Miriam Gonzalez Real Estate

10/15/2026

Why There are More Homes for Sale Right Now (and What It Means for You)

Que las tasas hipotecarias hayan vuelto a superar el 7 % no es exactamente la noticia que la mayoría de la gente quería. Pero está cambiando el mercado de maneras que importan, ya sea que usted este comprando o vendiendo.

10/15/2026

Home sales may be slower than last year. But that doesn't mean buyers have disappeared.

At the current pace, almost 4 million homes are expected to sell this year. That's about 11,000 each day, 450 an hour, and nearly 8 every minute.

Why? Because even in this market, there are still buyers out there who have a reason to move.

People get new jobs, families grow, people retire, downsize, and move closer to the people they love. And those changes create buyers and sellers in every kind of market.

In fact, the latest report from NAR shows sales actually ticked up slightly in September, even though they're still below last year's pace.

So, don't let a headline convince you no one is buying. You don't need every buyer. You just need the right one – and a strategy that helps your house get their attention.

If you're thinking about selling, let's talk about how to make yours one of the homes that sells.



Miriam Gonzalez

559-301-1123

DRE Lic 01366854

10/14/2026

Same time of year. 2 very different stories. And mortgage rates are a big reason why.

Last fall, mortgage rates came down and the number of homes for sale barely budged. This fall, rates have climbed above 7%. Some buyers have pulled back, homes are taking longer to sell, and instead of coming off the market, more listings are sticking around.

Since August, the number of homes for sale has grown by about 25,000. So, what does that mean for you?

Buying? You’ve got more homes to choose from and potentially more room to negotiate on price, repairs, or closing costs.
Selling? Buyers have more options, so you’ve got to give them a reason to choose your house. That means getting the price right from day one and making sure your house stands out from the competition.

Want to know what this shift looks like where you live? Drop a comment or send me a DM, and let’s look at the local numbers together.



Miriam Gonzalez

559-301-1123

DRE Lic 01366854

10/13/2026

Renting and buying both have tradeoffs. Renting offers flexibility, while buying can build long-term ownership and equity. The right choice depends on your goals, budget, and timeline—let’s compare your options.

10/13/2026

Want to move but don’t want to give up your current low rate? This is for you.
Data shows homeowners with a mortgage have an average of $310K in equity right now.

And that means if you've been putting off a move because you don't want to give up the mortgage rate you locked in a few years ago, your equity could help.

You could use it toward a bigger down payment and borrow less at today's rates.

Or, if you're downsizing, you might even be able to buy your next home in cash. No mortgage. No worrying about today’s rates.

Want to know how much equity you have and what it makes possible for you? DM me, and I'll help you find out.



Miriam Gonzalez

559-301-1123

DRE Lic 01366854

10/12/2026

Why Most People Are Still Glad They Bought a Home

Con todo lo que está pasando, es comprensible que se pregunte si se arrepentiría de comprar en estos momentos.

10/12/2026

Worried you might regret buying a home right now?

Even though rates are still higher than buyers would like, everyday costs are up, and the economy feels uncertain, a recent NerdWallet survey found most buyers who’ve already made the leap say they’re glad they did. Only 3% actually regret it.

That’s a good reminder that homeownership isn’t really about whether you bought at the “perfect” time, rate, or price. It’s about what owning a home can do for you over time.

As home values rise and you pay down your mortgage, you build something called equity. And that equity can eventually give you more flexibility, more financial options, and more freedom when it’s time for your next move.

So, if buying is something you still want, don’t let today’s uncertainty automatically talk you out of it.

Let’s look at what’s possible and whether there’s a path that makes sense for you.



Miriam Gonzalez

559-301-1123

DRE Lic 01366854

10/10/2026

Myth vs. Reality: Does the Fed Control Mortgage Rates?

Probablemente usted haya escuchado que la Reserva Federal (la Fed) está subiendo las tasas de interés otra vez. Y si planea comprar o vender una casa, quizá se pregunte qué significa eso para usted.

10/09/2026

Buying or selling a home comes with plenty of questions, and having the right guidance can make all the difference. 🏡 Whether you’re wondering when to make a move, how to prepare, or what to expect along the way, you don’t have to figure it out alone. Ready to talk through your real estate goals? Send me a message today and let’s create a plan that works for you.

10/09/2026

There's been some talk about whether mortgage rates could climb to 9%. Here's some perspective.

Getting there would take a rare mix of things, all lasting a full year: a booming economy with no slowdown in jobs, the Fed raising rates more than expected, and the conflict in Iran continuing to keep oil prices high.

That's an unlikely combination. So, don’t let it make you worry.

Have questions about mortgage rates? Drop them in the comments. That's what a trusted agent is for – keeping you informed so a headline never makes your decisions for you.



Miriam Gonzalez

559-301-1123

DRE Lic 01366854