NARP LAW

28/04/2026

Handling large cash transactions? There are new rules you need to know.

Under BSP Circular No. 1230, the threshold for large value cash transactions has been increased to ₱1,000,000. But more importantly, financial institutions are now expected to apply enhanced due diligence based on customer risk, not just the transaction itself.

For businesses, fintech companies, and account holders, these changes affect how transactions are reviewed and processed.

Learn what this means for you:
https://narplaw.com/2026/04/28/bsp-large-value-cash-transactions-2026/

At NARP LAW, we help clients navigate regulatory changes with clarity and confidence.

Connect with us:
Website: www.narplaw.com
Email: [email protected]

20/03/2026

24/02/2026

In this edition of Legally Speaking, we break down the controlling legal framework, evidentiary standards, and considerations for asset protection in co-ownership between cohabiting same-sex couples.

Read the full article here:

https://narplaw.com/2026/02/24/co-ownership-between-cohabiting-same-sex-couples/

Connect with us:
Website: www.narplaw.com
Email: [email protected]

17/02/2026

Happy Lunar New Year!

The Firm wishes you continued success and a prosperous 2026 ahead.

10/02/2026

The 2025 NLRC Rules of Procedure introduced important changes that affect how employee complaints are filed, heard, and decided. For employers, this isn’t academic—it’s operational risk.

Read the full article here:

https://narplaw.com/2026/02/10/salient-provisions-2025-nlrc-rules-of-procedure/

Connect with us:
Website: www.narplaw.com
Email: [email protected]

29/01/2026

Micro enterprises may now be exempt from submitting audited financial statements—but not all corporations qualify.

The SEC has raised the audit threshold to ₱3,000,000 under MC No. 4, Series of 2026 to ease regulatory burden and align with MSME policy.

📌 Proper classification matters.
📌 Non-compliance still carries penalties.

Read our full legal briefing and know where you stand:

https://narplaw.com/2026/01/29/micro-enterprises-are-now-exempt-from-submitting-financial-statements/

Connect with us:
Website: www.narplaw.com
Email: [email protected]

SEC Memorandum Circular No. 4 (2026) exempts micro enterprises from audited financial statements. Learn the new ₱3M audit threshold and SEC compliance rules.

31/12/2025

We wish you a prosperous year ahead!

24/12/2025

Merry Christmas from our family to yours.

11/12/2025

It was a great pleasure discussing with Daisuke Sato of Philippines' very own Azkals, on how to further the football community and how the firm can support on this endeavor. Thank you for trusting the Firm.

13/11/2025

In this publication, we break down the visa processes, regulatory compliance, and key steps you need to know.

What you’ll learn:
• The types of visas available for foreign nationals and employees
• Eligibility requirements and documentation
• Key regulatory insights
• How to align corporate strategy with immigration strategy

At NARP LAW, we help clients navigate complex immigration and compliance matters.

Read the full article:

https://narplaw.com/2025/11/13/philippine-visa-guide-for-foreign-investors-and-employees/

Connect with us:
Website: www.narplaw.com
Email: [email protected]

A legal guide to Philippine visa options for foreign investors and employees, covering 9(a), 9(g), 13(a), and 47(A)(2) visas and corporate compliance.

23/10/2025

𝗔𝗗𝗩𝗜𝗦𝗢𝗥𝗬: 𝗨𝗡𝗥𝗘𝗖𝗢𝗥𝗗𝗘𝗗 𝗢𝗡𝗟𝗜𝗡𝗘 𝗟𝗘𝗡𝗗𝗜𝗡𝗚 𝗣𝗟𝗔𝗧𝗙𝗢𝗥𝗠𝗦

Ipinapaalala na ang mga sumusunod na Online Lending Platforms (OLPs), applications, at websites ay 𝗵𝗶𝗻𝗱𝗶 𝗮𝘄𝘁𝗼𝗿𝗶𝘀𝗮𝗱𝗼 𝗮𝘁 𝗵𝗶𝗻𝗱𝗶 𝗽𝗶𝗻𝗮𝗽𝗮𝗵𝗶𝗻𝘁𝘂𝗹𝘂𝘁𝗮𝗻 na mag-alok, mag-process, o magpautang, alinsunod sa SEC Memorandum Circular No. 10, Series of 2021 na nagpatupad ng moratorium sa mga bagong OLPs simula 02 November 2021.

Google Play Store:
1. PeraGo: Secure Loans
2. LoanTayo – Flexible Loans
3. SeaCash – Safe and Fast Loan
4. ZRT CREDIT: Loan PH
5. Bingo Peso: Philippine CashLoan
6. Peso Maya – Fast Online Loan
7. Cash Muna
8. GZ Lend – Online Cash Loan App

Apple Store:
1. Valor Credit – Loan App Quickly 18+
2. Dolo Loan
3. Maxi Lending – Loan & Mabilis Cash
4. Sky Loan – Quick Lending App
5. VIP Loan – Quick Lending App
6. AssetCred – Loan App Philippines
7. PeraOne – Online Mabilis Cash
8. Easy Loan – Loan App Philippines

Websites:
1. Andali Cash
2. Cashcano
3. Metacash

Para sa katanungan o reklamo, makipag-ugnayan sa SEC FinLenD sa (02) 8818-5990 o sa SEC iMessage Portal.

Para sa listahan ng mga awtorisadong OLPs, bisitahin ang opisyal na website ng SEC: https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-recorded-online-lending-platforms/

Basahin ang kabuuan ng advisory dito: https://www.sec.gov.ph/advisories-2025/advisory-re-undrecorded-online-lending-platforms/