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Monday 8:30am - 5:30pm Tuesday 9am - 5:30pm Wednesday 8:30am - 5:30pm Thursday 8:30am - 5:30pm Friday 8:30am - 5:30pm

Payne & Black, LLC

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Rock Hill, SC
Payne & Black, LLC

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From offices in Rock Hill and Columbia, the law firm of Payne & Black represents clients throughout SC in matters involving, Elder Law, Medicaid, Wills, Trusts, Estates, Special Needs Trusts, Asset Protection Law, Bankruptcy, and Tax Law.

11/03/2026

Considering bankruptcy for debt relief? Contrary to common myths, you don't lose everything you own, and the automatic stay halts creditor collections. Learn how Chapter 7 and Chapter 13 help protect your assets.

Review these key bankruptcy facts so you know what to expect when filing Chapter 7 or Chapter 13 bankruptcy.

11/03/2026

Unlike a traditional will, a revocable living trust allows your estate to bypass the delays and public record of probate while providing management if you become incapacitated. Learn the key benefits and setup steps.

Learn how revocable living trusts offer control over your estate, avoid probate, and protect privacy. Compare with wills and understand the setup process and cost.

10/30/2026

Consumer bankruptcy offers a legal path to debt relief through Chapter 7 liquidation or Chapter 13 repayment. Understanding how filing affects your assets and credit is the first step toward regaining financial stability.

Overwhelmed by debt? Learn how the bankruptcy process works, compare Chapter 7 vs. Chapter 13, and see if it fits your situation.

10/29/2026

What happens to your bank accounts when you pass away? Without payable-on-death designations or a living trust, your family could face months of delays and expensive probate court proceedings. Learn how proper planning protects your assets!

You can’t take it with you, so what happens to your bank account after you pass on? Here’s what you need to know.

10/27/2026

Worried a debt collector could freeze your bank account? Creditors generally cannot seize your funds without first obtaining a court judgment. Learn how the bank levy process works and what funds are legally protected. https://www.forbes.com/advisor/debt-relief/can-debt-collector-get-into-bank-account/

10/27/2026

Did you know that 3 out of 4 Americans don't have a will? Dying without an estate plan can leave your loved ones facing costly court delays and disputes. Discover the three essential estate documents every adult should have.

Only about 24% of adults report having a will, according to one survey. Here's why, and the three documents everyone needs.

10/23/2026

Filing for consumer bankruptcy provides powerful debt relief, but understanding the difference between Chapter 7 discharge and non-dischargeable obligations is critical.

Explore the essentials of bankruptcy planning before making a decision:

Considering bankruptcy this September? Don't file before you've answered these crucial questions.

10/22/2026

What happens to your estate after you pass away? The probate process validates wills, settles debts, and distributes property to heirs. Learn how probate works and what steps can help your family simplify estate administration.

Probate is the legal process for authenticating a will and distributing an estate's contents. Here's what to expect when a will is in probate.

10/21/2026

Choosing between a revocable and an irrevocable trust is a critical step in estate planning. From IRS lookback rules to asset protection from creditors, proper trust setup safeguards your family's inheritance. Read the full guide.

Trusts can be a smart way to secure the financial future of your family. It can help you (the grantor) map out a financial future for children, other dependents or anyone else. A trust is a legal arrangement where a trustee manages assets for your beneficiaries. When creating a trust you’ll want

10/20/2026

Wondering how a bankruptcy discharge actually works? A court discharge releases debtors from personal liability on eligible debts like credit cards and medical bills. Learn how Chapter 7 and Chapter 13 discharges differ under federal law.

Learn about bankruptcy discharge & its impact. Understand differences in Chapter 7, 13, & 11 discharge. Rebuild credit & prevent future bankruptcies.

Address

131 Caldwell Street
Rock Hill, SC
29730

Opening Hours

Monday	8:30am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	8:30am - 5:30pm
Thursday	8:30am - 5:30pm
Friday	8:30am - 5:30pm

Website

http://www.pbplawsc.com/

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