Save My Service Charge

28/08/2025

Better service beats cheaper fees. Every. Single. Time.

If you’re still paying for “window cleaning” and “gutter clears” that never happen, the problem isn’t price—it’s performance.

At Save My Service Charge, we run a transparent tender to find you a better managing agent, one that puts delivery first, not discount headlines. Our tenders prioritise:

Evidence of work done (photos, job sheets, schedules baked into contracts)

Clear standards for cleaning, gardening, repairs & compliance

Response times and accountability that actually stick

Transparent reporting you can verify

We’re not anti-agent, we champion the good ones and introduce you to them. But if service can’t be raised to the standard your block deserves, that’s when a change makes sense.

Value = a building that’s cared for.
Comfort, safety, fewer emergencies and yes, fair costs that reflect real work.

👉 Open a no-cost tender today and compare like-for-like proposals focused on service delivery.

DM us or visit savemyservicecharge.co.uk.

Stop funding ghost services. Start demanding delivery.

24/07/2025

"Still paying way too much for service charges? You're not alone."

Let’s be real: dodgy managing agents. Sky‑high bills. Nonexistent repairs. We get it — and we’re here to help clear that shadow you’ve been living under.

At Save My Service Charge, we help UK leaseholders:
🔍 Compare reputable managing agents
💸 Save on inflated service charges
🛠️ Take control through the Right to Manage process
📞 Get free, independent advice – no pressure, no jargon

We're not lawyers. We’re leaseholders like you, and we’ve had enough.

If your building’s mismanaged, your questions are ignored, or your charges keep rising, it’s time to act.

💬 Message us or visit 🌐 www.savemyservicecharge.co.uk
Let’s reinvent your Right to Manage.

02/06/2025

🏢 Leaseholders – what’s going on with your building insurance?

Have your premiums shot up lately?
Have you ever asked your managing agent or freeholder how much commission they’re taking on your policy?

Some pretty shocking figures have come to light. At St David’s Square in East London, leaseholders found out that between 2018–2020, £114,290 in insurance commission was paid, and 85% went to the freeholder’s investment company. None of this was made clear to the residents at the time.

The FCA also found commissions averaging 30%, with some cases as high as 60% of the premium. No wonder we’re all feeling the squeeze.

👀 I’m curious — what’s your experience been?
✅ Have you had transparency?
⚠️ Or have you felt totally left in the dark?

Let’s share stories. Drop a comment or message me if you’d rather chat privately. The more we talk, the more pressure we can build for change.

07/05/2025

Feeling Ripped Off by Unfair Service Charges? You're Not Alone.

Leaseholders across the UK are paying thousands each year for unclear, excessive, and sometimes downright unjustified charges. If you’ve ever asked, “What exactly am I paying for?” — it’s time to take control. 💪

📢 You have the right to challenge unfair service charges — and we’re here to help you do it.

✅ Request a breakdown of your charges
✅ Demand to see invoices and contracts
✅ Dispute unreasonable costs at the First-tier Tribunal
✅ Get support from others in your building
✅ Compare and replace your managing agent (yes, you can!)

🧠 Knowledge is power — and challenging your service charge doesn’t have to mean expensive solicitors or years of stress. We’ve helped thousands of leaseholders save money and gain peace of mind.

👉 Visit www.savemyservicecharge.co.uk to see how you can challenge unfair costs today.

📩 DM us for a free checklist on the 5 Steps to Challenge Your Service Charge.

06/12/2024

Fighting Back Against High Service Charges:

A Guide for UK Leaseholders

If you're a leaseholder in the UK, you might be all too familiar with the frustration of high service charges and the often lacklustre services that accompany them. With bills rising and services falling short, it’s no wonder many leaseholders feel like they’re being taken for a ride. But fear not! There are ways to fight back against these unjust fees. Let’s dive into the pain points and explore some actionable solutions.

The Pain of High Service Charges:

Service charges are fees that leaseholders pay to cover the costs of services provided by landlords, such as maintenance, repairs, and insurance. Unfortunately, these charges can sometimes feel more like a burden than a service. According to recent reports, service charges have skyrocketed by 44% since 2016, leaving many leaseholders feeling financially squeezed (BBC, 2024).

What Makes Service Charges So High?

Opaque Pricing: Many leaseholders find it difficult to understand how their service charges are calculated. The lack of transparency can lead to confusion and frustration.

Poor Services: Often, the services provided do not match the high costs. From inadequate maintenance to slow response times, leaseholders are left wondering where their money is going.

Limited Accountability: Landlords may not always be held accountable for the services they provide, leading to inflated charges without justification.

