08/28/2026
There’s plenty of advice out there about buying a home—but not everything you hear is true.
Here are three common home-buying myths to keep in mind:
1️⃣ “You always need 20% down.” — MYTH
Down payment requirements can vary depending on the loan program, lender, and buyer’s situation.
2️⃣ “You should wait for the perfect time to buy.” — MYTH
There’s no universal “perfect” time. The right time depends on your finances, goals, and personal circumstances.
3️⃣ “All real estate agents are the same.” — MYTH
Experience, communication, local knowledge, and approach can vary from one agent to another. Finding someone who understands your needs can make a difference.
The bottom line: Do your research, ask questions, and make decisions based on what works for your situation—not a one-size-fits-all rule.
📞 Alice Chan | 510-710-7718
📧 [email protected]
🌐 alicechanrealestate.com
🏡 New Horizon Real Estate
Trusted Advice. Real Results.