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Five dollars on the pump.Before anybody opens their mouth about budgeting, do me a favor. Take a good look at that.You d...
10/21/2026

Five dollars on the pump.

Before anybody opens their mouth about budgeting, do me a favor. Take a good look at that.

You don’t know whether that’s somebody trying to get to work, pick up their kids, or make it home until payday. You don’t know what they had to leave on the grocery shelf to put those five dollars in the tank.

And frankly, they shouldn’t have to explain themselves.

People are working full time. Cooking at home. Staying in. Wearing the same clothes. Putting things back at the register. Doing everything they were told would help them get ahead.

And somehow, there’s always another hand out.

The landlord wants his money. The electric company wants its money. The insurance company wants more than it wanted last year.

Everybody gets their cut. The person doing all the working? They get whatever’s left.

Then somebody has the nerve to say, “You gotta make better choices.”

What choice, exactly? Gas or groceries? Pay the electric bill or replace the tire you’ve been praying over for three months?

Let me tell you something. Being able to pay your bills, feed your family, take your kids somewhere once in a while, and keep a little money in the bank should not be some exclusive arrangement you need connections to get into.

People aren’t asking for a yacht. They’re asking for a little breathing room.

A full week’s work ought to get you further than figuring out how to survive the next one.

So no, I’m not posting this pump to laugh at whoever put five dollars in it.

I’m posting it because somebody is trying to make those five dollars get them where they need to go.

And a whole lot of people looking at this know exactly how that feels.

☕ Rhode Island, a Dunkin’ code is making the rounds—and for once, “size doesn’t matter” is a conversation about coffee. ...
10/21/2026

☕ Rhode Island, a Dunkin’ code is making the rounds—and for once, “size doesn’t matter” is a conversation about coffee. 😂

The graphic advertises ONE MILLION free drinks with code SIZEDOESNTMATTER.

Check your Dunkin’ app to see whether it accepts the code and what terms apply before making a special trip.

Anybody get it to work? Let the rest of the family know below. Around here, free coffee qualifies as community news. 😂☕

Netflix and chill? Netflix needs to chill.A thousand employees getting cut. About 6% of the workforce. Product, technolo...
10/20/2026

Netflix and chill? Netflix needs to chill.

A thousand employees getting cut. About 6% of the workforce. Product, technology, legal, human resources.

Come here. Sit down. We gotta talk.

These people got mortgages. Rent. Car payments. Kids who open the refrigerator every 19 minutes like something new showed up.

You send an email about “organizational changes,” and now somebody’s at the kitchen table deciding which bill can wait.

The mortgage company isn’t offering a free trial. National Grid doesn’t care that your department got eliminated. And the car payment? That episode drops every month, whether you’re ready or not.

Everybody tells working people the same thing: work hard, learn a skill, get into a good company.

Then you get into the good company, and one meeting later you’re carrying your belongings to the parking lot.

Now you gotta update your résumé, apply for jobs, explain your experience to a computer and hope a human being eventually calls you back. All while the bills keep arriving right on schedule.

And this reaches beyond those thousand households. People stop going out to dinner. They postpone repairs. They put buying a house on hold. The businesses around them feel it, too.

So Netflix, show a little respect for the people whose work kept the place running. Give them a proper explanation and meaningful support on the way out.

Because a thousand jobs might fit neatly on a spreadsheet.

A thousand families trying to figure out what happens next deserves more than a corporate email.

Does “working from home” include customers coming over for massages and facials?Dear RIARHS,I rent a two-bedroom apartme...
10/20/2026

Does “working from home” include customers coming over for massages and facials?

Dear RIARHS,

I rent a two-bedroom apartment to a tenant for $1,600 a month. The apartment also has a small extra room, which she’s using to provide massages and facials to clients.

My lease clearly states that tenants cannot operate a business out of the apartment. However, I did tell her that working from home would be fine. I never specified what that meant because I assumed we were talking about a remote job or someone on a laptop, answering emails and taking calls.

Apparently, we had two different definitions.

She says she’s running her business “remotely,” isn’t bothering anyone, and is being respectful of the other tenants. From her perspective, I gave her permission to work from home, and that’s exactly what she’s doing.

Here’s what makes this difficult: she’s otherwise a perfect tenant. She pays on time, keeps the apartment clean, and hasn’t caused any problems.

But does permission to work from home also mean permission to bring paying clients into the apartment?

Would you let her continue with clear written conditions, consider a different rental arrangement, or require the business to move elsewhere? Would you consider ending an otherwise good tenancy over this?

Landlords, tenants, and people who run businesses from home: where would you draw the line…and did I create this problem by not being specific?

Send our community member your thoughts. Thank you.

“The tenants are current.”That sentence needs paperwork behind it when you’re buying a three-family.An occupied building...
10/20/2026

“The tenants are current.”

That sentence needs paperwork behind it when you’re buying a three-family.

An occupied building can look great during a showing. Understanding the income takes more work.

Here are three things I’d want reviewed before closing:

1. The payment history.

Ask for a rent ledger and supporting payment records. What was charged, what was actually collected, and when? A security deposit is not monthly rental income.

2. The actual rental agreements.

Review leases, amendments, deposits, prepaid rent, concessions, and any side agreements. Make sure the rent advertised matches the arrangement you’re inheriting.

3. Confirmation from the tenants.

Have your attorney advise on tenant estoppel certificates or another written confirmation of rent, deposits, lease dates, and outstanding promises. Compare those answers with the seller’s records and resolve discrepancies.

You’re buying a building and taking over existing rental relationships. Both deserve due diligence.

