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Justin Zunker - Shorewest Realtors

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Justin Zunker - Shorewest Realtors

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Residential listing specialist serving Milwaukee Area communities.

Justin Zunker is a leading listing specialist with Shorewest Realtors, serving Hales Corners, Wauwatosa, New Berlin, Franklin, and Brookfield. With two decades of corporate experience in negotiation and customer relations, he offers a seamless, stress-free process. Justin's full-service team handles everything from staging and professional photography to showings and inspections. He's a no-pressure agent who listens to your goals, whether you're upsizing, downsizing, or relocating. A father of three, Habitat for Humanity volunteer, and avid gardener, Justin is also a proud member of the Wisconsin Realtors Association®, Greater Milwaukee Association of Realtors®, and National Association of Realtors®.

11/09/2026

What Experts Forecast for Mortgage Rates and Home Prices in 2027

Want to know what’s next for rates and prices? The forecasts are in.

And the outlook for the housing market in 2027 comes down to one word: steady.

The latest forecasts from Fannie Mae, the Mortgage Bankers Association, and Wells Fargo show mortgage rates holding fairly flat through 2027. No big drop expected. No big spike either.

Lenders agree. In a recent HousingWire survey, 70% of mortgage executives said they expect rates to be around 7.5% or higher six months from now.

Home prices are on a steady path too. On average, those same forecasts show national prices rising about 1% to 1.5% a year through 2027.

So what does that mean for you?

If you’re buying, slower price growth gives you a little more breathing room. And instead of waiting on a rate drop that may not come, you can focus on what you can control, like a monthly payment that feels comfortable today.

If you’re selling, your house should keep holding its value, which makes it easier to plan your move around your goals and timeline.

Just keep in mind, these are national numbers. What’s happening in your neighborhood could look different.

Curious what a move could look like at today’s rates and prices? Let’s run the numbers together.

Curious about the home selling process?
Call/Text to set up an appointment: 414-502-8486

Want to estimate the value of your home?
Go to: JustinZunker.com

11/09/2026

Did the latest climb in mortgage rates take a bite out of your home budget and have you rethinking your move?

If you’re aiming for a $2,000 monthly payment, that rise in rates cut about $22,000 from what you can spend. That’s a lot.

But what if you could close the gap?While headlines focus on lost buying power, they’re not calling enough attention to how seller concessions can offset that blow.

More than 40% of homes for sale have had a price cut, and the typical cut on a median-priced home is around $18,000. That alone could win back most of what rates took.

And you could get back even more by asking for repair credits or closing cost help, too.

How much a seller will negotiate depends on the house and the area. Send a DM to find out how much of that $22,000 you could get back around here.

Curious about the home selling process?
Call/Text to set up an appointment: 414-502-8486

Want to estimate the value of your home?
Go to: JustinZunker.com

11/08/2026

Are price cuts a winning strategy for sellers today? It depends.

Say your house is listed but you’re not getting any offers, and you’re thinking about your options to try to draw buyers back in. Here are two routes you can take:

Option 1 (the most common): You drop your price by $10k and your buyer saves about $70 a month on the median priced home.

Option 2: You put that same $10k to work and pay for a 2-1 rate buydown. That could save your buyer roughly $500 a month the first year they own the home.

Same money, bigger immediate impact. And since buyers shop by monthly payment, it’s something at least worth considering.

Want to learn more about which concessions actually move the needle for buyers today? Let's talk.

And if you’re interested in a buydown, have a quick conversation with a lender about whether it makes sense for you.

Curious about the home selling process?
Call/Text to set up an appointment: 414-502-8486

Want to estimate the value of your home?
Go to: JustinZunker.com

11/08/2026

If you’re seeing headlines about the “silver tsunami” in housing, you should know it’ll be more of a slow tide than a sudden flood.

About 13.9 million homes owned by older Americans are expected to change hands by 2036 – that’s true. But that works out to roughly 1.3 to 1.5 million a year, spread over the next decade.

And since the country hasn’t built enough homes to keep up with demand in the years following the housing crash, those sales will help close a gap that’s already there. Not overwhelm the market.

So don't let a dramatic national headline scare you - especially if you’re thinking of selling.

What matters far more is what's happening in your local market. How many houses are for sale nearby? What are buyers looking for? And what are similar houses actually selling for?

Those are the numbers that should shape your selling strategy.

Curious what the market looks like in your neighborhood? Let's take a look.

Curious about the home selling process?
Call/Text to set up an appointment: 414-502-8486

Want to estimate the value of your home?
Go to: JustinZunker.com

11/07/2026

Selling Your Home? What You Should Know About Price Cuts vs. Rate Buydowns.

What if you could make your house more attractive to buyers without lowering your asking price?

With 43% of sellers cutting prices right now, according to HousingWire, it's a question worth asking – especially because there's another way to give buyers what they really want: a lower monthly payment.

It's called a mortgage rate buydown. And the difference can be pretty remarkable.
Here's an example.

Let's say you're willing to offer a buyer $10,000 to help get your house sold.

A $10,000 price reduction could save that buyer about $70 a month.

