Johnstone Trial Law LLC

06/26/2026

06/25/2026

06/21/2026

We're seeing more and more underpaid or denied claims from the supercell that hit central Alabama on February 26, 2026. Some insurers are claiming that hail damage is "wear and tear" or "mechanical damage." Others are refusing to replace wind damaged roofs that need to be replaced by shingles have been blown off or ripped. However, when storm damage happens, the insurance company must pay what the policy says, not look the other way on obvious storm damage.

11/12/2025

What are "reserves" and can they be used to show insurance company bad faith? Check out my latest blog post on this topic.

A Texas federal court recently followed the majority rule in the Fifth Circuit and held that policyholders could discover an insurer’s reserves and that these reserves are relevant to a claim of insurance bad faith under Texas law. Insurers are required to set reserves in order to estimate claims ...

09/12/2025

🏛️ BIG WIN for Policyholders! 🏆

The 11th Circuit Court of Appeals just delivered a major victory in favor of First Baptist Church of Albany, affirming a $1.7 MILLION verdict against Church Mutual Insurance Company.

This is a powerful reminder: Don't let insurers shortchange you. Stand your ground. 💼🏚️

08/19/2025

🛑 Policyholders Beware: Your insurance claim deadline might be shorter than you think.

In a recent case, the Alabama Supreme Court ruled that a Kentucky insurance policy with a 2-year limit could override Alabama’s 6-year rule—even for an accident in Alabama.

🔍 Our latest blog breaks down what happened in Jackson v. State Farm and what it means for anyone with out-of-state insurance policies.

📖 Read more: https://www.policyholderslawyers.com/post/alabama-supreme-court-upholds-kentucky-law-in-uim-case-what-policyholders-need-to-know

08/15/2025

Need Legal Help? We've Got Your Back. ⚖️

At Johnstone Trial Law, we’re committed to providing trusted, experienced, and results-driven legal support when you need it most. Whether you’re facing a personal injury case, a business dispute, or need guidance with family law, our dedicated team is here to fight for your rights.

✅ Free Consultations
✅ Experienced Attorneys
✅ Proven Results
✅ Personalized Legal Strategies

Let us handle the legal stress—so you can focus on what matters most.

📞 Call us today or send us a message to schedule your free consultation.
🌐 Visit us at https://www.policyholderslawyers.com/

Your case. Our commitment.

08/04/2025

The Texas Court of Appeals affirms jurisdiction over surplus lines insurers in an asbestos coverage dispute, emphasizing the role of service of suit clauses and the need for a detailed jurisdictional analysis. A critical ruling for practitioners in insurance law.

07/24/2025

When life takes an unexpected turn and your insurance isn’t stepping up, you don’t have to face it alone. At Johnstone Trial Law, LLC, we’ve helped hundreds of people fight back, claim what’s rightfully theirs, and rebuild their lives. 💼⚖️

07/18/2025

State Farm Accused of Bad Faith 🚨

Customers report denied claims, delays, and unfair treatment—classic signs of bad faith insurance practices. If you’ve been wronged, you’re not alone. Know your rights and speak out.