NARP LAW

30/09/2026

Does having a Privacy Policy mean your company is already compliant with Philippine data privacy law?

The answer involves five pillars of compliance identified by the National Privacy Commission.

Read the full article here:

https://narplaw.com/2026/09/30/the-five-pillars-of-data-privacy-compliance-in-the-philippines/

What does data privacy compliance require in the Philippines? Learn the five pillars organizations should build into their privacy and data protection program.

28/09/2026

Congratulations to our Senior Counsel, Atty. Noel Christopher S. Casuncad, on being invited as a subject matter expert and speaker during the Bank of China Philippines’ AMLLCO Compliance Month.

Held under the theme “Mission is Possible. 100% Compliance Everyday,” the session brought together compliance professionals for a discussion focused on strengthening AML compliance and deepening practical understanding of regulatory requirements.

His extensive experience across banking, fintech, AML, regulatory compliance, and corporate legal practice reflects the depth of expertise he brings to Napiere Law Firm (NARP LAW).

Congratulations, Atty. Noel, on this well-deserved recognition.

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NARP LAW assists clients in navigating complex legal issues, regulatory requirements, and legal risks structuring operations for compliance and growth.

For more information, you may contact us at [email protected] or at +639063731095.

23/09/2026

Can a HOA block a homeowner from using subdivision roads because of unpaid dues?

Read the full article:

https://narplaw.com/2026/09/23/hoa-sanctions-philippines-ra-9904/

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NARP LAW assists clients in navigating complex legal issues, regulatory requirements, and legal risks structuring operations for compliance and growth.

For more information, you may contact us at [email protected] or at +639063731095.

16/09/2026

Can you be charged with money laundering even if you didn't commit the underlying crime?

Read the full article here:

Can someone be liable for money laundering without committing the predicate crime? Learn the Philippine legal distinction and AML implications.

09/09/2026

Can a store require customers to pay by installment only?

DTI DAO 21-03 sets rules on how merchants may offer cash, installment, and digital payment options to consumers.

The rules discussed the following:

(1) Cash payments;
(2) Credit and debit cards;
(3) QR and electronic payments;
(4) Installment agreements;
(5) Interest and other charges; and
(6) Disclosure of payment options

For businesses, knowing these rules can help prevent avoidable customer disputes and DTI complaints. Know your payment rules before they become a compliance problem.

Read the full article in this edition of Legally Speaking at

https://narplaw.com/2026/09/09/dao-21-03-payment-options-merchants-philippines/

Learn the payment rules for merchants under DTI DAO 21-03, including cash, installment, digital payments, pricing, disclosures, and compliance.

04/09/2026

NARP LAW congratulates NEXUS CORE SYSTEM TECHNOLOGY CORP. on its opening.

It is a privilege to support NEXUS GROUP as it begins this exciting chapter. We look forward to continuing to work alongside the company as it grows, navigates new opportunities, and builds for the future.

Wishing the entire team continued success.

02/09/2026

When can a bank bear the loss caused by its own negligence?

In BDO Unibank, Inc. v. Barcellano, the Supreme Court discussed the consequences of a bank's gross negligence in prematurely releasing funds.

The ruling highlights the extraordinary diligence required of banks and the limits of recovering funds when the bank's own negligence caused the loss.

Read the full discussion in this edition of Legally Speaking:

https://narplaw.com/2026/09/02/when-banks-bear-the-loss-gross-negligence-and-the-recovery-of-funds/

25/08/2026

Digital financial marketplaces are reshaping how financial products and services reach consumers—but innovation comes with regulatory responsibility.

In this edition of Legally Speaking, we discuss:

• The new BSP regulatory framework
• Capital and licensing requirements
• Platform neutrality and third-party providers
• Consumer protection, cybersecurity, and data governance

Understanding the regulatory framework early can help financial institutions and fintech businesses manage risk while building sustainable digital financial services.

Read the full article below:

https://narplaw.com/2026/08/25/bsp-digital-financial-marketplaces-philippines/

18/08/2026

One Person Corporations (OPC) may have simpler structures—but they are not exempt from corporate compliance. Understanding these requirements can help OPCs maintain good standing with the SEC and avoid unnecessary regulatory penalties.

Read the full article:

https://narplaw.com/2026/08/18/sec-guidelines-on-the-compliances-of-one-person-corporations/

11/08/2026

The SEC has lifted the moratorium on Online Lending Platforms (OLPs). What does this mean for fintech and lending companies?

In this edition of Legally Speaking, we discuss:

• The lifting of the OLP moratorium effective August 1, 2026

• The updated minimum paid-up capital requirements

• What financing and lending companies need to consider before launching or expanding digital lending operations

The lifting of the moratorium is not an automatic approval. Companies must still comply with applicable regulatory and capitalization requirements.

Read the full article and understand what this means for you:

https://narplaw.com/2026/08/11/online-lending-platforms-olp-lifting-of-moratorium-and-updated-capitalization-requirements/