a spooky buffet, face painting, Halloween activities, and a costume contest with a prize!

🎟️ Tickets: $35 for children | $42 for adults

🕯️ Tuesday, October 20 | Skeleton Candle Making Night
📍 Flock & Flourish, 20 N Main Street
⏰ 6:00–8:00 PM

Looking for a fun Halloween activity without the kiddos?

Make your very own spooky skeleton candle!

🎟️ $35 per person

🎨 Saturday, October 24 | FREE Halloween Make N Take
📍 Flock & Flourish, 20 N Main Street
⏰ 12:00–3:00 PM

A fun little Halloween craft activity for all ages!

Stop by and make your own adorable ghost decoration.

And did I mention it's FREE?!

🍬 Saturday, October 24 | Halloween Trunk or Treat Stroll
📍 Bellingham Town Common
⏰ 5:30–7:30 PM

Get those costumes ready!

Bring the family out for some Halloween fun, treats, and a chance to celebrate with our wonderful Bellingham community.

🔮 Sunday, October 25 | Tea & Tarot at Coachmen's Lodge
📍 273 Wrentham Road, Bellingham

A little something for the grown-ups!

Enjoy a seasonal Tea & Tarot experience at one of our local restaurants.

💀 Wednesday, October 28 | Día de los Mu***os Craft Activity
📍 Bellingham Public Library
⏰ 4:30–5:30 PM

I love this one!

Families can learn about Día de los Mu***os traditions while creating their own nicho boxes.

Such a wonderful opportunity to introduce children to different cultures and the beautiful ways families remember and celebrate loved ones.

🎃 Friday, October 30 | Halloween Craft & Costume Parade
📍 Bellingham Public Library
⏰ 9:30–10:15 AM

Calling all little pumpkins, superheroes, princesses, and ghosts!

Bring your little ones dressed in their Halloween best for a craft activity and costume parade around the library.

No registration required!

🍭 Saturday, October 31 | HAPPY HALLOWEEN!

And of course, we can't forget the big day itself!

I always say that some of the most meaningful memories we make with our families happen during the simplest traditions.

Picking out Halloween costumes.

Decorating the house.

Walking around the neighborhood collecting candy.

And watching our children experience the same excitement we remember from our own childhoods.

Those are the moments that stay with us. ❤️

I'm so grateful to live in a community that gives our families so many opportunities to create those memories together.

Now I have to know... what is everyone dressing up as for Halloween this year?! 👻

And if you know of another Bellingham Halloween event I missed, PLEASE share it in the comments so we can spread the word and support our local community!

Happy spooky season, everyone! 🧡

P.S. Enjoy these photos of Savannah from past Halloweens - how is my baby so big?! 🥲

SpookySeason BellinghamMA HalloweenActivities FamilyFriendly

10/13/2026

If you opened a custodial account for your kid or grandkid, here's a number worth double-checking.

Most people assume that money becomes theirs at 18. In Massachusetts, a UTMA account actually stays under the custodian's control until the child turns 21, unless you set it up differently from the start.

I bring this up because I've seen families genuinely surprised, in both directions.

Some assume their eighteen-year-old will inherit control of a college fund and get caught off guard when they can't access it yet.

Others assume they've lost control at 18 and hand over an account three years earlier than they needed to.

It's a small detail, but it matters, especially if that account has real money in it and you're trying to time things around college, a first apartment, or just plain maturity.

If you've set up custodial accounts for the kids in your life and aren't sure which age applies, it's worth a quick check.

MetrowestMA EstatePlanningAttorney CustodialAccounts UTMAAccount

10/09/2026

“She made everything easy for us and walked us through all the necessary documents.

This is not something you want to try on your own!

You can be sure that Amy will take care of everything for you.

Highly recommend her services.”
There's a document that most of my clients have never heard of, and for certain families, it matters just as much as a Health Care Proxy.

It's called a MOLST form, Medical Orders for Life-Sustaining Treatment.

Unlike a Health Care Proxy, which names someone to make decisions on your behalf, a MOLST is an actual medical order, signed by your doctor, that EMS and hospital staff can act on immediately in an emergency.

It's meant for people managing a serious illness or advanced age, when the wishes need to be immediately actionable, not just documented.

A Health Care Proxy and a MOLST aren't competing documents.

They do different jobs.

One names your voice.

The other gives medical providers instructions they can follow on the spot.

I bring this up because I've seen families assume a Health Care Proxy covers everything, and then be surprised in a moment when a physician's order is what was actually needed.

If you or someone you love is managing a serious health condition, this is worth asking your doctor about directly.

EstatePlanningAttorney WillAndTrustPlanning BellinghamMA MetrowestMA

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Bellingham, MA
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Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://amyazzalaw.com/

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