Kingcade Garcia McMaken

Kingcade Garcia McMaken We are focused on helping individuals and families throughout South Florida in Chapter 7 Bankruptcy

Consumers Turn to Credit as Prices Continue to Rise. 📈 Research indicates that more consumers are using credit cards for...
10/07/2026

Consumers Turn to Credit as Prices Continue to Rise. 📈

Research indicates that more consumers are using credit cards for essentials such as groceries, gasoline, and utilities. With essential costs rising faster than wages, many rely on credit to cover the shortfall.

While each consumer’s financial situation is different, there are ways to determine if you are carrying too much credit card debt. Visit our latest blog to learn more. ⬇️

https://timothykingcade.com/2026/10/07/consumers-turn-to-credit-as-prices-continue-to-rise/

As bankruptcy attorneys, we see credit card debt as one of the most common problems facing those with serious financial challenges.

Filing for bankruptcy is a viable option for those struggling with insurmountable credit card debt. Chapter 7 is the fastest form of consumer bankruptcy and forgives most unsecured debts like credit card debt, medical bills, and personal loans. There are certain qualifications a consumer must meet regarding income, assets, and expenses to file for Chapter 7 bankruptcy, which is determined by the bankruptcy means test.

Send us a DM or click the link in our bio to book your free consultation. Take the first step toward regaining your peace of mind.
💼 30+ Years of Bankruptcy Experience
⚖️ Expert in Ch 7 and Ch 13
❌ Stop Garnishments and Lawsuits TODAY!
💸 Free Consultation
📞 305-285-9100

If you are drowning in debt, filing for Chapter 7 bankruptcy can provide a much-needed lifeline. Qualifying debts get wi...
10/06/2026

If you are drowning in debt, filing for Chapter 7 bankruptcy can provide a much-needed lifeline. Qualifying debts get wiped out in a matter of months, offering relief that can feel impossible to achieve through traditional repayment. It’s meant to provide consumers with a fresh financial start.

However, there are specific rules and limitations when it comes to filing Chapter 7 bankruptcy.
Visit our latest blog to learn more.
➡️ https://timothykingcade.com/2026/10/06/what-you-cant-do-in-bankruptcy/

If you have questions or are considering bankruptcy because of financial hardship, consult an experienced Miami bankruptcy attorney who can explain your options. As both an experienced CPA and a proven bankruptcy lawyer, Timothy Kingcade helps clients use bankruptcy laws to protect their assets and pursue successful outcomes. Since 1996, Kingcade Garcia McMaken has helped people from all walks of life build a stronger financial future. Our attorneys help thousands of people each year use bankruptcy protection to restart, rebuild, and recover. Once you hire our firm, we will contact your creditors to stop the harassment. You can also find helpful consumer information on the Kingcade Garcia McMaken website at www.miamibankruptcy.com.
💼 30+ Years of Bankruptcy Experience
⚖️ Expert in Ch 7 and Ch 13
❌ Stop Garnishments and Lawsuits
💸 Free Consultation
📞 305-285-9100

We love hearing from our clients!☺️ Thank you for the 5-star review. We're so glad we could help. If you or a loved one ...
10/06/2026

We love hearing from our clients!☺️ Thank you for the 5-star review. We're so glad we could help.

If you or a loved one is facing overwhelming debt, you're not alone. Find out how bankruptcy laws can work for you during a FREE, no-obligation consultation with our legal team.

Send us a DM or click the link in our bio to book your free consultation today!
Take the first step toward regaining your peace of mind.
💼 30+ Years of Bankruptcy Experience
⚖️ Expert in Ch 7 and Ch 13
❌ Stop Garnishments and Lawsuits
💸 Free Consultation
📞 305-285-9100
www.miamibankruptcy.com

Collection Laws & Bankruptcy: What are my Legal Rights?⚖️ Debt collection agencies must comply not only with state laws,...
09/22/2026

Collection Laws & Bankruptcy: What are my Legal Rights?⚖️

Debt collection agencies must comply not only with state laws, but also with the federal Fair Debt Collection Practices Act (FDCPA). The FDCPA prohibits abusive and deceptive debt collection tactics, such as calling a consumer and failing to identify the reason for calling, calling at inappropriately early or late hours, contacting the consumer at work after being told the consumer cannot receive calls at work, revealing the consumer’s debt to third parties, or threatening violence.

