The Khalsa Law Firm

The Khalsa Law Firm Excellence in Estate Planning and Elder Law for Over Forty Years

I have written a new book called "The Ultimate Caregiver Guide: How to Provide the Best Possible Care for Loved Ones and Yourself in New York" and here is where you can get your copy: https://www.khalsalaw.com/ultimate-caregiver-guide/

I’m Not a Millionaire. Why Would I Need a Trust?: The belief that trusts are exclusively designed for wealthy families r...
09/15/2026

I’m Not a Millionaire. Why Would I Need a Trust?: The belief that trusts are exclusively designed for wealthy families remains one of the most persistent misconceptions in estate planning. Far too many people assume that unless their balance sheet features multi-million-dollar portfolios, sprawling estates, or complex corporate holdings, a simple will is all they will ever need. In New York, that line of thinking […]

The post I’m Not a Millionaire. Why Would I Need a Trust? appeared first on The Khalsa Law Firm, P.C..

When often hear the question, "Why would I need a trust?" Many people are quite surprised when they learn about the benefits.

"Everyone was very helpful. My questions were answered before I could ask them. I feel very confident that my wishes wil...
07/16/2026

"Everyone was very helpful. My questions were answered before I could ask them. I feel very confident that my wishes will be very easy to follow when I’m gone. Painless experience, though I dreaded each visit." says Ivy

★★★★★ Everyone was very helpful. My questions were answered before I could ask them. I feel very confident that my wishes will be very easy to follow when I’m gone. Painless experience, though I dreaded each visit.

What Is a Spendthrift Trust and How Does It Work?: Leaving money to someone you love is one thing. Trusting that they’ll...
07/01/2026

What Is a Spendthrift Trust and How Does It Work?: Leaving money to someone you love is one thing. Trusting that they’ll manage it wisely is another. If you have a beneficiary who struggles with debt, impulsive spending, addiction, or financial judgment, leaving them a straightforward inheritance may do more harm than good. The spendthrift trust is designed for exactly that situation. It lets you […]

The post What Is a Spendthrift Trust and How Does It Work? appeared first on The Khalsa Law Firm, P.C..

A spendthrift trust lets you provide for someone while protecting what you leave them from both their own decisions and outside creditors.

Will Medicaid Cover In-Home Care?: As people age, daily tasks that were once routine can become genuinely difficult. A f...
06/15/2026

Will Medicaid Cover In-Home Care?: As people age, daily tasks that were once routine can become genuinely difficult. A fall, a diagnosis, or a gradual decline in mobility can shift the question from “how are we doing?” to “how are we going to manage this?” For many families, the answer they’re hoping for is home care — professional assistance that […]

The post Will Medicaid Cover In-Home Care? appeared first on The Khalsa Law Firm, P.C..

In New York, Community Medicaid covers services like home health aides, care attendants, nursing visits, PT, and adult day care programs.

What Happens If You Die With No Will in New York?: What happens if you die with no will in New York? You may assume that...
06/01/2026

What Happens If You Die With No Will in New York?: What happens if you die with no will in New York? You may assume that without a will, everything takes care of itself. It’s true that New York law will enter the picture, but the default outcome may not align with your expectations. Understanding Intestacy Dying without a will means dying intestate. When that happens, […]

The post What Happens If You Die With No Will in New York? appeared first on The Khalsa Law Firm, P.C..

What happens if you die with no will in New York? NY law will enter the picture, but the default outcome may not align with your expectations.

What Happens to Joint Accounts When One Owner Dies?: What happens to joint bank accounts when one owner dies? The short ...
05/15/2026

What Happens to Joint Accounts When One Owner Dies?: What happens to joint bank accounts when one owner dies? The short answer is that the surviving account holder inherits the entirety of the account. With that in mind, joint ownership seems simple on the surface. However, the legal consequences after one owner dies often surprise people. You need to understand what joint ownership actually […]

The post What Happens to Joint Accounts When One Owner Dies? appeared first on The Khalsa Law Firm, P.C..

What happens to joint bank accounts when one owner dies? The short answer is that the surviving account holder inherits the account.

Manhattan, NY Estate Planning: Big Apple Considerations: Living in Manhattan shapes almost every aspect of your financia...
05/04/2026

Manhattan, NY Estate Planning: Big Apple Considerations: Living in Manhattan shapes almost every aspect of your financial life, and estate planning is no exception. Asset values tend to be high, ownership structures are often complex, and personal and professional lives move quickly. These realities create planning pressures that differ from those faced in less dense or less dynamic environments. Estate planning in […]

The post Manhattan, NY Estate Planning: Big Apple Considerations appeared first on The Khalsa Law Firm, P.C..

Estate planning in Manhattan is not about checking boxes. It is about coordinating components in an effective manner.

Can a Simple Will Protect Your Family?: Can a simple will protect your family? In limited situations, it might appear to...
05/01/2026

Can a Simple Will Protect Your Family?: Can a simple will protect your family? In limited situations, it might appear to. The deeper issue is whether a will alone can handle the legal, financial, and family‑dynamic pressures that surface when someone passes away in Manhattan. Practical Limits Many people gravitate toward a will because it feels familiar and straightforward. It names beneficiaries, […]

The post Can a Simple Will Protect Your Family? appeared first on The Khalsa Law Firm, P.C..

Can a simple will protect your family? In limited situations, it might appear to, but in the big picture, you should consider other options.

Don’t Need an Estate Planning Lawyer? That’s What These People Thought: Plenty of intelligent, capable people assume the...
04/15/2026

Don’t Need an Estate Planning Lawyer? That’s What These People Thought: Plenty of intelligent, capable people assume they can handle estate planning on their own. The logic feels sound. Information is everywhere. Forms are easy to find. Nothing seems urgent enough to justify professional involvement. The people in the scenarios below were not reckless or uninformed. Each made a reasonable decision based on how their lives […]

The post Don’t Need an Estate Planning Lawyer? That’s What These People Thought appeared first on The Khalsa Law Firm, P.C..

Every one of them discovered later that they did indeed need an estate planning lawyer to prevent negative outcomes.

Updated Guidance for 2026 NY Community Medicaid: Many New Yorkers assume Medicare will step in if they ever need help at...
04/01/2026

Updated Guidance for 2026 NY Community Medicaid: Many New Yorkers assume Medicare will step in if they ever need help at home, and that assumption is understandable. Medicare is familiar, widely used, and closely associated with healthcare in later life. The problem is that Medicare does not cover long-term custodial care. When the need is help with bathing, dressing, eating, supervision, or […]

The post Updated Guidance for 2026 NY Community Medicaid appeared first on The Khalsa Law Firm, P.C..

Understanding how the NY Community Medicaid program works, and how the rules are evolving, is essential for anyone planning ahead in 2026.

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New York, NY
10010

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Tuesday 10am - 5pm
Wednesday 10am - 5pm
Thursday 10am - 5pm

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