Fair Oaks Funding

Fair Oaks Funding Helping real estate investors grow with fast, flexible funding.

Backed by experience you can trust—whether you're borrowing or investing, we’re here to support your success. 💼🌳

Fast, flexible financing only works when the deal behind it is solid.The best deals aren't built on speed alone. They're...
06/02/2026

Fast, flexible financing only works when the deal behind it is solid.

The best deals aren't built on speed alone. They're built on clear communication, strong planning, and a team that knows how to navigate challenges before they become problems.

At Fair Oaks, we work with borrowers across fix-and-flips, new construction, rental properties, and commercial projects to help structure deals that make sense from day one.

Because getting to the finish line starts long before closing.

05/29/2026

Really appreciate these words from . This business is built on relationships and trust, and it means a lot coming from someone who’s done so much for the real estate investing community.

At the end of the day, we just want to be the kind of lender people know they can call when they need things handled the right way.
Grateful for you, Jim!

05/26/2026

What makes Fair Oaks different?

A big part of it comes from real experience on multiple sides of the business. Mary’s background in lending, investing, and law, combined with Patty’s hands-on construction and project management experience, gives our team a more practical understanding of what borrowers are actually navigating during a deal.

Clear communication, realistic expectations, and problem solving matter just as much as capital. That’s the approach we bring into every project!

05/21/2026

This business moves fast. Projects change. Timelines shift. Problems come up. That’s why who you work with matters.

The best deals usually come from strong relationships, good communication, and people who know how to work through challenges together. That’s the kind of business we’ve always wanted to build at Fair Oaks.

Everyone wants a fast close but speed only works when the deal itself is solid.When the numbers are clear, communication...
05/20/2026

Everyone wants a fast close but speed only works when the deal itself is solid.

When the numbers are clear, communication is consistent, and expectations are handled early, the process usually moves the way it should. That’s what creates confidence on both sides of the deal.

05/19/2026

“It gets better every time.”

That’s what David told us, and honestly, that’s exactly what we aim for. For us, it’s never just about funding a deal. It’s about being responsive, helping problem solve when things come up, and being someone our borrowers can actually call in the middle of a project.

That’s what long-term relationships in this business should look like.

A lot of people ask how fast a deal can close. The better question is usually: how prepared is the deal from the beginni...
05/17/2026

A lot of people ask how fast a deal can close. The better question is usually: how prepared is the deal from the beginning?

When communication is clear, expectations are aligned, and the numbers make sense upfront, things tend to move a whole lot smoother.

Speed matters. But avoiding surprises matters too. That’s usually what helps deals get across the finish line!

05/15/2026

Fair Oaks Funding was built through years of experience, relationships, and real deals.

Before Fair Oaks, Mary had already spent years in private lending. Around that same time, Patty was one of her borrowers, managing renovation projects and building a strong reputation for quality work.

After working together on millions in deals, Patty eventually joined the Fair Oaks team, bringing real-world construction experience and borrower perspective into the lending process.

Today, that combination helps borrowers navigate deals with more clarity, communication, and hands-on support.

05/14/2026

Patty didn’t start in lending.

She started as a borrower — flipping houses, managing projects, and learning deals from the ground up. After years of working with Mary as both a borrower and investor, she eventually joined the Fair Oaks team, bringing real-world construction experience and project insight into the lending process.

Today, she works closely with borrowers throughout the life of a deal and understands firsthand what it takes to get projects across the finish line.

05/08/2026

Most people don’t plan their way into this business. Mary didn’t.

It started with a conversation, and then a $50K loan. Over time, that turned into 22 years in lending and building her own company.

You never really know where one decision might lead!

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Seneca, SC
29672, 29678, 29679

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