Your Rights as a Leaseholder

As a leaseholder, you have rights that can help you challenge unreasonable service charges. Here are some key points to keep in mind:

Reasonableness: You can challenge any service charge you believe is excessive. The law requires that charges be reasonable and justifiable.

Consultation: Landlords must consult leaseholders before undertaking work that costs over £250 or entering long-term agreements exceeding £100.

Access to Information:

You have the right to request a summary of service charge accounts and inspect relevant documents to understand how charges are calculated https://www.lease-advice.org/

Steps to Challenge Unjust Service Charges

If you find yourself facing high service charges, here are some steps you can take to fight back:

1. Gather Evidence

Start by collecting all relevant documents, including your lease agreement, service charge demands, and any correspondence with your landlord. This evidence will be crucial if you decide to challenge the charges.

2. Request Transparency

Don’t hesitate to ask your landlord for a detailed breakdown of the service charges. You have the right to know what you’re paying for and how the costs are calculated.

3. Form a Tenants’ Association

Consider joining forces with other leaseholders in your building. A tenants’ association can provide a united front when negotiating with landlords and can help you collectively challenge unfair charges.

4. Use the First-tier Tribunal

If you believe the charges are unreasonable, you can apply to the First-tier Tribunal to dispute them. The tribunal will assess the evidence and determine if the charges are justified https://www.leaseholdknowledge.com/

5. Explore the Right to Manage

If service charges continue to be a problem, you might want to consider exercising your Right to Manage (RTM). This allows leaseholders to take over the management of their building, giving you more control over service charges and the quality of services provided.

High service charges and poor services can be a significant pain point for UK leaseholders, but you don’t have to suffer in silence. By understanding your rights and taking proactive steps, you can challenge unjust fees and demand better services. Remember, knowledge is power!

What experiences have you had with service charges? Have you taken any steps to challenge them?

Share your thoughts in the comments below!

14/11/2024

We get it at Save My Service Charge. UK leaseholders are fed up with sky-high fees and shoddy management. That’s why we’re here to help you regain control. 👊

Our free, anonymous tool shows you how much you could save on service charges—up to 25%! 👏👏

With straightforward guidance to help you exercise your Right to Manage, we make it easy to make smarter choices for a better-run, more affordable home. 🏠🏠

30/10/2024

🚨 Autumn Budget 2024: Impact on Leaseholders 🚨

Leaseholders, the latest UK budget brings both challenges and opportunities for our community. Here are the key points you need to know:

🏘️ New Homes & Infrastructure: The government's pledge to build 1.5 million homes and improve infrastructure could boost property values in some areas. A positive for those of us eyeing long-term value growth.

🏠 Rent Settlement: A proposed rent settlement (CPI+1%) for social housing might have ripple effects across the broader rental market, potentially affecting leaseholders who are landlords or in mixed-tenure buildings.

📉 Stamp Duty Increase: Buying a second home or investing in property? You’ll now face a 5% surcharge on SDLT, making additional property purchases more expensive.

Let’s discuss how these changes could impact your property plans and investments! 💬

11/10/2024

🏠 The Renters Rights Bill: A New Era for the Rental Market? 🏠

The UK is set to pass the Renters Rights Bill, a game-changer for tenants and landlords alike. While the bill promises significant protections for renters, it also introduces a host of changes that will impact landlords across the country.

For those of you managing properties, there’s no denying that these reforms could reshape your rental business model. Here are a few points to consider:

Pros: ✅ Greater stability in the market with new, clear-cut regulations. ✅ Improved transparency may lead to a better relationship between tenants and landlords. ✅ A more competitive rental market as landlords who adapt may attract long-term tenants.

Cons: ❌ New compliance costs and potential limitations on rent adjustments. ❌ Greater challenges in dealing with problematic tenants. ❌ Possible changes to the eviction process could affect your ability to manage your property effectively.

As the landscape shifts, landlords must evaluate how they’ll adapt to these changes. Are the benefits of a stable, regulated market worth the additional requirements? Or do the potential costs outweigh these reforms?

We'd love to hear your thoughts from landlords, tenants, and housing market professionals. How do you think these reforms will reshape the rental landscape?

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02/10/2024

🏠 Leasehold Living in the UK: Share Your Story!

"Owning a leasehold flat in the UK can be a mixed bag. From unexpected service charges to restrictions on renovations, the challenges can sometimes feel overwhelming. But it's not all bad—some find the structure and community aspects beneficial.

We want to hear from YOU! What has your experience been like? Have you faced any unexpected hurdles or found surprising benefits?

Share your stories, tips, and advice in the comments below. Let's create a community where we can learn from each other!