But putting that same $10,000 toward a temporary mortgage rate buydown could save them roughly $500 a month in the first year.

Same amount from you. A much bigger impact on their immediate budget.

Now, those savings won't last forever with a temporary buydown. But for the right buyer, that upfront relief could be exactly what makes your house stand out.

Thinking about selling? Send me a message. Let's explore which incentives could attract buyers while protecting your bottom line.

Curious about the home selling process?
Call/Text to set up an appointment: 414-502-8486

Want to estimate the value of your home?
Go to: JustinZunker.com

11/06/2026

Toward the end of the year, the number of homes for sale usually starts to level off or dip as we enter the slower season in the market. But so far this year, it’s still going up.

And that break in the usual seasonal trend could be good for some buyers.

Part of the reason is that fewer people are shopping right now with mortgage rates where they are. But that gives anyone who can make the numbers work an opportunity.

If you’re able to buy at today’s rates, you have more options than you’d normally have. And that means more chances to find a home in budget – and less competition from other buyers.

You’ll likely even see sellers more willing to strike a deal.

What you’ll find depends on where you’re looking. Send a DM to see what’s on the market near you.

Curious about the home selling process?
Call/Text to set up an appointment: 414-502-8486

Want to estimate the value of your home?
Go to: JustinZunker.com

11/05/2026

What the Silver Tsunami Means if You’re Planning To Sell

The term “silver tsunami” makes it sound like a wave of houses is about to hit the market all at once. The research says otherwise.

According to Realtor.com, about 13.9 million homes owned by older Americans are expected to change hands by 2036. That's a big number. But it's spread across a decade, at roughly 1.3 to 1.5 million homes a year.

The pace is important. After the 2008 housing crash, builders spent years not building enough homes to keep up with demand, and the country still hasn't caught up. As longtime homeowners sell over time, their houses will help ease a shortage that's already there.

For buyers, that can mean more options. For sellers, it means there's no reason to put your plans on hold because of a trend that’s expected to play out over the next 10 years.

What matters more is what's happening in your area right now: how many homes are for sale nearby, what similar houses are selling for, and what buyers want.

Planning a move in the next year or so? Let's talk about what the local numbers mean for your house.

Curious about the home selling process?
Call/Text to set up an appointment: 414-502-8486

Want to estimate the value of your home?
Go to: JustinZunker.com

11/04/2026

Wondering where mortgage rates are headed?

The latest forecasts from Fannie Mae, MBA, and Wells Fargo show rates settling in somewhere between about 6.9% and 7.5% through the end of 2027. That means no big drop is expected, and there’s no big spike to worry about either.

Why? These forecasts are based on where the economy, the job market, and world events stand today. Until those things change, rates probably won’t either.

While it may not be the direction you were hoping for, that kind of steadiness does make it a lot easier to plan your next move.

Let’s run the numbers on what buying or selling looks like at today’s rates, so you can decide based on your goals, not the headlines.

Curious about the home selling process?
Call/Text to set up an appointment: 414-502-8486

Want to estimate the value of your home?
Go to: JustinZunker.com

11/03/2026

How To Win Back Your Buying Power

The recent jump in mortgage rates cut about $22k from what a buyer with a $2,000 monthly budget can spend. But you can win most of that back at the negotiating table. More than 4 in 10 homes for sale have had a price cut. And the typical cut is about $18k on a median-priced home. That’s just a price cut alone. You may also be able to ask for repair credits, closing cost help, and more. Let’s find the homes where sellers may have some wiggle room and see what we can negotiate.

Curious about the home selling process?
Call/Text to set up an appointment: 414-502-8486

Want to estimate the value of your home?
Go to: JustinZunker.com

11/02/2026

The Home Insurance Move That Could Save You $440 a Year

When was the last time you shopped around for home insurance? Because that one move could save you hundreds of dollars a year.

With home insurance taking up a bigger chunk of monthly housing costs, that's an opportunity worth looking into.

And the numbers are pretty eye-opening.

According to Intercontinental Exchange, homeowners who switched insurance companies saved an average of $440 a year. Their premiums dropped 6.6%, while homeowners who stayed with their existing provider saw costs climb 10.4%.

That's a big difference just for shopping around.

And here's more good news: Home insurance costs are still rising, but the pace of those increases is finally slowing down.

So, what does this mean if you're buying a home?

Don't assume the first insurance quote you get is the best one. Comparing providers could help you keep your monthly payment more manageable.

And if you're open to new construction, there's another potential advantage. Newly built homes typically cost 10–15% less to insure than older ones, according to John Burns Research and Consulting.

Want help finding ways to make your next move more affordable? Send me a message. Let's talk.

Curious about the home selling process?
Call/Text to set up an appointment: 414-502-8486

Want to estimate the value of your home?
Go to: JustinZunker.com

Address

11622 W North Avenue
Wauwatosa, WI
53226

Opening Hours

Monday	7am - 9pm
Tuesday	7am - 9pm
Wednesday	7am - 9pm
Thursday	7am - 9pm
Friday	7am - 9pm
Saturday	7am - 9pm
Sunday	7am - 9pm

Website

http://justinzunker.com/

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