Paramount Law

02/11/2026

Oklahoma families—picture your savings smashed to bits overnight by a debt collector's hammer. No cash left for rent, groceries, or gas. This nightmare is real here.

The National Consumer Law Center's February 2026 report, Safe Deposits, exposes it: Oklahoma earns a failing "F" grade for offering zero automatic protection in bank accounts. Debt collectors can freeze and drain every penny—even essentials.

From 2018–2022, over 340,000 debt lawsuits flooded our courts (Oklahoma Access to Justice Foundation's Downward Debt Spiral study). Out-of-state collectors buy debts cheap, score quick defaults, pile on fees, and ship money out—deepening poverty.
Thirteen states protect $3,000+ automatically—no forms, no hearings. Oklahoma can too!

Read our blog below and call your reps: Demand a self-executing exemption to shield family bank accounts. Stop the spiral—protect our most vulnerable neighbors.

In Oklahoma, the rules for garnishment give debt collectors a lot of power. But they offer little automatic help for people's bank accounts. The NCLC's Safe Deposits report from February 2026 gives our state an "F" grade for this reason. We have no law to shield a basic amount in a bank account from...

01/23/2026

🚨 𝐁𝐈𝐆 𝐍𝐄𝐖𝐒 𝐅𝐎𝐑 𝐒𝐓𝐔𝐃𝐄𝐍𝐓 𝐋𝐎𝐀𝐍 𝐁𝐎𝐑𝐑𝐎𝐖𝐄𝐑𝐒 🚨

The Department of Education just announced they're DELAYING forced collections on defaulted federal student loans.

This means:
✅ No tax refund seizure this tax season
✅ No wage garnishment notices going out
✅ Social Security benefits still protected

Plus — a NEW repayment plan is coming July 2026 that could make payments more affordable.

If you're in default, NOW is the time to explore your options.

👉 Read the full breakdown:

The Department of Education just announced a delay on forced collections for defaulted federal student loans. This means your tax refund, wages, and Social Security benefits are temporarily protected. Plus, a new repayment plan called RAP is coming July 2026 with features designed to make payments m...

05/06/2025

Everyday we receive another Toll Scam text. Don't fall for it, and tell your elders that may not be on Facebook.

🚨 PIKEPASS - SCAM ALERT 🚨

An aggressive text scam is circulating, claiming that you are overdue for a Pikepass payment.

**DO NOT CLICK ON THE LINK!**

The Oklahoma Turnpike Authority has issued a warning regarding this scam. For more information, please visit their official alert here:
https://www.facebook.com/OKTurnpike/posts/pfbid0kGernUWVMHLtfegFu95Z3URzz9zHDoji4kYsvTsqgwBsRGrTfMozuaLVeqbUbhRRl

Always be cautious and verify any account status directly through the official website rather than relying on links from text messages or emails. (But you can trust the above link from us😉😂)

Please share this information with your friends and families to help keep everyone safe from scams!

Mos Eisley or wherever scammers work:

"You will never find a more wretched hive of scum and villainy. We must be cautious." — O-W.K., 1977

03/26/2025

🚨 Beware of Toll and Debt Scams! 🚨

Have you received text messages claiming you owe a toll or other debts? These could be scams trying to trick you into paying for something you don’t owe! 🚫💸

But here’s something you might not know: legitimate text messages from debt collectors could actually be worth money to you! If you’re receiving any text messages from debt collectors, we want to hear from you! 📲💬

Don’t let scams take advantage of you. Reach out to us today to learn how you can protect yourself and potentially benefit from these communications. Your rights matter, and we’re here to help!