BJ Clayton - Designated Managing Broker

04/08/2026

Making the Home Buying Process Easier Series Part 1

Whether you are buying your first home or your fifth, the process can be detailed, time-consuming, and emotional. There are many important decisions to make, and you want to be sure the home you choose meets your family’s needs—both now and in the future. Let’s talk about how to make this process smoother and more successful.

1. Get Pre-Approved Before You Start Shopping

One of the most important steps in the home buying process is getting pre-approved for a mortgage. Choosing a lender early allows you to understand how much home you can afford, so you can shop with confidence and focus on the right properties.

A written mortgage pre-approval is also essential when submitting an offer—it shows sellers that you are serious and financially qualified.

When speaking with your loan officer, be open and honest about your financial situation. They are there to help you, and your information is kept confidential. The more transparent you are, the better they can guide you to the right loan options.

More to Come..

04/06/2026

A common Legal Hotline question we receive from brokers as they are doing some wintertime housekeeping, is how long do we have to keep all this “stuff?” Fortunately, Section 1450.755 of our Rules under the Real Estate License Act provides guidance on this matter. This section

03/31/2026

Offered by: Betty Clayton of Hearth Investments - Lakeside on the Park - 2 Bed / 2 Bath with great view to the east highly desirable Lakeside on the Park within Chicago's Museum Campus.

03/07/2026

Perfect View in a quite building..Come see and find your new home. We know you will love it.

Offered by: Betty Clayton of Hearth Investments - Lakeside on the Park - 2 Bed / 2 Bath with great view to the east highly desirable Lakeside on the Park within Chicago's Museum Campus.

03/07/2026

Looking for that prefect local for your first brick and mortar..give us a call ..

Offered by: Betty Clayton of Sincere Real Estate & Property Management - Six (6) month initial lease term - Space is move-in ready or you can be redesigned to suit your needs- Tenant is responsible for electric, baseboard heating, an

03/02/2026

01/28/2026

Every business has seasons, and Sincere Real Estate & Property Management has reached the end of this one. and will be closing our door at the end of this month (Jan 31, 2026) I’m incredibly thankful for every client, tenant, and relationship built along the way.

The good news — I’m still very much in real estate and excited about what’s next.

To follow my continued work in the industry, Google me: Betty Clayton – Designated Managing Broker.

12/11/2025

🏡 Thinking about buying or selling a home?
Whether you're ready for a new beginning, looking to upsize, downsize, or make your first purchase, I’m here to guide you every step of the way!
Let’s talk about your goals and create a plan that fits your needs.
📞 Call or text me at 708-207-4818 — I’d love to help you make your next move!

11/20/2025

Just saying....

11/20/2025

When you’re buying a home, you’re likely to hear a lot of terms, some of which you may be unfamiliar with. One of those might be the loan-to-value ratio or LTV. LTV is a comparison between the amount of the loan you hope to borrow against the appraisal value of the property you’re trying to bu...