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Law Office of Rabih Hamawi, P.C.

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Law Office of Rabih Hamawi, P.C.

Law Office of Rabih Hamawi, P.C. represents business owners, homeowners, property owners, and othe...

Property damage insurance attorney; fire insurance attorney; insurance claims attorney; insurance agent negligence attorney; water damage insurance attorney; auto insurance attorney; examination under oath attorney; denied insurance claim attorney; business law attorney; employment law attorney; personal injury attorney; products liability attorney; property damage attorney; auto accident attorney

; trucking accident attorneys; insurance claim valuation attorney; life insurance attorney; health insurance attorney; disability income insurance attorney; long term care insurance attorney;

06/08/2026

Artificial Intelligence Versus an Experienced Insurance Attorney.

In today’s digital world, artificial intelligence (AI) tools are everywhere. Many homeowners, business owners, and policyholders turn to AI chatbots for quick answers about insurance coverage, insurance claims, or legal questions about insurance law. While AI can provide helpful general information in limited circumstances, it is not a substitute for legal advice from an experienced insurance attorney. Mistaking AI guidance for professional counsel can lead to costly mistakes when filing insurance claims or dealing with insurers.

This article explains why AI cannot provide legal advice, highlights common pitfalls policyholders face, and offers practical steps to protect your insurance rights.

Read more: https://www.hamawilaw.com/post/artificial-intelligence-versus-an-experienced-insurance-attorney

06/06/2026

Episode 77 - Do Property Insurance Policies Cover Pollution Claims?

You are watching insurance law and I am attorney Rabih Hamawi. Did you know that most property insurance policies either exclude completely any coverage for pollution or environmental liability or they may provide a very minimum sub-limit, minimum sub-limit in case there is a pollution or an environmental event leading to liability against you. That's why it's very important to review your insurance policy with your insurance agent and determine if you need to either endorse your existing policy, or buy an additional pollution coverage policy. If your insurance company has delayed, denied, or underpaid your claim, contact us for a case evaluation at (248) 905-1133.

الحلقة ٧٧ - هل تغطي وثائق التأمين على الممتلكات أضرار التلوث؟

أنتم تتابعون برنامج قانون التأمين، ومعكم المحامي ربيع الحموي. هل تعلم أن معظم وثائق التأمين على الممتلكات إما تستبعد تماماً أي تغطية للأضرار الناتجة عن التلوث أو المسؤولية البيئية، أو توفر تغطية محدودة ضئيلة جداً في حال وقوع حادث تلوث أو حدث بيئي يؤدي إلى تحميلك المسؤولية؟ ولهذا السبب، من المهم للغاية مراجعة وثيقة التأمين الخاصة بك مع وكيل التأمين لتحديد ما إذا كنت بحاجة إلى إضافة ملحق لوثيقتك الحالية أو شراء وثيقة تأمين إضافية تغطي مخاطر التلوث. إذا قامت شركة التأمين بتأخير البت في مطالبتك، أو رفضها، أو دفع مبلغ أقل من المستحق، تواصل مع مكتب المحامي ربيع الحموي لتقييم قضيتك القانونية على الرقم ٢٤٨-٩٠٥-١١٣٣

06/05/2026

M Mw – 5 Star Review.

Highly recommend Mr. Hamawi, he's professional, trustworthy, and very knowledgeable with any damaged commercial trucks, trailers, or equipment. You can trust his words, and he delivers on his promises, but you need to be patient and let him do the work because cases take time. Once you explain to him your claim, if he accepts your case, he will win the case.

Read more: https://www.hamawilaw.com

06/04/2026

Episode 76 - How can you prove damages if your documents were destroyed in the fire?

Hello everybody, and welcome to another episode of insurance law with attorney Rabih Hamawi. Today, we will be talking about how do you prove your damages if your documents, your invoices, your receipts, your bank statements were destroyed in the fire that destroyed your contents. And as a general rule, you have to recreate these documents sometimes, especially if you are not able to have them anymore because they've been burnt. Part of recreating these documents may include contacting the vendors that sold you these items or that financed these items for you and request proof of any financing or any sale. If you have questions about what to do when filing a personal property insurance claim, call my office at (248) 905-1133 or check my website www.hamawilaw.com

الحلقة ٧٦ - كيف يمكنك إثبات الأضرار إذا احترقت مستنداتك في الحريق؟

أهلاً بالجميع، ومرحباً بكم في حلقة جديدة من برنامج قانون التأمين مع المحامي ربيع الحموي. سنتحدث اليوم عن كيفية إثبات الأضرار التي لحقت بكم في حال احترقت مستنداتكم، وفواتيركم، وإيصالاتكم، وكشوفات حساباتكم المصرفية جراء الحريق الذي أتى على ممتلكاتكم ومحتوياتكم. وكقاعدة عامة، يتعين عليكم في بعض الأحيان إعادة استصدار هذه المستندات من جديد، لا سيما إذا أصبح من المستحيل استعادتها نظراً لاحتراقها. وقد تتضمن عملية إعادة استصدار هذه المستندات التواصل مع التجار الذين باعوكم تلك المقتنيات أو الذين قاموا بتمويل شرائها لكم، وذلك لطلب ما يثبت وقوع عملية البيع أو التمويل. وإذا كانت لديكم أي استفسارات حول الإجراءات الواجب اتباعها عند تقديم مطالبة تأمين خاصة بالممتلكات الش

06/01/2026

Fire Safety Tips for National Grilling Month: Protect Your Property—and Review Your Insurance Policy.