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11/09/2024

As a company that strives to help leaseholders with their ever-rising costs of service charges and poor service. We always keep our eyes on the wider housing market, so here are a few thoughts!

🚨 Potential Changes to Capital Gains Tax and the Impact on the UK Housing Market! 🏡💰

Labour's proposed adjustments to Capital Gains Tax (CGT) could shake up the UK property market in a big way! Here's what you need to know:

📈 Higher CGT Rates: Labour is considering aligning CGT rates with income tax, which could mean rates as high as 45% for some property sales! This might discourage property investors and affect the rental supply.

📉 Reduced CGT Allowances: From April 2024, the CGT allowance will drop to just £3,000! More property owners will pay tax on sales, possibly sparking a rush to sell before rates rise.

⚠️ Inheritance Tax Shake-Up: Labour may scrap the CGT uplift on death, meaning heirs could pay hefty CGT bills based on the original purchase price of inherited properties. This could lead to more forced sales and impact house prices.

📊 What Could This Mean? Expect changes in investor behaviour, a potential cooling of the market, and slower price growth, especially in buy-to-let properties.

🔍 Considering selling or buying? Now's the time to rethink your strategy!

14/08/2024

Understanding the Right to Manage (RTM) vs. Residents' Management Company (RMC): What’s the Difference? 🌟

Are you a leaseholder looking to take control of the management of your building? You might have heard about the Right to Manage (RTM) process, but what happens after you successfully apply? 🤔 Let’s break it down for you!

🔍 What is Right to Manage (RTM)?
The Right to Manage (RTM) is a legal process that allows leaseholders to take over the management of their building without needing to prove any fault by the current management. It’s your opportunity to step in and have a say in how your property is managed—everything from maintenance to service charges!

🏢 What Happens After a Successful RTM?
Once your RTM application is successful, an RMC (Residents’ Management Company) is formed. This company is made up of leaseholders like you and will take over the day-to-day management of the building. The RMC becomes the legal entity responsible for managing the property, ensuring that everything runs smoothly and according to your preferences.

💡 Key Differences: RTM vs. RMC

RTM Process: This is the right granted to leaseholders to take control. It’s the journey you embark on.
RMC Formation: The RMC is the destination—the company that manages the property once RTM is achieved.
🌟 Benefits of Applying for the Right to Manage:

Control Over Your Home: Take charge of decisions that affect your living environment.
Better Service: Choose service providers who meet your standards and ensure better quality of services.
Transparency: Gain full visibility into how funds are used and how decisions are made.
Cost Efficiency: Potentially reduce service charges by cutting out unnecessary costs.
Community Spirit: Work closely with your neighbours to create a management plan that works for everyone.
By applying for RTM, you’re not just taking control—you’re shaping the future of your living space. 🛠️ Whether it’s improving maintenance standards, lowering costs, or simply having a say in how your building is managed, RTM is a powerful tool for leaseholders.

Ready to take the next step? Let’s make your home the best it can be! 🏠✨

Drop us a line here on FB and we can send you all the details you need.

29/07/2024

Revolutionising Homeownership: Leasehold Reform is Here! 🏡✨
Goodbye Leasehold, Hello Empowerment!

The new Labour government's Leasehold Reform Bill is set to transform the way we own property in the UK. King Charles III's recent speech highlighted the end of the feudal leasehold system, bringing hope and fairness to millions of homeowners.

Key Changes at a Glance:
🔑 Abolition of New Leaseholds: No more leasehold houses! Future homes will be sold as freehold, ensuring absolute ownership for all​.

📜 Extended Lease Terms: Lease extensions will now span 990 years for both flats and houses, with ground rent reduced to zero​

💷 Regulated Ground Rents: Ground rents for existing leaseholders will be capped, preventing the financial burden that has made selling or remortgaging properties difficult​.

🛠️ Empowering Leaseholders: Simplified processes for buying freeholds and managing buildings collectively will give leaseholders more control over their properties.

💡 Fair Service Charges: Improved transparency and standardised formats for service charges will make managing property costs fairer and clearer.

🏠 Protection Against Forfeiture: Safeguards will be put in place to protect leaseholders from losing their homes over minor unpaid debts.

A New Era for Homeowners
These reforms mark a significant shift in the UK's approach to property ownership, providing more rights and protections to leaseholders and renters alike. This is a monumental step towards a fairer and more transparent property market.

Let's embrace this new chapter in homeownership! 🌟

www.savemyservicecharge.co.uk





Feel free to connect with us to discuss these exciting changes and how they might impact you or your business! 💬🔗

Legislation to fill the gaps in leasehold reform have been announced. Here is how it could help homeowners