06/20/2026
A recent study shows many homebuyers are worried about mortgage rates, housing inventory, and home prices, but much of the concern is driven by misconceptions. Mortgage rates are not expected to drop significantly and will likely stay in the low 6% range, meaning waiting may not bring big savings.
While housing inventory has increased slightly, it is still below pre-pandemic levels, so there isn’t an oversupply of homes. And despite some local price drops, home prices are not crashing overall—they are mostly still rising or stabilizing after recent gains. Overall, current market fears are often exaggerated, and conditions are more balanced than headlines suggest.