10/19/2026
Hi NWI! Fall always gets me thinking about timing, and right now the numbers are worth a real look.
27% of home purchases in September 2026 were all cash, according to NAR. Your buyer may not be waiting for rates to move at all.
Cotality reports average homeowner equity at $310,000 as of Q2 2026. After your mortgage payoff and selling costs, you may have more to work with than you expect.
Active listings are up 5.4% nationally compared to a year ago, per Realtor.com, September 2026. There may finally be somewhere you actually want to go.
Redfin data from the three months ending August 2026 shows 44.7% of purchases included seller concessions. Closing costs, repairs, rate buydowns. The seller on your next home may help cover some of that.
Zillow and Thumbtack put non-mortgage costs at $15,979 a year in maintenance, insurance and taxes. Waiting six months is not free.
And getting ready may take less than you think. NAR's 2025 Home Staging report shows agents most often recommend decluttering (91%), cleaning (88%) and curb appeal (77%).
I work with buyers and sellers across NWI. I can put these numbers together in a way that reflects your specific situation, your equity, your next move, your costs. You get to see what a move would actually involve before you decide whether to make one.
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