Fox & Associates Co., L.P.A.

05/29/2026

Are debt collectors blowing up your phone, tracking you down on social media, or calling your workplace? Under the FDCPA, you have the right to demand they stop - but stopping the calls doesn't make the debt vanish. If you are tired of playing defense against aggressive collection agencies, let us help you go on offense with a comprehensive bankruptcy strategy. Check out your rights below.

The Fair Debt Collection Practices Act protects you from unfair tactics like threats or calls at odd hours. Know your rights and how to handle FDCPA violations.

05/29/2026

Facing divorce? These seven steps can help you stabilize finances and plan for the future — from taking an inventory to updating estate documents and assessing housing and retirement choices.

Separating finances after divorce

05/27/2026

Many parents confuse the concept of co-parenting with the legal reality of joint custody. Co-parenting is the daily teamwork required to raise your children, but joint custody is the strict court order that dictates your legal decision-making power. Do not leave your parental rights to chance. Read our guide on how family courts define these boundaries and contact our firm today.

Explore the essentials of law about co-parenting, from different types and legal requirements to how agreements can be updated. Dive into a complete guide.

05/26/2026

Want better loan rates or to avoid surprises when renting or applying for a job? Pull your credit reports from all three bureaus, check for mistakes (wrong accounts, duplicate debts, or unknown addresses), and dispute errors promptly. Here’s a quick guide:

Understanding what is in a credit report and how to read it can help you better manage your finances. Learn how to get your credit report and spot errors on it.

05/23/2026

Stepparent adoption is both a legal process and an important family decision that can create lasting legal rights and responsibilities. Learn more about the steps involved and what families can expect during the adoption process.

A stepparent must get consent from both biological parents, submit a petition to the court, attend hearings, and take other steps to adopt their stepchild.

05/22/2026

An emergency (or “skeleton”) bankruptcy petition can quickly trigger an automatic stay to halt foreclosure or repossession, but you must file required follow‑up schedules and statements—typically within 14 days—so consult a bankruptcy attorney or your local court rules before filing. https://www.justia.com/bankruptcy/emergency-bankruptcy/

05/22/2026

Dividing a 401(k) in divorce usually requires a QDRO to transfer benefits tax‑free — QDROs, pension valuation, and beneficiary updates are technical and state‑specific; consult a divorce attorney and financial expert before agreeing to any split. https://www.investopedia.com/divorce-and-401-k-5441868

05/20/2026

Home equity is often one of the largest assets divided during a divorce. Learn more about how courts may approach property division, home valuation, and equity distribution in divorce cases.

Home equity is usually split between the two separating parties in a divorce. Learn about your options for splitting equity, plus how local laws factor in.

05/19/2026

Debt collectors must follow specific laws when contacting consumers about unpaid debts. Learn more about your rights, how to verify a debt, and what debt collectors are legally prohibited from doing.

https://www.consumerfinance.gov/consumer-tools/debt-collection/know-your-rights-when-a-debt-collector-calls/

05/16/2026

The "Right of First Refusal" sounds like a great way to maximize time with your kids, until your ex uses it to micromanage your personal life. If you are dealing with a high-conflict co-parent, this popular custody clause might actually backfire. Read the pros and cons, and contact our firm to draft a parenting plan that protects your peace.

Learn more about right of first refusal and how it commonly works in child custody agreements.