If you’ve bought an occupied property, what’s the one thing you wish you had verified before closing?

Your three family’s mortgage is due. One tenant’s rent isn’t coming. The bank still wants the whole payment.Let’s use a ...
10/20/2026

Your three family’s mortgage is due. One tenant’s rent isn’t coming. The bank still wants the whole payment.

Let’s use a hypothetical example:

Three apartments renting for $2,000 each bring in $6,000 per month.

Monthly expenses:
• Mortgage principal and interest: $3,600
• Property taxes: $700
• Insurance: $300
• Water and sewer: $200
• Maintenance reserve: $400

Total: $5,200.

With everyone paying, you have $800 left before other expenses.

One tenant stops paying, and your income drops to $4,000.

Now you’re short $1,200 per month, even with no major repairs.

Three months? That’s $3,600 out of your pocket.
Six months? That’s $7,200.

And that $400 maintenance reserve? Skipping the contribution doesn’t stop the furnace from breaking.

People see three apartments and think three checks. You also have one building full of expenses that keep showing up.

While other cities are having trouble moving property, Woonsocket is apparently attracting snowbirds from Florida.And ho...
10/20/2026

While other cities are having trouble moving property, Woonsocket is apparently attracting snowbirds from Florida.

And honestly, look at the amenities.

Fine dining at Texas Roadhouse. A fitness center at Planet Fitness. Shopping at Kohl’s. An ALDI for your retirement budget and an Aspen Dental for your retirement teeth. You can furnish the house, buy groceries, get a crown and grab a steak without leaving the plaza.

Who needs Palm Beach when you’ve got Dowling Village?

We get all four seasons here. Fall foliage. A white Christmas if the weather cooperates. Spring flowers. And just enough summer to remind you why you wanted central air.

You don’t gotta worry about sunburn most months of the year. By January, you’re barely exposing enough skin to unlock your front door.

And that whole “Florida has no state income tax” sales pitch? It’s not everything it’s cracked up to be when the homeowners insurance bill shows up. You still gotta look at the whole budget. Saving in one column doesn’t mean much if another bill eats it right back up.

Up here, your biggest weather preparation might be buying bread and milk before a snowstorm, then fighting somebody at Lowe’s over the last bag of ice melt.

Give Woonsocket a chance. Get yourself a snowblower, a reasonably heavy coat and a strong opinion about how the city plows your street. You’ll fit right in.

Somewhere in Florida, a guy in white New Balances is telling his wife, “Pack it up, Linda. We’re moving to the Socket.”

Two flat tires. A Cadillac SUV. And a Rhode Island State Police detective facing a DUI charge.We hope this was a big mis...
10/20/2026

Two flat tires. A Cadillac SUV. And a Rhode Island State Police detective facing a DUI charge.

We hope this was a big misunderstanding.

According to police, Michael Bowen, 36, of East Greenwich, was stopped on North Main Road in Jamestown late Thursday night after a resident reported a vehicle traveling through the neighborhood with two flat tires and a loud scraping noise.

Police say Bowen told the responding officer he had struck something in the roadway while heading toward Newport. The officer reported signs of possible impairment, including slurred speech, bloodshot eyes and an odor of alcohol.

Bowen faces a DUI charge, an alleged chemical-test refusal and additional traffic violations. He is scheduled to appear in Newport District Court on October 23.

Everyone deserves due process. The public also deserves accountability, including when the person accused carries a badge.

The charges are allegations. Bowen is presumed innocent unless proven guilty.

“ChatGPT, ChatGPT, ChatGPT… how do I become a real estate millionaire with ONE move?”I have a plan.Buy a three-family wi...
10/20/2026

“ChatGPT, ChatGPT, ChatGPT… how do I become a real estate millionaire with ONE move?”

I have a plan.

Buy a three-family with nine bedrooms and double parlors. Turn one parlor in each apartment into another bedroom.

Now you have 12 bedrooms.

Rent each room for $900 a month.

That’s $10,800 coming in every month.

The mortgage is $5,700.

You have $5,100 left after the mortgage, before the other expenses.

“But where am I supposed to live?”

I’m glad you asked.

Park your car in the yard. You live there now.

You can’t be taking up a perfectly good $900 bedroom just because you want to stretch your legs when you sleep.

That driver’s seat reclines for a reason.

Your commute to manage the property? Eleven steps. Twelve if you park behind the dumpster.

Tenant says the heat isn’t working? You understand. Yours only works when the engine is running.

Someone complains their bedroom is too small? You’re sleeping next to a steering wheel. Read the room.

Now let’s stretch this out over 30 years:

$3,888,000 in rent collected.
$2,052,000 in mortgage payments.
$1,836,000 left after the mortgage.

Eleven thousand dollars in improper donations. Tens of thousands more reported incorrectly. What kind of bookkeeping ope...
10/19/2026

Eleven thousand dollars in improper donations. Tens of thousands more reported incorrectly. What kind of bookkeeping operation are we running here?

According to GoLocal, that’s what its investigation uncovered in Helena Foulkes’ campaign finances. The campaign had to correct its reports and return money.

Now listen. When you’re asking the people of Rhode Island to put you in charge, keeping the campaign books straight is part of the audition.

And the Board of Elections? You’re supposed to be watching the register. How’s a news outlet finding problems your audits should be catching?

The money goes back. The paperwork gets fixed. Fine. But somebody still owes the public an explanation.

Who missed it? How long was it sitting there? And what changes so it doesn’t happen again?

Because “we fixed it after somebody caught it” is a pretty lousy business model.

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