09/14/2026
Creative financing can give investors more ways to structure a deal, but “creative” doesn't mean there are no rules.
Creative transactions can involve arrangements such as seller financing, subject-to transactions, lease options, private money, and other customized deal structures.
Each structure can come with its own legal considerations, risks and responsibilities.
Before getting excited about how a deal could work, investors should also ask:
• Is the structure legally permitted?
• Does everyone understand their obligations?
• Are the terms properly documented?
• What happens if something doesn't go according to plan?
Creativity can open the door to opportunities. But understanding the rules helps investors structure those opportunities responsibly.
Creative doesn't mean anything goes.