National Grilling Month is a time to enjoy outdoor cooking, family gatherings, and summer traditions. But grilling also comes with real risks. Each year, grill-related fires cause significant property damage—and many policyholders are surprised to learn their insurance coverage may not be as straightforward as they expected.

This guide explains how to stay safe while grilling and, just as importantly, how to protect your insurance rights if something goes wrong...

Read more: https://www.hamawilaw.com/post/fire-safety-tips-for-national-grilling-month-protect-your-property-and-your-insurance-coverage

05/31/2026

Happy Birthday Julia Williamson, our Firm Administrator and Legal Assistant.

Wishing you a wonderful birthday! Thank you for your hard work and dedication to the firm and our clients.

05/29/2026

Cindy Standen – 5 Star Review.

My experience with Mr. Hamawi and his firm was above and beyond, he was there for me while the insurance company wanted to deny my claim after I had a house fire that took everything I owned, it was declared a total loss, the insurance company even wanted myself and my 2 adult children to go through an EUO because they suspected arson, Mr. Hamawi never once gave up on me, he worked day and night on my insurance claim, fighting hard for me against my insurance company to finally settle my claim. If it wasn't for Mr. Hamawi, I don't know where I would be today. I am so grateful for his honesty from the day I hired him, he was very up front with me, and kept me updated on my case, he kept fighting hard and wasn't going to give up on me, till we won this case, he fought incredibly hard for me, and therefore I couldn't have asked for a better attorney to represent me. I am extremely grateful for all your help thru this difficult time. I became less stressful knowing you were there for me through it all, you are the most kindest man in the world, and I would hire you all over again, I thank u from the bottom of my heart.

Read more: https://www.hamawilaw.com

05/27/2026

Episode 75 - Do Franchise Agreements Require Additional Insured Coverage?

Welcome to insurance law, this is attorney Rabih Hamawi. If you own a franchise, did you know that you need to add your franchisor as an additional insured under the FDD which is the Franchise Disclosure Document? And if you don't, you may be in breach of that franchise agreement. If you are not sure about the type of insurance requirements that you must comply with if you own a franchise, meaning whether you are a franchisee or a franchisor, and you need advice about these insurance requirements, contact me at (248) 905-1133 or at www.hamawilaw.com

الحلقة ٧٥ - هل تشترط اتفاقيات الامتياز التجاري تغطية "مؤمّن إضافي" في عقد التأمين؟

أهلاً بكم في برنامج قانون التأمين؛ معكم المحامي ربيع الحموي. إذا كنت تمتلك امتيازاً تجارياً أو ما يعرف ب Franchise, هل تعلم أنه يتعين عليك إضافة مانح الامتياز (Franchisor) الخاص بك كـ "مؤمّن إضافي" بموجب وثيقة الإفصاح عن الامتياز وعقد الإمتياز التجاري (FDD)؟ وإذا لم تقم بذلك، فقد تُعتبر في حالة إخلال بشروط اتفاقية الامتياز. إذا لم تكن متأكداً بشأن متطلبات التأمين التي يجب عليك الامتثال لها بصفتك مالكاً لامتياز تجاري — سواء كنت صاحب الامتياز (Franchisee) أو مانح الامتياز (Franchisor) — وكنت بحاجة إلى إستشارة قانونية بخصوص هذه المتطلبات التأمينية، فيمكنك التواصل مع مكتب المحامي ربيع الحموي على الرقم ٢٤٨-٩٠٥-١١٣٣ أو من خلال الموقع الإلكتروني www.hamawilaw.com

05/25/2026

Remembering Those Who Served This Memorial Day.

Memorial Day is a time to honor and remember the brave men and women who gave their lives in service to our country. As families across Michigan gather for backyard barbecues, travel to cottages up north, and spend time with loved ones, it is also an opportunity to reflect on the meaning of sacrifice—and to take simple steps to protect the homes and properties that matter most.

At the Law Office of Rabih Hamawi, we represent policyholders, including homeowners, business owners, and property owners throughout Michigan in insurance coverage and property damage disputes. We understand how quickly a holiday weekend can be disrupted by unexpected property loss, fire damage, or insurance-related issues.

As we pause to remember those who served, we also encourage Michigan residents to prioritize safety this Memorial Day weekend.

Read more: https://www.hamawilaw.com/post/remembering-those-who-served-this-memorial-day

05/22/2026

Bernice J – 5 Star Review.

Mr. Rabih Hamawi is a stand-up attorney who truly understands the dynamics of going to war with insurance companies on all levels. He took on our homeowners insurance denied claim, fought for us when we didn't know what to do, and won us a settlement we're thrilled with. He is extremely professional, responsive, and clearly knows exactly what he is doing. We would recommend him to anyone dealing with a difficult insurance situation without hesitation.
Five stars!

Read more: https://www.hamawilaw.com/

Address

2000 Town Center, Suite 1900
Southfield, MI
48075

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.hamawilaw.com/

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