02/20/2026
ATTENTION 1099 / W-9 CONTRACTORS 🚨🚨
(If you’re not a W-2 employee… this is for YOU 💸)
Uber 🚗 Door Dash / Spark
Hairstylist 💇🏽♀️ Nail Tech 💅🏽
Content creator 📱
Independent contractor?
You are SELF-EMPLOYED in the IRS eyes. Period.
Here’s what you need to know for filing 👇🏽
✨ Set Money Aside for Taxes
Nobody is withholding for you. If you don’t save it, you’ll owe it 😩
✨ Quarterly Estimated Taxes Matter
If you expect to owe $1,000 or more, the IRS expects estimated payments during the year to avoid penalties 📆💰
✨ Track Your Expenses (Legal Write-Offs)
✔ Home office (must be used regularly & exclusively for business)
✔ Business travel & meals (meals generally 50% deductible)
✔ Supplies, tools & equipment
✔ Marketing & advertising
✔ Business portion of phone & internet
✔ Mileage (keep a log!) 🚗📝
✨ Self-Employment Tax Is Real
You pay both the employer and employee portion of Social Security & Medicare. Yes… all of it
1099 money hits different because it’s gross pay. No taxes taken ou
