09/29/2026
🏡 TIP TUESDAY
BUYERS
Rates moved—so should your strategy. 👀
Mortgage rates have recently climbed back above 7%, but that doesn’t automatically mean it’s time to press pause on buying.
Here’s my tip: shop the payment, not just the rate.
⭐️ Get pre-approved so you know your real buying power
⭐️ Compare more than one lender (need guidance on the right questions to ask…call me)
⭐️ Ask about seller-paid closing costs or a rate buydown (this is where you get a stellar team: realtor and lender )
⭐️ Look at the total monthly payment—not just the interest rate
⭐️ ⭐️ Remember:
The house price you negotiate today is permanent. Your interest rate may not be.
And if rates improve later? You may have options to refinance, depending on your situation and future market conditions.
Takeway:
Don’t make your decision based on a headline. Make it based on your budget, your goals, and the numbers that work for YOU!
If you’re curious what buying could look like at today’s rates, send me a message. I’ll help you explore the numbers—no pressure. 🏡 🤍
Disclaimer:
Rates vary by lender, loan type, credit profile, down payment and other factors. Current national averages are not a quote for your individual loan.