Kelly White, Realtor

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Kelly White, Realtor Licensed REALTOR in Tennessee and Your local Sevier County Real Estate company for all your real est

Home prices up annually but monthly gains continue to easeWe’re seeing a notable trend in the latest numbers: US home pr...
10/09/2026

Home prices up annually but monthly gains continue to ease
We’re seeing a notable trend in the latest numbers: US home prices increased by 0.25% in August, bringing annual growth to 3.7%—the fastest pace in the past year. While the rate of monthly gains has started to ease, prices are holding steady, thanks to strong equity positions and solid support from the luxury market, even as inventory rises and demand remains a bit subdued. For those exploring investment opportunities, especially in high-performing areas like Sevier County, these dynamics underscore the importance of understanding both current shifts and long-term potential. As someone who invests here myself, I know firsthand how crucial it is to navigate these market changes with reliable information and a clear focus on what truly brings ROI. Whether you’re eyeing an overnight rental or your next home, I’m dedicated to helping you make informed, confident decisions that support your goals and dreams.


https://www.housing-trends.com/agent-news/kelly-white-1854376/2083134-Home-prices-up-annually-but-monthly-gains-continue-to-ease

10/09/2026

Imagine a log cabin hosting fifty six guests, earning around three hundred thousand dollars yearly, fully permitted, furnished, with mountain views and access to nearby attractions

10/08/2026

U.S. Sellers Outnumber Buyers by 57.9%
There’s been an interesting shift in the U.S. real estate landscape: by mid-Q3, sellers outnumbered buyers by 57.9%—the widest gap we’ve seen since 2013. That’s 1.53 million sellers vs. 972,300 buyers nationwide. Listings are on the rise, up 3.9% month-over-month, marking the largest monthly increase recorded by the portal, while buyer numbers barely budged, up just 0.1% overall. For active buyers, this meant more leverage—three out of five homes sold below their original list price, with inventory reaching its highest point since 2020.

But even with this increased bargaining power, affordability remains a challenge. Thirty-year mortgage rates are still sitting in the high-6% range, and the national median sale price climbed 2.2% year-over-year. We’re also seeing the earlier mortgage lock-in effect easing, bringing more owners into the market, yet overall demand remains subdued—existing home sales fell 2%, now at a 3.98 million annual pace.

As someone who invests in overnight rentals here in the Smoky Mountains, I watch these national trends closely, but I also know that every market—and every investment—is unique. Whether you’re weighing your options as a buyer or considering bringing your property to market, having the right insights can make all the difference in your investment journey. I’m here to help you navigate these changing cycles and find the right opportunity in Sevier County or beyond.

10/07/2026

4 Questions Shaping US Housing Affordability
Housing affordability is on everyone’s mind, and I see the impact firsthand—especially here in Sevier County, where so many are weighing their next investment or home purchase. Lately, we’ve seen a shift: sellers are offering more concessions, and that can open up meaningful savings for buyers determined to take the next step toward homeownership. But borrowing costs are holding steady as a major hurdle. With Treasury yields near 5% and the average 30-year mortgage rate creeping just above the low-7% range, every percentage point makes a difference. In just four weeks ending September 13, the typical monthly mortgage payment reached about $2,600—a 3% increase over the year before. Financing costs are stretching what buyers can afford, while many homeowners, locked into low-rate loans, are keeping their homes off the market and inventory tight, even as some sellers still hope for pandemic-era prices. I hear the term ‘market correction’ more and more, and I agree—it’s not a crash. We’re seeing stability take root, with strong equity and sound lending practices. For both buyers and sellers, there are still opportunities to be found, especially if you’re looking for the kind of wise investment that stands out in a shifting landscape. My goal is to help you understand these moving pieces and make choices that align with your dreams, whether you’re searching for a home or seeking the next great investment.

10/06/2026

Cities with the most expensive homes in Tennessee
Tennessee’s real estate market continues to show impressive growth, with the typical U.S. home value at $369,678 as of August—reflecting a 1.3% increase year-over-year and a 30-year mortgage rate sitting at 6.76%. While many are drawn to the rolling hills and vibrant communities across our state, it’s the Nashville metro area, and especially Brentwood, that sits at the top for the priciest homes, with values reaching $1.4M. Some cities have even seen home values climb over 40% in the past five years. As someone who invests in the heart of the Smoky Mountains and has guided many through both first-time purchases and investment opportunities, I see firsthand how these trends shape our decisions—whether you’re seeking a home to create memories or an investment with strong ROI potential. Understanding the nuances behind these numbers is key to ensuring your real estate choices align with your goals and dreams.

10/05/2026

This at 57 05 Salem Church Road KNOXVILLE has just been sold

10/05/2026

Just 1.8% of Tennessee Homes Are Vacation Homes
It’s interesting to see that in 2024, vacation homes made up just about 1.8% of Tennessee’s total housing—roughly 56,500 out of 3.14 million homes. That puts Tennessee at the 11th lowest spot nationally, which really highlights just how limited the second-home market is across our state. The median home price-to-income ratio hovers near 4 here, offering a quick snapshot of overall affordability. What stands out even more to me, as someone who invests in and guides others through the Smoky Mountains market, is that nearly half of renters in Tennessee—about 49%—are cost-burdened. It’s a reminder that every property’s use matters, especially when the share of vacation homes is still so small. For those of us focused on Sevier County and similar markets, understanding these numbers isn’t just about the data—it’s about recognizing the broader housing landscape and making informed investment choices that align with both financial goals and the needs of our communities.

Homebuyers Stay Engaged Despite Higher Mortgage RatesWith mortgage rates still on the rise, we’ve seen a 5.7% decrease i...
10/04/2026

Homebuyers Stay Engaged Despite Higher Mortgage Rates
With mortgage rates still on the rise, we’ve seen a 5.7% decrease in mortgage applications for new homes compared to last year, and a 1% dip just since June. Sales are now moving at a 647,000 annual rate—down 3%. Notably, as inventory and rates climb, demand is softening, and the average loan size has dropped to $374,438.

In my experience investing here in the Smoky Mountains, market cycles like this always shape the opportunities available—especially for those looking at investment properties or their first home. Navigating these shifts can feel daunting, but with the right guidance and a clear understanding of what brings strong ROI, today’s numbers can be used to your advantage. I’m committed to helping you interpret these trends, so you feel confident in every step of your real estate journey—whether you’re seeking the perfect overnight rental or a place to truly call home.


https://www.housing-trends.com/agent-news/kelly-white-1854376/1937345-Homebuyers-Stay-Engaged-Despite-Higher-Mortgage-Rates

10/04/2026

Rare opportunity at Waterside Towers--these highly desirable lakefront condos do not come available often! This MOVE-IN READY, FULLY FURNISHED 1-bedroom, 1-bath ground-floor unit offers NO STAIRS, private day dock, low utilities, and a large covered deck overlooking the waterfront setting. Inside, you'll find granite countertops with hardwood and tile flooring throughout. Enjoy an exceptional lake lifestyle with amenities including a boat ramp, dock, lake access, swimming pool, clubhouse, exercise room, putting greens, playground, picnic/barbecue areas, sidewalks, extra storage, lawn care, and a gated entrance. Perfect as a full-time residence, second home, or weekend lake retreat. An opportunity like this at Waterside Towers is one you don't want to miss! Offered at $425,000.

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707 Dolly Parton Pkwy
Sevierville, TN
37862

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