Kingcade Garcia McMaken

Kingcade Garcia McMaken We are focused on helping individuals and families throughout South Florida in Chapter 7 Bankruptcy

What Happens If I Can't Payback a Payday Loan?💸 In our latest blog we discuss the consequences of not being able to pay...
08/21/2026

What Happens If I Can't Payback a Payday Loan?💸

In our latest blog we discuss the consequences of not being able to pay back these loans and the rights consumers have.

➡️ https://timothykingcade.com/2026/08/19/what-happens-if-i-cant-payback-a-payday-loan/


If you have questions on this topic or are in a financial crisis and considering filing for bankruptcy, contact an experienced Miami bankruptcy attorney who can assist you and address all your options. As an experienced CPA as well as a proven bankruptcy lawyer, Timothy Kingcade knows how to help clients take full advantage of the bankruptcy laws to protect their assets and get successful results. Since 1996 Kingcade Garcia McMaken has been helping people from all walks of life build a better tomorrow. Our attorneys help thousands of people every year take advantage of their rights under bankruptcy protection to restart, rebuild, and recover. The day you hire our firm; we will contact your creditors to stop the harassment.

💼 30+ Years of Bankruptcy Experience
⚖️ Expert in Ch 7 and Ch 13
❌ Stop Garnishments and Lawsuits TODAY!
💸 Free Consultation
📞 305-285-9100
🌐 www.miamibankruptcy.com

Can You Still File for Chapter 7 Bankruptcy Even When Unemployed? Job loss often comes with immediate financial concerns...
08/20/2026

Can You Still File for Chapter 7 Bankruptcy Even When Unemployed?
Job loss often comes with immediate financial concerns. Bills continue arriving even when paychecks stop. Fortunately, lack of employment does not prevent access to Chapter 7 bankruptcy. This form of debt relief remains an option for those facing financial hardship without steady income.
➡️ Visit our latest blog to learn about the Chapter 7 filing process and Florida bankruptcy exemptions that protect property like homes, vehicles and personal belongings. https://www.miamibankruptcy.com/blog/2026/08/can-you-still-file-for-chapter-7-bankruptcy-even-when-unemployed/

Florida Leads the Nation in Foreclosure Filings, according to the property data company, ATTOM. https://timothykingcade....
08/12/2026

Florida Leads the Nation in Foreclosure Filings, according to the property data company, ATTOM. https://timothykingcade.com/2026/08/11/florida-leads-the-nation-in-foreclosure-filings/

When Can a Foreclosure Start in Florida?

Foreclosure generally cannot begin until a homeowner is more than 120 days behind on mortgage payments. This period gives the homeowner time to submit a loss mitigation application before the foreclosure process starts. Additionally, almost all mortgages in the state of Florida have the right of “reinstatement.” This means that, if at any time during the foreclosure litigation process the borrower comes up with the money for the late payments or can make a deal with the bank to cure the arrearages or late payments, legally the bank must dismiss the foreclosure action.

If you cannot make your monthly mortgage payments, you have options available to you that can keep you from losing your home.

📢 REMEMBER: In Florida, the homeowner has rights when it comes to foreclosure! But do not delay.

🏠 Choosing the right attorney can make the difference between keeping your home or losing it in foreclosure. A well-qualified Miami foreclosure defense attorney will not only help you keep your home, but they will be able to negotiate a loan that has payments you can afford. Do not wait to speak with a trusted, aggressive client advocate who can help you in your effort to save your house. Contact our law office for a free consultation.
📞 305-285-9100
Learn tips to defending your Florida home from foreclosure, by visiting: https://www.miamibankruptcy.com/protecting-your-assets/foreclosure-defense/

Just like the practice of medicine is complex and specialized, so is the practice of ️ law.⚖️ Make sure you hire a bankr...
08/11/2026

Just like the practice of medicine is complex and specialized, so is the practice of ️ law.⚖️
Make sure you hire a bankruptcy lawyer with experience in bankruptcy. You would not go to a podiatrist for heart surgery, and you should not hire a divorce attorney, personal injury attorney, or any other type of lawyer to represent you in bankruptcy. At Kingcade Garcia McMaken, we focus exclusively on bankruptcy law and have done so since 1996.

If you or a loved one is facing overwhelming debt, you're not alone. Find out how bankruptcy laws can work for you during a FREE, no-obligation consultation with our legal team.
Send us a DM or click the link in our bio to book your free consultation today!
Take the first step toward regaining your peace of mind.
💼 30+ Years of Bankruptcy Experience
⚖️ Expert in Ch 7 and Ch 13
❌ Stop Garnishments and Lawsuits TODAY!
💸 Free Consultation
📞 305-285-9100
🌐 www.miamibankruptcy.com

One of the biggest misconceptions about filing for bankruptcy is that you will have poor credit as long as the bankruptc...
08/06/2026

One of the biggest misconceptions about filing for bankruptcy is that you will have poor credit as long as the bankruptcy information stays on your credit report. This is one of the biggest bankruptcy myths and something our clients can attest to is FALSE!

