Fox & Associates Co., L.P.A.

06/19/2026

Filing for bankruptcy triggers an automatic stay to halt creditor actions, but choosing between a Chapter 7 liquidation and a Chapter 13 reorganization depends on your income and assets. Learn how navigating the means test, protecting exempt property, and structuring court-approved repayment plans can help your clients achieve a true financial fresh start.

If you're drowning in bills and not eligible for other debt relief options, bankruptcy can offer a solid path to financial relief. Before you file, though, you’ll need to decide whether Chapter 7 or Chapter 13 is better suited for your situation. Chapter 7 can eliminate most debts in a matter of

06/17/2026

Navigating a military divorce introduces unique legal complexities, including the division of military pensions under federal law and the calculation of support payments using VA disability. Learn how specific military regulations, tax shifts, and updated estate plans will impact your post-divorce financial future. https://www.usaa.com/advice/divorce-and-financial-stability/

06/16/2026

Wage garnishment can create significant financial hardship, but workers may still have important legal rights and protections. Learn more about wage garnishment laws, available exemptions, and options that may help reduce or stop a garnishment.

In a wage garnishment, your employer may take money directly out of your paycheck to repay your creditors. Visit MMI to learn your rights and options.

06/13/2026

Navigating a child support case involves complex state guidelines, parent locator networks, and income-withholding laws. Learn how frameworks like the Uniform Interstate Family Support Act (UIFSA) allow family law practitioners to trace assets and enforce obligations across borders. https://acf.gov/css/parents/understanding-child-support/how-it-works

06/12/2026

Seniors facing student loan debt in retirement must stay current on payments to prevent up to 15% of their Social Security benefits from being garnished through default. To ease this financial burden, federal borrowers should explore income-driven repayment plans or forgiveness programs, while private borrowers can lower monthly costs by refinancing or requesting a co-signer release.

Retiring with student loan debt doesn't mean you have to sacrifice your quality of life. Here's how you can manage your student loans in retirement.

06/12/2026

To protect your finances during a later-life divorce, you should freeze joint accounts and separate your credit history to safeguard individual assets. It is also essential to consult a financial advisor and divorce attorney to navigate complex state property laws, update retirement beneficiaries, and manage tax liabilities.

Steps to take when a longtime marriage ends

06/10/2026

Dividing debt during a divorce can be just as important as dividing assets. Learn more about the financial and legal considerations that may affect debt responsibility, credit protection, and your future after divorce.

https://www.greenpath.com/blog/managing-debt-during-a-divorce/

06/09/2026

Can debt consolidation actually stop a wage garnishment? The short answer is no. Unlike filing for bankruptcy, consolidation does not trigger an automatic stay to protect your bank account. If debt collectors are threatening your livelihood, you need powerful legal protection. Check out this breakdown from CBS News, and contact us today to stop the collection harassment for good.

Your paycheck may be more protected from garnishment than you think — but only if you live in the right state.

06/06/2026

Establishing legal paternity can help secure important rights and responsibilities for both parents and children. Learn more about paternity testing, child support considerations, and the legal process involved in confirming parentage.

Learn how paternity testing impacts child support decisions. Explore legal rights, DNA testing options, and how to establish paternity for financial support.

06/05/2026

Federal law strictly prohibits debt collectors from revealing your debt to third parties like family, friends, or your employer, limiting contact with them solely to verifying your location details. Additionally, collectors are forbidden from calling your workplace entirely if you notify them that your employer bans personal calls.

Debt collectors can’t disclose your debt to others. They can only contact others to find your address, phone number, or workplace. Learn your rights and limits.