07/16/2026
“The adults living with their parents today are largely employed, and many hold college degrees. What’s holding them back isn’t a lack of qualifications, but rather, at least in part, a lack of housing they can actually afford,” said Hannah Jones, senior economist at Realtor.com. “This is a supply story, not an employment story.”
Many young adults living with parents are not out of the housing market – they are delayed by affordability. Realtors can help them compare rent, starter-home options, down payment programs and realistic timelines for buying.
Realistic Options: In Florida, eligible buyers may have options through the "Florida Hometown Heroes" Housing Program, which offers financial assistance to a variety of professions that can help reduce upfront costs. "Florida Housing" also offers down payment and closing cost assistance tied to some types of first mortgage loans.
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Many young adults living with parents are not out of the housing market – they are delayed by affordability. Realtors can help them compare rent, starter-home options, down payment programs and realistic timelines for buying.