The Rollins Law Firm - Bankruptcy Lawyers

The Rollins Law Firm - Bankruptcy Lawyers Bankruptcy can give you a fresh start! These situations can have a profound effect on our lives. Thomas C. Rollins, Jr.

In life, circumstances arise that we cannot avoid - struggling with a mounting debt, stopping a foreclosure or garnishment, problems with your marriage or battle over child custody, support or visitation. During these difficult times, you need someone by your side who can care effectively for your legal needs as well as providing you with personal service to best provide support for you during the

se incredibly personal and private crises. of The Rollins Law Firm, in Jackson, Mississippi, is dedicated to providing you with the compassionate, dependable services you deserve. We help clients move forward in the face of adversity by helping them take appropriate action in their legal matters. From the day you enter our office, we will do our very best to see that your goals are addressed and your concerns are heard.

A common concern during financial reviews is whether saved assets or future funds will be seized. Mississippi exemption ...
08/22/2026

A common concern during financial reviews is whether saved assets or future funds will be seized. Mississippi exemption statutes protect specific assets, including life insurance proceeds and earned income tax credits up to established state caps. The Rollins Firm works to safeguard these critical resources during legal proceedings.

Helpful Info: State law allows filers to protect up to $5,000 in earned income credits and tax refunds, ensuring vital safety nets remain intact.

Safeguard your protected assets while clearing debt. Connect with The Rollins Firm for guidance.

Not all financial debt solutions function the same way. While debt consolidation merges multiple balances into a single ...
08/21/2026

Not all financial debt solutions function the same way. While debt consolidation merges multiple balances into a single loan, bankruptcy provides direct court orders that discharge eligible debts or adjust interest obligations. The Rollins Firm clarifies these distinctions so you can make well-informed decisions for your long-term security.

Helpful Tip: High-interest consolidation loans can sometimes increase your overall repayment burden if the underlying principal is not reduced.

Compare legal debt relief against short-term loans. Talk to the team at The Rollins Firm.

When mortgage payments fall behind, receiving formal court notices from a lender can feel overwhelming. Filing a Chapter...
08/18/2026

When mortgage payments fall behind, receiving formal court notices from a lender can feel overwhelming. Filing a Chapter 13 plan grants an immediate legal stay on foreclosure proceedings, allowing homeowners to freeze collection actions and pay back arrears over a three-to-five-year timeline. The Rollins Firm guides Mississippi homeowners through structured repayment schedules to keep their properties secure.

Helpful Tip: Acting before a foreclosure sale date is crucial, as court protections are most effective while you still hold the property title.

Protect your home before it is too late. Schedule a free chat with The Rollins Firm.

Eligibility for Chapter 7 bankruptcy depends on a calculation known as the "Means Test." This tool compares your gross h...
08/15/2026

Eligibility for Chapter 7 bankruptcy depends on a calculation known as the "Means Test." This tool compares your gross household income against Mississippi’s median income levels for a family of your size. The Rollins Firm handles these detailed calculations to determine if a full debt discharge is available to you.

Helpful Info: Even if your earnings fall above the median threshold, allowable expenses—such as mortgage payments, healthcare costs, and necessary vehicle expenses—can still qualify you for relief.

Find out where your income stands under state guidelines. Reach out to The Rollins Firm.

As summer winds down, household expenses often shift. Extra utility usage, seasonal travel costs, or accumulated credit ...
08/12/2026

As summer winds down, household expenses often shift. Extra utility usage, seasonal travel costs, or accumulated credit charges can leave your family budget stretched thin. If your monthly obligations exceed your income no matter how much you trim, legal restructuring may offer a path to stability. The Rollins Firm assists local families in reviewing their options when traditional budgeting falls short.

Helpful Tip: List your fixed costs alongside your variable spending over the past three months. If essential bills leave zero room for minimum payments, it is a clear sign to evaluate formal debt solutions.

Reclaim control over your household budget. Contact The Rollins Firm for a free consultation.

When facing unpaid debts, the threat of paycheck deductions can create intense stress. Under state and federal guideline...
08/07/2026

When facing unpaid debts, the threat of paycheck deductions can create intense stress. Under state and federal guidelines, creditors cannot take your entire paycheck, and filing for bankruptcy triggers an immediate stop to court-ordered garnishments. The Rollins Firm works to keep your earned income in your hands so you can cover basic living costs.

Helpful Info: Once a bankruptcy petition is active, employers must halt ongoing garnishment orders, restoring your full regular take-home pay.

Stop paycheck deductions and protect your income. Call The Rollins Firm today.

Seeking legal guidance shouldn't place an extra burden on your schedule or your budget. Whether you prefer to meet face-...
07/29/2026

Seeking legal guidance shouldn't place an extra burden on your schedule or your budget. Whether you prefer to meet face-to-face or from the comfort of your own home, The Rollins Firm provides flexible consultation options to accommodate Mississippi families across the state.

Helpful Tip: Preparing your basic income and debt documents ahead of time ensures you get the most comprehensive feedback during your initial session.

Explore your legal paths from anywhere in Mississippi. Call The Rollins Firm today.

While Chapter 7 and Chapter 13 are the most common debt relief paths for individuals, our state’s agricultural community...
07/27/2026

While Chapter 7 and Chapter 13 are the most common debt relief paths for individuals, our state’s agricultural community has unique needs. Chapter 12 is a specialized debt restructuring option created specifically for family farmers and commercial fishermen. The Rollins Firm provides tailored guidance to help local producers keep their operations running while modifying debt terms.

Helpful Tip: Chapter 12 offers higher debt limits and more flexible terms than standard consumer filings, recognizing the seasonal nature of agricultural income.

Protect your livelihood with a plan designed for you. Reach out to The Rollins Firm.

For homeowners facing a financial setback, navigating loan modification can feel like an endless loop of paperwork. Loss...
07/25/2026

For homeowners facing a financial setback, navigating loan modification can feel like an endless loop of paperwork. Loss mitigation is a formal process where you present a detailed financial package to your lender to adjust your mortgage terms. The Rollins Firm guides you through the necessary documentation to present a clear case to your financial institution.

Helpful Info: Mortgage lenders often have specific, strict timelines for document submission; missing a single deadline can cause the review process to reset completely.

Work toward an affordable mortgage plan. Connect with The Rollins Firm for guidance.

It is easy for credit card balances to swell when interest rates remain high. If you are only able to afford the minimum...
07/23/2026

It is easy for credit card balances to swell when interest rates remain high. If you are only able to afford the minimum monthly payments, you may be stuck in an endless cycle where the principal balance barely drops. The Rollins Firm can guide you through structured legal frameworks designed to permanently eliminate or reorganize high-interest credit card debt.

Helpful Tip: If your monthly interest charges exceed the amount you are paying toward the principal balance, it is a strong indicator that your current debt structure is unsustainable.

Break the cycle of high-interest debt. Talk to the team at The Rollins Firm.

Address

40 Northtown Drive Suite 101
Jackson, MS
39211

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 12pm

Telephone

+16015005533

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