BFSNG Law Group LLP

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BFSNG Law Group LLP Proudly providing New York individuals and businesses with trusted, affordable legal services. We make ourselves accessible to our clients and listen to them.
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We are committed to providing our clients with close personal attention. That commitment and practice philosophy have enabled BFSNG Law Group LLP to attract and maintain its diverse clientele. Although New York-based, BFSNG Law Group LLP’s clients come from all parts of the United States, from as far west as California and south to Florida. We choose to work with our clients, not just for them, with the hope that we will share success and a long term relationship that will allow the client to remain part of the BFSNG Law Group LLP, family for years to come whenever legal services are needed.

10/16/2026

Thinking about signing a contract for a New York co-op or condo? Stop and review the board minutes first.

Peter Goodman breaks down how hidden building repairs can quickly become your personal expense if a reserve fund falls short. Proper due diligence ensures you know exactly what you’re stepping into before pen touches paper.

Avoid costly financial surprises in your next transaction. Contact BFSNG to handle your due diligence and keep your investment secure.

10/12/2026

Is your home worth less than what you owe on your primary mortgage? You may be eligible to eliminate your second mortgage entirely.

Heath Berger, bankruptcy law partner at BFSNG, explains a legal strategy called "lien stripping". If your home's current market value is lower than your first mortgage balance, a second mortgage can be reclassified as unsecured debt, similar to a credit card, and wiped out upon completing the bankruptcy process.

Don't let underwater mortgages hold back your financial future. Contact the BFSNG bankruptcy team to explore whether lien stripping can help you shed debt and protect your home's future equity.

10/09/2026

Quick funding from a merchant cash advance can quickly turn into a financial nightmare for small businesses.

Robert Pryor shares how filing for bankruptcy reorganization immediately stops cash advance companies from pulling funds directly from your operating account. Whether you owe one lender or several, a tailored reorganization plan gives your business the breathing room it needs to recover and thrive.

Take back control of your business's financial health. Contact BFSNG to discuss your options and find a solution that protects your cash flow.

10/05/2026

Walking into your New York real estate closing without a proper final walkthrough is a risk you shouldn't take.

Peter Goodman shares essential steps every buyer and seller must follow before closing day. From testing plumbing and heat to verifying repair riders and ensuring utilities remain on, taking these extra precautions protects your investment and keeps the closing on schedule.

Don't leave your closing day to chance. Contact the BFSNG real estate team so we can protect your interests every step of the way.

10/02/2026

If your ex-spouse files for bankruptcy, where does that leave your joint credit cards and loans?

As Heath Berger points out, marital settlement agreements hold weight in family court, but banks and credit agencies aren't bound by them. If you signed jointly for a debt, whether it's a credit card or a child's student loan, an ex-partner’s bankruptcy filing can leave you vulnerable to creditors.

Don't leave your post-divorce finances to chance. Reach out to the BFSNG bankruptcy law team to ensure your rights and obligations are fully protected.

09/30/2026

Filing for bankruptcy doesn’t mean losing everything you’ve worked hard to build.

Robert Pryor, bankruptcy law partner at BFSNG, breaks down one of the biggest misconceptions about the process: over 90% of individuals who file actually keep all of their assets. Through strategically applying state or federal exemption laws, your home, vehicle, retirement, and valuable personal belongings can be fully protected from creditors.

Don't let fear keep you from a fresh financial start. Contact the BFSNG bankruptcy team to analyze your specific situation and protect what matters most.

09/21/2026

Adding your name to a parent’s bank account or mortgage might seem like a simple way to help out, but it can create serious legal risks if you ever face bankruptcy.

As our bankruptcy partner Heath Berger points out, once your name is on an account, the law views it as your asset—even if you haven’t contributed a single dollar. If you file for bankruptcy, a trustee could legally claim your share of that joint account or property to pay off your creditors.

Before co-signing or opening joint accounts, talk to our legal team to ensure your family's assets stay protected.

09/14/2026

Relying on a seller's verbal promise to make repairs before closing is one of the biggest risks a homebuyer can take.

Peter Goodman emphasizes that if a condition promise doesn't make it into your final contract, you cannot enforce it later. Real estate attorneys make sure every single agreement you are counting on, whether it's fixing an air conditioner or repairing outdoor structures, is legally written into the paperwork before pen touches paper.

Don't leave your home investment to chance. Contact the BFSNG real estate team before you sign anything so we can protect what you were promised.

09/10/2026

Getting a bankruptcy discharge clears your debts so you can move forward, but there is one critical exception many people don't know about: the 180-day rule.

As our bankruptcy partner Heath Berger explains, if you become entitled to an inheritance because someone passes away within 180 days after filing your bankruptcy, that inheritance becomes an asset of your bankruptcy estate. A trustee can reopen your case to claim those funds for creditors.

Understanding these hidden rules is key to protecting your assets. Reach out to our team if you have questions about unexpected inheritances post-filing.

09/07/2026

When it comes to divorce, taking the fight into a courtroom often does more harm than good.

Steven Shumer highlights that an out-of-court negotiated settlement vastly reduces the emotional trauma and conflict for everyone involved. Most importantly, it keeps the decision-making power right where it belongs: with you. You know your children and your family's needs far better than any judge ever could.

Our family law team is dedicated to helping clients achieve peaceful, practical resolutions. Contact BFSNG Law Group today to schedule a free, confidential consultation.

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2801 Emmons Avenue Suite 104
Brooklyn, NY
11235

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