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McDowell Homes Real Estate l #1 Real Estate Brokerage l Real Estate Agents l Top 5% in Lake County!

11/09/2026

📍 1158 Garwood Dr, Painesville, OH, 44077 🛌 4 🛀 3 🚘 2

My latest sale on RateMyAgent.

https://rma.reviews/ih159jk3h70n
..
bed | 3 bath | 2 car

11/09/2026

Real estate market information you should know!!

11/05/2026

Real estate market information you should know!!

Think you need a 700 credit score to buy a home? You might be surprised by how wrong that number is.

And if you've been putting off buying because of your credit, this could change everything.

According to a recent Veterans United survey, 57% of prospective buyers think they need a credit score of at least 660 to qualify for a mortgage. And 34% believe they need 700 or higher.

But here's what many people don't realize.

The traditional benchmark for many conventional loans has been 620. And with recent changes to mortgage credit scoring, even that isn't a hard-and-fast requirement for every loan.

Plus, lenders are beginning to adopt newer credit scoring models that could help millions more Americans get evaluated for a mortgage.

So, the number you see on your credit monitoring app may not tell the whole story about your ability to buy a home.

Does that mean everyone can qualify? Of course not. But it does mean you shouldn't count yourself out before talking to a professional.

Curious where you actually stand? Send me a message, and let's connect you with a lender who can help you find out.

11/04/2026

Real estate market information you should know!!

Want to know what’s next for rates and prices? The forecasts are in.

And the outlook for the housing market in 2027 comes down to one word: steady.

The latest forecasts from Fannie Mae, the Mortgage Bankers Association, and Wells Fargo show mortgage rates holding fairly flat through 2027. No big drop expected. No big spike either.

Lenders agree. In a recent HousingWire survey, 70% of mortgage executives said they expect rates to be around 7.5% or higher six months from now.

Home prices are on a steady path too. On average, those same forecasts show national prices rising about 1% to 1.5% a year through 2027.

So what does that mean for you?

If you’re buying, slower price growth gives you a little more breathing room. And instead of waiting on a rate drop that may not come, you can focus on what you can control, like a monthly payment that feels comfortable today.

If you’re selling, your house should keep holding its value, which makes it easier to plan your move around your goals and timeline.

Just keep in mind, these are national numbers. What’s happening in your neighborhood could look different.

Curious what a move could look like at today’s rates and prices? Let’s run the numbers together.

11/03/2026

🏡✨ SOLD! A NEW CHAPTER BEGINS! ✨🏡

🎉 A HUGE CONGRATULATIONS TO MY WONDERFUL SELLERS!

What a whirlwind this journey has been for your family! Through all the twists, turns, and excitement, we made it to the finish line! 🏡🔑

I am truly grateful for the trust and confidence you've placed in me over the years. From helping you purchase this home years ago to now having the privilege of helping you get it SOLD, it means so much to be part of another important milestone in your lives.

❤️ Thank you for allowing me to be part of your journey once again! Wishing you and your family nothing but happiness, wonderful memories, and exciting new beginnings as you move on to your next chapter!

Congratulations again, and cheers to what's ahead! 🥂🏡

11/03/2026

Real estate market information you should know!!

11/02/2026

Real estate market information you should know!!

When was the last time you shopped around for home insurance? Because that one move could save you hundreds of dollars a year.

With home insurance taking up a bigger chunk of monthly housing costs, that's an opportunity worth looking into.

And the numbers are pretty eye-opening.

According to Intercontinental Exchange, homeowners who switched insurance companies saved an average of $440 a year. Their premiums dropped 6.6%, while homeowners who stayed with their existing provider saw costs climb 10.4%.

That's a big difference just for shopping around.

And here's more good news: Home insurance costs are still rising, but the pace of those increases is finally slowing down.

So, what does this mean if you're buying a home?

Don't assume the first insurance quote you get is the best one. Comparing providers could help you keep your monthly payment more manageable.

And if you're open to new construction, there's another potential advantage. Newly built homes typically cost 10–15% less to insure than older ones, according to John Burns Research and Consulting.

Want help finding ways to make your next move more affordable? Send me a message. Let's talk.

10/30/2026

Behind every home sold is a story, a new beginning, and a client who placed their trust in us!

What makes September truly special isn't the sales numbers — it's the people and relationships behind every transaction! 🏡🔑

To our amazing buyers and sellers — THANK YOU! Whether you purchased your first home, moved on to your next chapter, or made an investment in your future, we are incredibly grateful you chose us to be part of your journey. Your trust, loyalty, and referrals mean everything to us!

🥂 Here's to celebrating our clients, their milestones, and the relationships that make what we do so rewarding!

🏡 The NEOhio Team | McDowell Real Estate

Address

7230 Mentor Avenue
Mentor, OH
44060

Website

http://www.neohioteam.com/

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