If you or a loved one is facing overwhelming debt, you're not alone. Find out how bankruptcy laws can work for you during a FREE, no-obligation consultation with our legal team.
Send us a DM or click the link in our bio to book your free consultation today!
Take the first step toward regaining your peace of mind.
💼 30+ Years of Bankruptcy Experience
⚖️ Expert in Ch 7 and Ch 13
❌ Stop Garnishments and Lawsuits TODAY!
💸 Free Consultation
📞 305-285-9100
www.miamibankruptcy.com See less

Why More Americans Are Going Bankrupt and What It Means. 🤷⚖️ Visit our latest blog to learn more and what you need to kn...
08/05/2026

Why More Americans Are Going Bankrupt and What It Means. 🤷⚖️
Visit our latest blog to learn more and what you need to know before filing.
➡️ https://timothykingcade.com/2026/08/04/why-more-americans-are-going-bankrupt-and-what-it-means/

Take the first step toward regaining your peace of mind. 💸
💼 30+ Years of Bankruptcy Experience
⚖️ Expert in Ch 7 and Ch 13
Stop Garnishments and Lawsuits TODAY!
Free Consultation
📞305-285-9100
🌐www.miamibankruptcy.com See less

Marriages suffer and break down for many reasons, but one reason is debt. In one survey, 54% of respondents said that a ...
08/04/2026

Marriages suffer and break down for many reasons, but one reason is debt. In one survey, 54% of respondents said that a partner’s debt was a reason to consider divorce.

Bankruptcy can help you get rid of debt, so it is unsurprising that it may help the marriage if it is not too late. What can make debt so damaging to marital harmony?

Visit our latest blog to learn more. https://www.miamibankruptcy.com/blog/2026/07/could-your-debt-be-harming-your-marriage/

Find out how bankruptcy laws can work for you during a FREE, no-obligation consultation with our legal team.
Send us a DM or click the link in our bio to book your free consultation today!
Take the first step toward regaining your peace of mind. 💸
💼 30+ Years of Bankruptcy Experience
⚖️ Expert in Ch 7 and Ch 13
Stop Garnishments and Lawsuits TODAY!
Free Consultation
📞305-285-9100
🌐www.miamibankruptcy.com

Can I Ever Get a Loan After Filing for Bankruptcy? The answer is, YES! Rebuilding credit stars with small, steady steps...
07/23/2026

Can I Ever Get a Loan After Filing for Bankruptcy?
The answer is, YES! Rebuilding credit stars with small, steady steps. Learn more in our latest blog. https://www.miamibankruptcy.com/blog/2026/07/can-i-ever-get-another-loan-after-filing-for-bankruptcy/

If you or a loved one is facing overwhelming debt, you're not alone. Find out how bankruptcy laws can work for you during a FREE, no-obligation consultation with our legal team.
Send us a DM or click the link in our bio to book your free consultation today!
Take the first step toward regaining your peace of mind. 💸
💼 30+ Years of Bankruptcy Experience
⚖️ Expert in Ch 7 and Ch 13
Stop Garnishments and Lawsuits TODAY!
Free Consultation
📞305-285-9100
🌐www.miamibankruptcy.com

What Happens When You Stop Making Credit Card Payments? 💳 https://timothykingcade.com/2026/07/21/what-happens-when-you-s...
07/21/2026

What Happens When You Stop Making Credit Card Payments? 💳 https://timothykingcade.com/2026/07/21/what-happens-when-you-stop-making-credit-card-payments/

Many people have difficulty keeping up with credit card payments. If you stop paying, you may face late fees, higher interest rates, and even a debt collection lawsuit. According to FICO, more recent collection activity can have a greater negative impact on your credit score.

If you or a loved one is facing overwhelming debt, you're not alone. Find out how bankruptcy laws can work for you during a FREE, no-obligation consultation with our legal team.
Send us a DM or click the link in our bio to book your free consultation today!
Take the first step toward regaining your peace of mind. 💸
💼 30+ Years of Bankruptcy Experience
⚖️ Expert in Ch 7 and Ch 13
Stop Garnishments and Lawsuits TODAY!
Free Consultation
📞305-285-9100
🌐www.miamibankruptcy.com

Address

1370 Coral Way
Miami, FL
33145

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Thursday 8am - 6pm
Friday 8am - 5pm
Saturday 8am - 12pm

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