Michael Hall at Waterstone Mortgage NMLS #210073

06/02/2026

June is National Homeownership Month — a time to celebrate the dream of homeownership and the opportunities it creates for individuals and families. 🏡

Whether you're buying your first home, upgrading to fit your growing needs, or exploring your options for the future, having the right guidance can make all the difference.

If homeownership is one of your goals this year, let’s make your move together. We’ll work hand-in-hand to ensure you secure the right mortgage loan to meet your needs.

Even if you’re not ready to buy today, understanding your options early can help you prepare with confidence.

Send a message to chat.

05/30/2026

5.0 star review received on Experience.com for Michael Hall by Wayne R D - Michael went over and beyond in every possible way to accomodate our needs. Thanks Michael for a very smooth experience!

Click to see all 72 reviews of Michael Hall at Waterstone Mortgage NMLS #210073, Loan Originator

05/29/2026

Real estate investors, this one’s for you!

If you’re looking to expand your portfolio — or jump into the real estate game — consider Waterstone Mortgage’s Cashflow Pro program.

We’ll use your debt service coverage ratio (DSCR) to qualify you — meaning you can get a loan based on the income your investment property generates.

You don’t have to be a seasoned investor to take advantage of this program; first-time investors are allowed, too!

Sound like a good fit? Learn more here, or reach out with any questions. https://bit.ly/4tMUnGx

05/27/2026

So, you decided you want to buy a house. Confused about where to begin?

Your journey starts with a pre-approval.

Getting pre-approved early helps you:
☑️ Understand your budget
☑️ Strengthen your offer
☑️ Move quickly when you find “the one”

Ready to make your move? Start here: https://bit.ly/47oyPYY

05/25/2026

This Memorial Day, we remember and honor those who made the ultimate sacrifice in service to our nation. 🇺🇸

We are grateful today and every day.

05/18/2026

If you’re self-employed or a freelance worker, your work might not fit into a traditional box. Your mortgage doesn’t have to, either!

Waterstone Mortgage’s Statement Select loan program allows you to qualify for a mortgage using your bank statements — not a traditional W2.

Plus, Statement Select offers up to 90% financing with NO mortgage insurance for eligible buyers.

Get the details here, or reach out with any questions. https://bit.ly/4uGscJU

05/16/2026

House hunting this weekend? Pick your go-to fuel…

Hot coffee ☕️
Iced coffee 🧊

No wrong answers — drop yours in the comments.

(PS, let’s make sure your pre-approval is as smooth as your coffee. Send a DM to get started.)

05/15/2026

Think you need 20% down? Not necessarily.

There are multiple ways buyers are reducing upfront costs right now:

🔵 Mortgages with low down payment requirements
🔵 Down payment & closing cost assistance
🔵 Temporary interest rate buydowns

Interested in learning more? The first step toward making your move starts here: https://bit.ly/4njJzhe

05/13/2026

A temporary interest rate buydown is a great — but often overlooked — way to make your mortgage more affordable.

Temporary buydowns allow you to reduce your interest rate for the first 1-3 years of your loan, so you can ease into your new mortgage.

The best part? It’s most often covered by the seller, agent, or lender.

Learn more: https://bit.ly/4nsLPDa

05/09/2026

You’ve built equity — now what? 🤔 Turn your home’s value into opportunity.

Your equity could be used for renovations, debt consolidation, education costs, and more.

See how a HELOC, home equity loan, or cash-out refinance could fit your goals: https://bit.ly/4u3L0D8