Summerna Realtor

Summerna Realtor Realtor with Keller Williams Tampa Properties

09/01/2026

Before you tour a Florida home, understand who represents you. Florida law defaults to limited representation, not loyalty to one side. Single agency requires a written agreement. The National Association of Realtors advises signing a buyer agreement before touring homes. Compensation is negotiable. Always ask what you're agreeing to and treat lender letters as a starting point.

08/31/2026

Understand the full picture when buying a home in Florida. Beyond price, consider closing dates, deposits, and what's included. Your contract dictates your rights after inspection and appraisal. Florida law also offers specific protections for association purchases.

08/28/2026

In Florida, your deposit sits safely in escrow, not the seller's account. Learn the statewide rules: brokers must deposit funds promptly, and timelines exist for disbursement. Understand who holds your deposit and under which rules before signing anything.

08/27/2026

Florida statewide Citizens requires a 4-point inspection for properties over 20 years old, covering electrical, plumbing, HVAC, and roof. Learn what's needed for insurance coverage, including remaining useful life of roofs and hazard repairs.

08/26/2026

Did you know a realtor needs a signed buyer agreement BEFORE touring a home? This national rule, effective August 17, 2024, also means all terms are negotiable, including the fee, which the seller can pay. Florida law presumes your agent is a transaction broker, so understand the relationship before you sign. It's crucial for buying, selling, or investing.

08/25/2026

Florida's wind mitigation inspection form updated April 1st. Understand how windstorm discounts work for your home, including roof strength, wall, and opening protection. A completed form is valid up to 5 years. This is crucial for buyers, sellers, and owners in Florida.

08/20/2026

Understanding your flood zone is crucial, but flood insurance is a separate policy. Most homeowners insurance doesn't cover water damage. Learn why policyholders outside high-risk zones file claims and how FEMA now prices policies. Protect your investment.

08/19/2026

A title search reveals past documents affecting your land. Watch out for defects like prior mortgages, judgments, or liens. Lenders' policies protect them, not you. An owner's policy covers your full purchase price with no expiration date.

08/18/2026

Florida condo buildings 3 stories or higher require milestone inspections starting at 30 years, or 25 near the coast. Phase 1 is visual; Phase 2 testing follows if needed. Reserve studies are changing monthly costs. Always ask for both reports and have your attorney review them.

Address

Keller Williams Tampa Properties, 5020 W Linebaugh Avenue, Suite 100
Tampa, FL
33624

Telephone

+18134149999

Website

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