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Leka Solicitors is a UK based firm specialising in Possession and Immigration matters.

15/08/2026

Being behind on your mortgage can happen more commonly than you might think, and there’s no set number of missed mortgage payments that automatically triggers repossession proceedings.

The best option can be to get in touch with your lender and explain what's going on.

If you’re worried about missed payments, understanding your legal position early can help you understand what options may be available.

(General information only. Not legal advice.)

04/08/2026

Why It's So Hard to Open Those Letters

In this post we're cutting through the overwhelm around falling behind on your mortgage with some practical advice on tackling it head-on.

10/07/2026

Before court papers arrive - there are options to negotiate, show lenders evidence of procuring financial support, and more.

After court papers arrive - things can get more complicated and costly.

You don't know what options may be available to you until you check. Getting strong advice early will typically save you money and stress in the long run.

08/07/2026

Don't let the fear-fog attached to
repossession stop you from seeking advice.

The reality could be far easier than you imagine.

26/06/2026

When facing repossession, it can feel like all the cards are stacked against you, soon to come crashing down - but you may have an advantage in court that you don’t even know about.

Judges usually don’t take kindly at all to a lender who jumps straight to repossession, especially if you’ve tried to suggest another route. (Between us: we’ve seen some lenders’ representatives receive a real telling off for this.)

Did you know this was the case?

24/06/2026

This is one of the most important things we could recommend to anyone facing repossession or struggling with their mortgage.

We know it can be stressful to think about, but your home is worth the effort and time.

Do you tend to keep track of official payments and communications?

22/06/2026

Being refused entry at the UK border can be unexpected and distressing, particularly where you are travelling lawfully as a genuine visitor.

Many people are unaware that even where you hold an ETA or valid travel documents, Border Force can still refuse entry if concerns arise during border checks.

What is equally important to understand is that a refusal decision is not always final. In certain circumstances, it may be possible to challenge the decision through Judicial Review, and failing to do so could affect future immigration applications.

In this post, we explain some of the most common reasons entry is refused, what your rights are, and what legal options may be available.

02/06/2026

Were you aware of this?

Without going to court, a lender has no right to remove you from your home or tell you to leave.

Early legal advice makes all the difference.

05/05/2026

Falling behind on your mortgage can leave people unsure what happens next. When the process feels unclear, it can be harder to know when to act.

That is why we have broken down the typical repossession timeline, from missed payments through to the worst-case scenario of eviction. Many cases do not reach that stage, but understanding the full process can help bring clarity and show why early advice matters.

Timings can vary depending on your lender, court availability, and your individual circumstances. But in many situations, the earlier you seek advice, the more options may be available.

If you are facing mortgage arrears or worried about repossession, understanding the process is often the first step.

02/05/2026

In this rare circumstance, even after your home has been repossessed, there could be a route back.

If you now have access to funds to clear your arrears, or even clear the remaining mortgage balance, a lender may reconsider - or a court. This could include situations such as receiving an inheritance or other lump sum.

This depends on the evidence available, and whether you can maintain ongoing mortgage payments if only the arrears are cleared. It is not an automatic right, but it is a route we have seen succeed.

It’s important to remember that acting early gives you many more options than this rare scenario. Even so, later in the process it is worth understanding what may be possible.

Address

77 Farringdon Road
London
EC1M3JU

Telephone

+447868942191

Website

http://www.lekasolicitors.co.uk/

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Send a message to Leka:

Nuevo Lawyers Ltd
Quadrant Court, 49 Calthorpe Road, Edgbaston, Birmingham

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