Debbie Valentine - Realtor

10/15/2026

🏡 What if the seller could help you get a LOWER mortgage payment?

With mortgage rates above 7% in Ventura County right now, many first-time buyers are wondering how they can make homeownership work.

Here's something you may not know: You can negotiate more than just the purchase price and closing costs.

It's called a "mortgage rate buydown", and in some situations, the seller may be willing to help pay for it.

That could mean a lower monthly payment for the first few years.

Of course, every situation is different, and there are a few things you'll want to understand before deciding if a buydown makes sense for you.

That's where having the right team and a good negotiation strategy makes a difference!

👉 Swipe through to learn more.

💙 Thinking about buying a home? Save this post—there may be ways to lower your mortgage payment that you haven't considered!

And if you're considering buying in Thousand Oaks, Newbury Park, or the surrounding Conejo Valley, DM me BUYDOWN. I'd love to help you explore your options!

09/08/2026

🏡 Looking for a Newbury Park rental with a backyard, mountain views AND community amenities? Save this one!

This darling Single-Story 3-bedroom, 2-bath home is tucked away on a cul-de-sac and offers 1,348 sq. ft.

Inside you’ll find:
✨ Hardwood floors
✨ Granite countertops + upgraded cabinetry
✨ Gas range + recessed lighting
✨ Fresh interior paint
✨ Ceiling fans in all 3 bedrooms
✨ Updated bathrooms

And the backyard may be my favorite part — a large grassy area, patio for entertaining or relaxing, and beautiful mountain views!

Plus:
☀️ Solar to help keep energy costs down
🏊 Community pool
🎾 Tennis courts
🌿 Single-story living
📍 Newbury Park

If you know someone looking to rent in Newbury Park, send this to them or save it for later.

Interested in details or scheduling a showing? Send me a message or text me 805-368-8012

05/05/2026

What is Your Home Worth NOW 🏡

Recent home sales have affected your home's value! 💰 📈

🎯 Go to https://DebbieV.FreeHomeValues.net to get your new home value estimate FREE and INSTANTLY.

Recent home sales have affected your home's sale potential! Get your new list price range instantly for free!

04/22/2026

If I had to list my house tomorrow, here’s exactly what I’d focus on, no fluff, just what works:

1️⃣ Start packing, seriously.
Less clutter = more space = a better first impression for every buyer walking in.

2️⃣ Bring in a pro cleaner + photographer.
Your photos and videos are your first showing. Just look at that new listing, the clean spaces + cozy details are already getting buyers excited!.

3️⃣ Price for attention, not ego!
That doesn’t mean lowballing, it means pricing where the market is actually responding. A smart list price brings offers faster (and often higher).

4️⃣ Stage for feeling, not perfection.
Buyers aren’t just buying square footage; they're buying the lifestyle. Warm lighting, a welcoming porch, soft throws... it all matters.

I advise every seller the same way I’d handle my own listing and the goal is always: sell smart, not stressed.

Thinking of listing this fall?
📩 DM me if you want help thinking through your options, no pressure, just real strategy.

Or 💬 tag a friend who’s been saying “we should sell” for the last 6 months 👇

04/10/2026

Pet of the Week - Disco 🐰

Disco is a 6-month-old, beautiful, snow-white bunny with stunning ruby eyes. He is a true party with so much personality.

Disco is ready to be your lil companion and hang out with you. Bunnies are indoor pets only and will hop around the home, hang out with you, and, believe it or not, he is litter box trained! You can put up a pen with his litter box and he will go inside and do his business.

Not sure what having a bunny as a pet is like? The Bunny Brigade volunteers are there to answer all your questions and make sure you are all set for your new best friend!

If you’d like to meet this guy or have questions, email [email protected] or check them and their friends out at https://www.vcas.us/rabbits/

04/03/2026

🐾 Meet HUNTER, our Pet of the Week! 🐶

This beautiful 2-year-old German Shepherd has already been through a lot and is now looking for a loving family.

Hunter was likely hit by a car, and when he was rescued, he had a noticeable limp and was very fearful of the world around him. 💔
But here’s what makes him so special…

Despite everything he’s been through, the volunteers say he has warmed up and is so sweet and loving.

Hunter is still recovering from his injury and it is difficult to heal in the shelter, so they are looking for his forever family now or even a foster home while he recovers.🐾

If you would like more information about what his care would entail or would like to meet Hunter, here's how:

📍 Visit During Adoption Hours: 1:00 pm - 6:00 pm
📅 Schedule an Appointment: Contact Ventura County Animal Services in Camarillo to set up your visit. They’re ready to help you and answer any questions.

https://animalservices.venturacounty.gov/dogs/

🏡 Let’s find this sweet boy the safe, loving home he deserves