10/08/2026
Handling a car accident claim on your own in Texas is like walking through a maze, and the insurance company already has the map. 🧭
A few turns that trip people up:
➡️ Texas gives you generally 2 years to file an injury lawsuit. Miss it, and the claim is usually gone.
➡️ Texas uses a 51% fault rule. If the adjuster can pin more than half the blame on you, you recover nothing, so expect them to try.
➡️ That “quick recorded statement” the adjuster asks for? It’s used to find exactly that blame.
➡️ Texas minimum coverage is only $30,000 per person. If your injuries are bigger, your own UM/UIM and PIP coverage may matter more than you think.
One misstep and you’re starting over. Don’t negotiate alone.
📞 Free consultation: 214‑651‑8686
🌐 feizylaw.com
Nick Feizy, Feizy Law Office, Frisco, Texas. Hablamos… and yes, we speak Farsi too. 🇺🇸
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