10/14/2026
October is Cybersecurity Awareness Month, so you'll probably see reminders to update your passwords and turn on two-factor authentication.
Those same protections can lock your family out if something happens to you. Years of photos in the cloud, an online bank account with no paper statements, a small business run through a web platform, and autopay bills tied to an email only you can open can all become very hard to reach.
Privacy laws and each company's terms of service often block access, even for a spouse. Most states now let you give a named person authority over your digital accounts, but it works best when your estate plan says so directly.
Add digital assets to your will and power of attorney, and keep a secure list of accounts somewhere your Executor can find it.
Do it while you're changing those passwords.