San Francisco Realtor - Heather Stoltz

10/16/2026

Small autumn fixes can prevent major home damage down the line. Discover which seasonal tasks protect your home’s value before winter arrives in this blog post via the link in the comments.

Want more details? Feel free to reach out.

Berkshire Hathaway HomeServices Franciscan Properties | (415) 664-9400 | DRE: 01477482

10/15/2026

New Transparent Pricing! Check out this sweet home in a prime San Mateo location. Adorable 2 bed/1 bath with hardwood floors, wood burning fireplace, w/d, mid-century tile on a spacious flat lots with beautiful shade trees. Transparent price.

10/14/2026

New Transparent Pricing! Check out this sweet home in a prime San Mateo location. Adorable 2 bed/1 bath with hardwood floors, wood burning fireplace, w/d, mid-century tile on a spacious flat lots with beautiful shade trees. Transparent price.

Charming 2-bedroom, 1-bath home offering approximately 1,180 square feet of timeless character on an expansive 5,000 square foot lot in one of San…

10/14/2026

Hoping mortgage rates will come down soon? The latest inflation report just made that outlook a little more complicated.

Inflation climbed to 3.7% in September, higher than economists expected. And while rising gas prices were a big driver, costs increased across several other categories too.

Why does that matter for housing? Because stubborn inflation makes it harder for the Fed to justify lowering their Federal Funds Rate. It could even increase the chances of another hike.

Now, the Fed doesn't directly control mortgage rates. But inflation and Fed expectations influence them, which means there's no guarantee mortgage rates will move lower anytime soon.

If you're planning to buy or sell, don't let a hoped-for rate drop be the only thing driving your timeline.

Let's look at what today's market means for your move and build...



Text/Call/Email 415-505-9581 for private appointment. Licensed in California #01477482
Serving Northern and Central CA.

10/14/2026

Dinner, but make it theater. Think tequila-flamed tomahawk, hand-pressed duck, ch*****ne carts, and mozzarella stretched tableside. Across the country, luxury restaurants are turning the art of dining into an experience you can watch unfold at your seat. Explore the trend in the Fall 2026 issue of Prestige Magazine via the link in the comments.

Berkshire Hathaway HomeServices Franciscan Properties | (415) 664-9400 | DRE: 01477482

10/12/2026

Worried you might regret buying a home right now?

Even though rates are still higher than buyers would like, everyday costs are up, and the economy feels uncertain, a recent NerdWallet survey found most buyers who’ve already made the leap say they’re glad they did. Only 3% actually regret it.

That’s a good reminder that homeownership isn’t really about whether you bought at the “perfect” time, rate, or price. It’s about what owning a home can do for you over time.

As home values rise and you pay down your mortgage, you build something called equity. And that equity can eventually give you more flexibility, more financial options, and more freedom when it’s time for your next move.

So, if buying is something you still want, don’t let today’s uncertainty automatically talk you out of it.

Let’s look at what’s possible and...



Text/Call/Email 415-505-9581 for private appointment. Licensed in California #01477482
Serving Northern and Central CA.

10/12/2026

Honestly, we’d love to take the tour from the pooch perspective every time.

Berkshire Hathaway HomeServices Franciscan Properties | (415) 664-9400 | DRE: 01477482

10/11/2026

Over half of homes (60%) are selling below their original asking price right now. And that stat’s held steady for about a year and a half.

With affordability still so tight, having room to negotiate on price will take some of the biggest financial pressures off your move.

Where you've got the most pull comes down to the neighborhood. Let's chat, and we'll pinpoint where you can push hardest.



Text/Call/Email 415-505-9581 for private appointment. Licensed in California #01477482
Serving Northern and Central CA.

10/10/2026

The Fed is raising the Fed Funds Rate to cool inflation, and that can keep upward pressure on mortgage rates for a while. But you can still make a move that works for you.

It just takes the right strategy.

Buyers need to know their real budget at today's rates. Sellers need a price and plan that fits what buyers can afford right now.

Relief on rates could take some time. If you're thinking about a move, let's put together a game plan built for today's rates, so you'll know your next step.



Text/Call/Email 415-505-9581 for private appointment. Licensed in California #01477482
Serving Northern and Central CA.

10/09/2026

Planning for the years ahead often comes down to one big decision: stay or move.

Staying in your house could mean you have to do some updates like grab bars, walk-in showers, and wider doorways. Moving to a 55+ community lets you skip the remodel and puts a lot of perks right outside your door.

Many offer on-site amenities, added security, and an HOA that takes care of shared spaces. Plus, they make it easy to feel connected to the people around you.

And the equity you've built in your current house could help you make the move.

Weighing your options? Reach out to talk through what makes the most sense for you.



Text/Call/Email 415-505-9581 for private appointment. Licensed in California #01477482
Serving Northern and Central CA.