➡️ https://timothykingcade.com/2026/09/21/collection-laws-bankruptcy-what-are-my-legal-rights/

If you or a loved one is facing overwhelming debt, you're not alone. Find out how bankruptcy laws can work for you during a FREE, no-obligation consultation with an experienced bankruptcy attorney.
Send us a DM or click the link in our bio to book your free consultation today!
Take the first step toward regaining your peace of mind.💸
💼 30+ Years of Bankruptcy Experience
⚖️ Expert in Ch 7 and Ch 13
📞305-285-9100
🌐www.miamibankruptcy.com

What Happens to Your Car Loan When You File Chapter 7 Bankruptcy? 🚗 https://www.miamibankruptcy.com/blog/2026/09/what-ha...
09/21/2026

What Happens to Your Car Loan When You File Chapter 7 Bankruptcy? 🚗 https://www.miamibankruptcy.com/blog/2026/09/what-happens-to-your-car-loan-when-you-file-chapter-7-bankruptcy/


If you have questions on this topic or are in a financial crisis and considering filing for bankruptcy, contact an experienced Miami bankruptcy attorney who can assist you and address all your options. As an experienced CPA as well as a proven bankruptcy lawyer, Timothy Kingcade knows how to help clients take full advantage of the bankruptcy laws to protect their assets and get successful results. Since 1996 Kingcade Garcia McMaken has been helping people from all walks of life build a better tomorrow. Our attorneys help thousands of people every year take advantage of their rights under bankruptcy protection to restart, rebuild, and recover. The day you hire our firm; we will contact your creditors to stop the harassment.
📞 (305) 285-9100
🏢 1370 Coral Way, Miami, FL 33145

Can a Florida HOA Foreclose on Your Home for Unpaid Dues? In our latest blog, we discuss the legal process of an HOA for...
09/21/2026

Can a Florida HOA Foreclose on Your Home for Unpaid Dues?
In our latest blog, we discuss the legal process of an HOA foreclosure.
🏠 Mandatory Notice and Waiting Periods.
🏠 Getting Professional Help for Property Dispute.
➡️ https://www.miamibankruptcy.com/blog/2026/09/can-a-florida-hoa-foreclose-on-your-home-for-unpaid-dues/

📢 REMEMBER: In Florida, the homeowner has rights when it comes to foreclosure! But do not delay.
🏠 Choosing the right attorney can make the difference between keeping your home or losing it in foreclosure. A well-qualified Miami foreclosure defense attorney will not only help you keep your home, but they will be able to negotiate a loan that has payments you can afford. Do not wait to speak with a trusted, aggressive client advocate who can help you in your effort to save your house. Contact our law office for a free consultation.
📞 305-285-9100

Today, we remember the lives lost and honor the courage that united a nation.
09/11/2026

Today, we remember the lives lost and honor the courage that united a nation.

Beyond the numbers: Cracking Florida’s Chapter 7 Income Code in 2026 ⚖️ https://www.miamibankruptcy.com/blog/2026/08/bey...
09/09/2026

Beyond the numbers: Cracking Florida’s Chapter 7 Income Code in 2026 ⚖️
https://www.miamibankruptcy.com/blog/2026/08/beyond-the-numbers-cracking-floridas-chapter-7-income-code-in-2026/
The median income figures adjust periodically to reflect economic changes. For cases filed between April 1, 2026, and July 14, 2026, Florida’s means test thresholds are:

👨 Single individual: $69,876
👫 Two-person household: $86,523
👪 Three-person household: $97,540
👫👧👶Four-person household: $114,761
For households exceeding four people, add $11,100 for each additional person. Since these figures are adjusted it is important to review test figures to make sure you are using the most current thresholds.

Questions❓ Consulting with an experienced Florida bankruptcy attorney helps to better ensure you understand which path best suits your circumstances and maximizes your opportunity for a fresh financial start. Your income level determines the route, but not your ability to find relief from overwhelming debt.
📞 (305) 285-9100
🏢 1370 Coral Way, Miami, FL 33145

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1370 Coral Way
Miami, FL
33145

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