Rachel Wilkins - San Diego Realtor

10/09/2026

⭐️ FEEDBACK FRIDAY ⭐️
Nothing means more to me than hearing that my clients felt supported, informed, and confident throughout their real estate journey.
Thank you to every client who has trusted me to help them buy, sell, and invest in San Diego real estate. Your kind words truly mean the world to me! ❤️
Thinking about making a move? Don’t just take my word for it—check out my reviews and see what past clients have to say about their experience working with me.
Whether you’re buying your first home, upgrading, downsizing, or simply exploring your options, I’d love the opportunity to help guide you through the process.
📩 Ready to chat about your real estate goals? Send me a DM or reach out anytime!

10/08/2026

Renovate or Relocate? What To Know Before You Decide To Age in Place

Staying and moving can both be good choices. What matters most is finding the place where you'll feel comfortable and at home for years to come.

If you'd like help weighing the two, let's connect. We can look at what your house could sell for and what 55+ communities in our area have to offer, so you can decide what feels right for you.

You've spent years making your house feel like home, celebrating milestones, making each room your own, and turning neighbors into friends. As you look ahead to the next chapter of your life, it's natural to wonder if this is still the place you want to spend it.

10/08/2026

Going to the gym is so critical- not just for the physical benefits but for the mental ones too. I’ve been a fan of LifeTime La Jolla for as long as I can remember. Getting in a GTX class with my favorite instructor, family member, and friend, is such an incredibly motivating way to hold myself accountable!

10/07/2026

Myth vs. Reality: Does the Fed Control Mortgage Rates?

The Fed doesn’t set mortgage rates, but its hikes can keep them higher for a while. The goal is to bring inflation, and eventually rates, down over time. With more hikes likely this year, waiting may not pay off. So, let's map out a plan that works at today's rates.

You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.

10/07/2026

SOLD! 🏡🤍
One of my favorite parts of this job is getting to be there for my clients through such an important transition. I’m so grateful to have represented the seller of 5505 Adelaide Ave #14 and to have been trusted with such a meaningful part of their next chapter.
From the first conversation to closing day, it was a privilege to guide you through the process and help get this one across the finish line. 🔑✨
Congratulations to my wonderful client — here’s to what’s next! 🥂
📍 5505 Adelaide Ave #14, San Diego, CA 92115
SellerRepresentation SoldInSanDiego SanDiegoHomes CaliforniaRealEstate RealtorLife

Rachel Wilkins
📲(619)504-8119
📧[email protected]
REALTOR®️Innovate Realty
San Diego  
DRE 02075591 | 02215206

10/06/2026

Higher mortgage rates are making buyers pay closer attention to one thing: the monthly payment.

And builders know it. Right now, 13.8% of new-construction listings are advertising reduced rates, giving some buyers a way to bring that monthly payment down.

So, if you’re selling near new construction, that’s something worth paying attention to. But it doesn’t mean you automatically need to match what a builder is offering.

Depending on your house, your market, and the buyer, competing could mean negotiating on price, helping with closing costs, offering a rate buydown, or simply doing a better job highlighting what your house offers that a new build doesn’t.

The point isn’t to give more away. It’s to know what you’re competing against so you can choose the right strategy from the start.

If you’re planning to sell, let’s look at what buyers can get in our area and make sure your house is positioned to compete.

10/05/2026

Two Moves That Can Get You Into Your First Home Sooner

Your first home may not be as far off as it feels. When the numbers make sense for you, buying a starter home and putting down less than 20% can get you there years sooner.

Want to see which starter homes in our area could fit your budget? Let's connect.

For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach.

10/05/2026

One of those transactions that makes you love what you do. 🤍
I had the opportunity to represent both the seller and the buyer of 1880 Hanford Dr in San Diego! From navigating the process to getting everyone to the closing table, I’m so grateful for the trust placed in me on both sides of this transaction. 🏡🔑
Congratulations to my clients on this exciting new chapter! 🥂
CaliforniaRealEstate

Rachel Wilkins
📲(619)504-8119
📧[email protected]
REALTOR®️Innovate Realty
San Diego  
DRE 02075591 | 02215206

10/01/2026

What Higher Mortgage Rates Mean for Home Sellers

Higher mortgage rates are making buyers more cost-conscious. Builders know that, and many are responding with reduced rate, closing-cost help, price reductions, and other incentives.
If you're thinking about selling, let's look at what buyers are getting from other homes in our area – including new construction – and make sure your house is positioned to compete.

Higher mortgage rates don't just affect buyers. They can change what it takes to sell your house, too.

09/30/2026

Hoping for (or Dreading) a Housing Crash? The Experts Just Weighed In.

Whether you're bracing for a crash or hoping for one, the verdict is the same – prices are still expected to rise, not fall. Let's talk about what that means for your market and your plans.

Half the buyers out there are scared home prices are about to crash. The other half are hoping they will.