09/15/2026
“My job doesn’t have workers’ comp.” Good news — that’s often better for you.
Texas is the only state where employers can opt out of workers’ comp. A lot of them do, including some very large companies. If that’s your employer, you don’t file a claim. You file a lawsuit.
That sounds worse. It usually isn’t. In the workers’ comp system there is no way to recover all of your damages. You get what the law says you get, regardless of how much you lost. Being able to file a lawsuit gives you a chance to recover ALL of your losses.
These lawsuits are called non-subscriber cases, and plaintiff’s lawyers actively look for them.
Hurt on the job and told there’s no comp? Call us before you assume you’re out of options — link in bio.