Alexis Garcia Legal, LLC

07/31/2026

If you own your home in Florida, there's a simple estate planning tool worth knowing about: the Lady Bird Deed.

It lets you keep complete control of your property while you're alive — you can still sell it, refinance it, or change your beneficiary any time. But the moment you pass away, it transfers directly to whoever you've named, completely bypassing probate court.

We wrote a full guide covering how it works, how it compares to a living trust, and even how it can help with Medicaid planning. Link below 👇

https://alexisgarcia.legal/lady-bird-deed-in-florida/

If you'd like to talk through whether this fits your situation, give us a call at 305-428-2858 — we're happy to help.

07/29/2026

"Do I need a will or a living trust?" is one of the most common questions we get from clients starting their estate planning journey.

Here's the short version: a will is simpler and covers the basics (including naming a guardian for minor kids), but it generally goes through probate. A living trust can help your family avoid probate altogether — and most complete plans actually use both together.

We wrote a full breakdown of how each works under Florida law, so you can figure out what's right for your family. Link below 👇

alexisgarcia.legal/will-vs-living-trust-florida/

If you're ready to start planning, give us a call at 305-428-2858 — we're happy to walk you through your options.

07/29/2026

Hi everyone! 👋

So staying true to our identity of helping others, I'm excited to share that we're expanding into Estate Planning — Wills, Living Trusts, and Lady Bird Deeds — because helping families isn't only about getting them through tough moments, it's also about helping them plan ahead so the tough moments are fewer.

If you or someone you know has been putting off getting their affairs in order, I'd love to help. 📞 Schedule a consultation, or reach out directly!

Learn more: alexisgarcia.legal/estate-planning-attorney-in-miami/

Thank you.

07/28/2026

Our little firm keeps growing 🌱

Meet América Alvarez, one of the attorneys at Alexis Garcia Legal 🤝

Admitted to the Florida Bar in October 1987, América brings nearly four decades of legal experience to every client she serves.

Her path has taken her from federal labor law at the U.S. Department of Labor, to contracts and business law at an international publishing company, to 11 years in civil practice — including foreclosure, loan modifications, bankruptcy, and hands-on preparation of wills and estate planning documents.

I've had the privilege of knowing América for 15 years, and beyond her experience, she's simply a wonderful human being — the kind of attorney you want in your corner.

Welcome, América! 💼

07/27/2026

Hi everyone! I have a small favor to ask. If you've ever worked with me in any legal capacity — whether it was years ago or last month — and you walked away happy with the experience, please leave us a review.

As an independent, bilingual firm, word of mouth (and yes, Google reviews) is how families and business owners in our community find us. It's not a big corporate machine behind us — it's reviews like yours that help us grow, get noticed, and keep doing this work for more people who need it.

If we've earned it, I'd be so grateful if you took a couple of minutes to share your experience. It genuinely makes a difference.

⭐ Leave a review here (link in bio as well): https://search.google.com/local/writereview?placeid=ChIJhcWC45u22YgRA2UoDv41vek

Thank you for trusting me with something as important as your legal matter — and for helping us reach the next person who needs it. 💛

07/24/2026

Tax debt and bankruptcy is one of the most confusing areas of the law — and one of the most common questions we get in consultations.

Here's the truth: some tax debt can be wiped out completely, some can't be touched no matter what (looking at you, trust fund taxes), and there's a lot of gray area depending on your specific filing history.

We put together a full guide covering the rules, what happens to tax liens, and how Chapter 13 can help even when a straight discharge isn't possible. Link below 👇

https://alexisgarcia.legal/bankruptcy-tax-debt-miami/

If tax debt is part of what's weighing on you, give us a call at 305-428-2858 — we're happy to walk through your specific situation.

Can bankruptcy erase IRS tax debt? Learn the 3-2-240 rule, which taxes survive discharge, and how Chapter 13 helps Miami filers with tax debt.

07/24/2026

I’ve been waiting to share this — our new office is finally ready! 🎉 I couldn’t be more excited to open these doors. This is where our team keeps showing up for individuals and families navigating bankruptcy, foreclosure defense, and immigration — always bilingual, always in your corner. Come see it for yourself! 📍11420 N. Kendall Dr, Suite 108 | 305-428-2858

07/22/2026

The 341 Meeting of Creditors: What people expect vs. what actually happens.

When people filing for bankruptcy in Miami hear "341 Meeting of Creditors," they picture a courtroom — angry creditors lined up, a judge asking hard questions, a high-stakes confrontation.

Here's what it actually looks like:

📱 Done by phone or Zoom in Miami (no commute, no courthouse)
⏱️ Usually over in 5–15 minutes
👤 Just you and your trustee — creditors almost never show up
📋 A brief Q&A confirming your petition is accurate
✅ Your attorney prepares you for every question in advance

That's it. For the vast majority of Miami bankruptcy filers, the 341 meeting is the least stressful part of the entire process. The name is genuinely one of the most misleading things in all of bankruptcy law.

The questions the trustee actually asks are straightforward: Did you sign this? Is everything accurate? Have you listed all your assets? Any recent property transfers? Any pending lawsuits?

No drama. No confrontation. No judge.

We just published a complete guide explaining exactly what happens step by step, what to bring, common myths debunked, and what to do if something goes wrong.

If you or someone you know has been putting off filing bankruptcy because of fear of the 341 meeting — share this. It might be the thing that finally gets them the help they need.

👉 Read the full guide: https://alexisgarcia.legal/341-meeting-of-creditors-miami/
📞 Free consultation: (305) 428-2858 | Se Habla Español

07/06/2026

Can you keep your house if you file bankruptcy in Florida? For most homeowners — yes.

Florida's homestead exemption protects an unlimited amount of equity in your primary residence, making it one of the most powerful protections in the country for people going through bankruptcy.

But there are rules around how long you've owned the home, how long you've lived in Florida, and how the exemption interacts with Chapter 7 vs. Chapter 13 — and missing one of them can cost you real protection.

We broke it all down in our latest blog post — link below.

If you're a Miami homeowner weighing your options, reach out for a free consultation. 📞 305-428-2858

https://alexisgarcia.legal/florida-homestead-exemption-and-bankruptcy/

07/02/2026

Got served with a court summons by a debt collector in Florida? Read this before you do anything else.

Every year, millions of Americans are sued by debt collectors. Over 70% of those cases are won by the collector — not because they proved the debt, but because the person being sued simply never responded.

In Florida, you have exactly 20 calendar days from the day you're served to file a written response. Weekends included. Miss that deadline and the court can enter a judgment against you automatically — no hearing, no proof required from the collector — giving them the legal right to:

💸 Garnish your wages

🏦 Freeze your bank account

🏠 Place a lien on your property

Here's what most people don't realize: you may have more defenses than you think.

✅ Is the debt older than 5 years? Florida's statute of limitations may bar the lawsuit entirely

✅ Is the plaintiff a debt buyer you've never heard of? They must prove they actually own the debt — and many can't

✅ Does the amount look inflated? They have to document every dollar of principal, interest, and fees

✅ Did the collector harass or threaten you? You may be able to countersue under federal law

And if you're being sued by multiple creditors at once, bankruptcy may be your most powerful tool — the automatic stay stops every lawsuit, every garnishment, and every collection call the moment you file.

We just published a full guide explaining exactly what to do, step by step, if you've been served in Florida.
If this could help someone you know who's dealing with debt collectors — please share it.

👉 Read the full guide: https://alexisgarcia.legal/sued-by-debt-collector-florida/

📞 Free consultation: (305) 428-2858 | Se Habla Español