San Luis Obispo County Real Estate - #01385503

06/05/2026

"For those who are lost, there will always be cities that feel like home.” Simon Van Booy



Sherry Peckhoon Sim
Owner/Broker, REALTOR® Lic #01385503
CIPS, RSPS, SRES, E-PRO, GREEN, SFR, CHS, CDPE, IMSD
Sim Real Estate Inc - Lic # 02039203
156 N. Ocean Ave, Cayucos, CA 93430
Tel: 805-234-4315

06/04/2026

Accessory Dwelling Units (ADUs) have become the gold standard for house hacking in 2026 — and there's a reason why. 🏠

As of March 2026, Fannie Mae allows lenders to count projected ADU rental income toward your mortgage qualification — up to 30% of your total qualifying income. That means the income potential of an ADU can help you qualify for a home you otherwise couldn't afford.

ADUs include:
🔹 Detached backyard cottages
🔹 Converted garages
🔹 Basement suites with separate entrances

They're increasingly legal, financially supported, and proven in the rental market. If affordability is your biggest barrier to homeownership, an ADU-eligible property might be the solution.

Read the full article: https://simrealestate.myagent.site/house-hacking-in-2026-what-the-hype-got-wrong-and-what-actually-works/

06/03/2026

Stop waiting for the perfect time. Take the first step today!

Sherry Peckhoon Sim
Owner/Broker, REALTOR® Lic #01385503
CIPS, RSPS, SRES, E-PRO, GREEN, SFR, CHS, CDPE, IMSD
Sim Real Estate Inc - Lic # 02039203
156 N. Ocean Ave, Cayucos, CA 93430
Tel: 805-234-4315

06/03/2026

An early bird breakfast : congee with preserved mustard, chicken floss, braised bean curd with peanuts & half a salted egg, plus Siew Mai, slice of turnip cake & fungus veggies. Downed with unsweetened soy milk. Satisfying & delicious.

06/02/2026

House hacking isn't about living for free — it's about making homeownership possible when it otherwise wouldn't be. In 2026, the strategy is less about eliminating a mortgage payment and more about engineering one you can actually afford. 🏡

Here's what's working:

✅ ADUs (accessory dwelling units) — Fannie Mae now lets buyers count projected ADU rental income toward mortgage qualification, up to 30% of total qualifying income

✅ Multi-generational homes — 14% of all home purchases in the last year were multi-generational, with Gen X leading at 19%

✅ Small multi-family properties — FHA loans allow up to 4 units with just 3.5% down if you live in one

✅ Realistic expectations — If rental income cuts your $3,800 payment down to $2,200, that's a win

The math has to work. The zoning has to be legal. And the lifestyle has to fit. But for the right buyer, house hacking can turn a closed door into an open one.

Read the full article: https://simrealestate.myagent.site/house-hacking-in-2026-what-the-hype-got-wrong-and-what-actually-works/

06/01/2026

Ready to level up your space? ✨🎨 These 3 paint colors instantly give your home a luxurious feel:

🤍 Warm Beige – cozy, versatile, and timelessly chic.
💙 Deep Blue – moody, elegant, and perfect for that sophisticated vibe.
🌿 Sage Green – calming, natural, and effortlessly upscale.

Which one speaks to you? Let us know below! 👇😍

Sherry Peckhoon Sim
Owner/Broker, REALTOR® Lic #01385503
CIPS, RSPS, SRES, E-PRO, GREEN, SFR, CHS, CDPE, IMSD
Sim Real Estate Inc - Lic # 02039203
156 N. Ocean Ave, Cayucos, CA 93430
Tel: 805-234-4315

05/30/2026

Upgrade now or before you sell? Good question.

Sherry Peckhoon Sim
Owner/Broker, REALTOR® Lic #01385503
CIPS, RSPS, SRES, E-PRO, GREEN, SFR, CHS, CDPE, IMSD
Sim Real Estate Inc - Lic # 02039203
156 N. Ocean Ave, Cayucos, CA 93430
Tel: 805-234-4315

It can be hard to decide when you should update a house to sell. Here’s what you can take care of at every stage, without squandering your upgrade dollars.

05/28/2026

If you're thinking about selling your home, you've probably heard the term "months of supply" thrown around. But what does it actually mean?

Months of supply measures how long it would take to sell all available homes at the current sales pace. It's one of the clearest indicators of whether we're in a buyer's or seller's market.

Here's the breakdown:
- Less than 5 months = Seller's market (low inventory, more competition among buyers)
- 5-6 months = Balanced market
- More than 6 months = Buyer's market (more inventory, buyers have negotiating power)

Right now, inventory levels are rising in many markets across the country. According to recent NAR data, we're seeing a shift from the extreme seller's market of the past few years. This means pricing strategy, home preparation, and timing matter more than ever.

If you've been waiting for the "perfect time" to list, understanding these metrics can help you make a more informed decision about your specific situation and local market conditions.

Call/text/email us at (805) 234-4315 or [email protected] if you have questions.

05/28/2026

It takes some expertise to host a successful open house! Here are some insider tips. What else would you add to this list?

Sherry Peckhoon Sim
Owner/Broker, REALTOR® Lic #01385503
CIPS, RSPS, SRES, E-PRO, GREEN, SFR, CHS, CDPE, IMSD
Sim Real Estate Inc - Lic # 02039203
156 N. Ocean Ave, Cayucos, CA 93430
Tel: 805-234-4315

05/26/2026

The sanctuary you never want to leave. Refined comfort at its absolute peak.

Sherry Peckhoon Sim
Owner/Broker, REALTOR® Lic #01385503
CIPS, RSPS, SRES, E-PRO, GREEN, SFR, CHS, CDPE, IMSD
Sim Real Estate Inc - Lic # 02039203
156 N. Ocean Ave, Cayucos, CA 93430
Tel: 805-234-4315