YourhomebyCarla

05/30/2026

If you're thinking of refinancing, you have three major options, each with it's own costs and benefits. This article details your options so you know what questions to ask your lender.

Carla Van Der Merwe, Your home by Carla
Walzel Properties LLC
15420 Ridge Park Dr, Houston, 77095
https://yourhomebycarla.com/

719.232.9725
Committed to YOU.

There are two primary options for refinancing your mortgage, no cash-out refinance and cash-out refinance, each with its own costs and benefits.

05/29/2026

Mortgage Term of the Day:
Mortgage closing costs are the fees and expenses you’ll pay when finalizing your home loan. These typically range from 2% to 5% of the purchase price and can include:

🔹 Loan origination fees
🔹 Title insurance
🔹 Appraisal & inspection fees
🔹 Attorney fees
🔹 Escrow deposits
🔹 Taxes & recording fees

💡 Tip: Always review your Loan Estimate and Closing Disclosure ahead of time so you know exactly what to expect on closing day!

Carla Van Der Merwe, Your home by Carla
Walzel Properties LLC
15420 Ridge Park Dr, Houston, 77095
https://yourhomebycarla.com/

719.232.9725
Committed to YOU.

05/29/2026

It’s the weekend !
Here are some fun events happening around Texas.

05/27/2026

You may have heard that you need 20% down to close on a home.. While it does have it's advantages - its not true! You can put down as little as 3.5%.

There are also many First Time Home Buyer Programs, Closing Assistance, Zero Down Payment Options as well (if you qualify) to help you Buy a Home.

Don’t let the myth of the 20% down payment hold you back from owning your dream home.

Carla Van Der Merwe, Your home by Carla
Walzel Properties LLC
15420 Ridge Park Dr, Houston, 77095
https://yourhomebycarla.com/

719.232.9725
Committed to YOU.

05/25/2026

There’s something about Memorial Day that brings people together—family, friends, and a little extra appreciation for the moment 🇺🇸

Whether it’s a backyard BBQ, time by the water, or just slowing things down, it’s a day that carries both gratitude and togetherness.

Carla Van Der Merwe, Your home by Carla
Walzel Properties LLC
15420 Ridge Park Dr, Houston, 77095
https://yourhomebycarla.com/

719.232.9725
Committed to YOU.

05/23/2026

Mortgage Term of the Day:
Mortgage refinance means replacing your current mortgage with a new one, usually to:

🔹 Lower your interest rate
🔹 Reduce monthly payments
🔹 Change loan terms (like switching from adjustable to fixed rate)
🔹 Tap into home equity for cash

💡 Tip: Refinancing can save you money—but be sure to consider closing costs and how long you plan to stay in the home!

Carla Van Der Merwe, Your home by Carla
Walzel Properties LLC
15420 Ridge Park Dr, Houston, 77095
https://yourhomebycarla.com/

719.232.9725
Committed to YOU.

05/22/2026

This day-long DIY will add extra pizzazz to your kitchen.

Carla Van Der Merwe, Your home by Carla
Walzel Properties LLC
15420 Ridge Park Dr, Houston, 77095
https://yourhomebycarla.com/

719.232.9725
Committed to YOU.

Learn how to tile a kitchen backsplash in just one weekend. Follow our step-by-step instructions for this affordable project.

05/22/2026

Happy Memorial Day weekend! Here are some fun events happening in Texas this weekend .

05/20/2026

Starting your home search? This calculator can help you estimate how much house will fit in your budget.

Carla Van Der Merwe, Your home by Carla
Walzel Properties LLC
15420 Ridge Park Dr, Houston, 77095
https://yourhomebycarla.com/

719.232.9725
Committed to YOU.

Use this calculator to estimate how much house you can afford with your budget.