Harold Vanegas Realtor

03/09/2026

📉 Mortgage rates just dipped back into the ~6% range.

For many buyers, that could mean hundreds less per month compared to where rates were not long ago.

If you’ve been sitting on the sidelines waiting for the right time, it might be worth running the numbers again.

Curious what a home payment would look like for you right now?
Comment “RATE” and I’ll send you a quick estimate.
Or message me if you'd like to see what you could qualify for. 🏡

https://www.noradarealestate.com/blog/todays-mortgage-rates-march-9-2026-update/

Today’s mortgage rates, March 9, 2026: The 30-year fixed rate is 5.98%, while the 15-year fixed rate is 5.50%. Rising oil prices, bond market sell-offs, and weak jobs data are fueling volatility.

02/04/2026

10/23/2025

📉 Big news for home-buyers and homeowners! According to recent data, 30-year fixed mortgage rates have dropped to an average of 6.19%, the lowest level in over a year.

Here’s what this means:

If you’ve been on the fence about buying, this rate drop could make monthly payments more affordable and improve your buying power.

If you own a home and haven’t refinanced recently, now might be a golden opportunity to reduce your payment or tap into equity.

That said, rate volatility still exists — the market can shift quickly.

If you’re curious how this could affect your situation (in San Diego / anywhere), just reach out and we’ll crunch the numbers together. 🏠

Harold Vanegas
DRE #02085353
eXp of Southern California
858.231.6913
[email protected]

Mortgage rates sank further this week — hitting their lowest average since October 2024.As of Thursday, the 30-year, fixed-rate mortgage averaged

01/22/2024

Here's this week's Mortgage Rate Update from WCF• West Coast Funding📈💰

🌧️Embracing the cozy vibes on this rainy day! ☔️ Imagine sipping hot cocoa by the fireplace in your dream home. 🏡💕 Rain or shine, our team is here to make your real estate dreams come true. Let the raindrops be the soundtrack to your home search journey! 🌈

6.375% (6.458% APR)*- Conventional 30 year fixed
5.75% (5.884APR)*- Conventional 15 year fixed
5.75% (6.017% APR)*- VA 30 Year Fixed
5.75% (6.687% APR)*- FHA 30 Year Fixed

*Rates based on the following assumptions-Single Family Residence/purchase/780+ credit score/conventional 20% down/VA 0% down/FHA 3.5% down/All quotes with no points/ Lower rates available if points paid*

Jessa Vanegas
Loan Officer
WCF Twenty Four Seven
9810 Scripps Lake Dr, Suite B
San Diego, CA 92131
Email: [email protected]
website: https://wcf247.com/
Office 619.855.1084
Cell 858.281.1928
NMLS # 2531550
DRE # 02052497

Helping You Open The Door To Your Financial Future Twenty Four Seven Get Approved Now WCF Twenty Four Seven provides unparalleled customer service and has a proven track record of successful transactions with happy homeowners. Apply Now Your Dream Home at the Lowest Mortgage Rates FollowFollow Real....

06/06/2023

🌮🔑 Taco Tuesday Recipe: Real Estate Edition 🔑🌮

Looking to spice up your Taco Tuesday while keeping it real estate-themed? We've got the perfect recipe that combines delicious flavors with a touch of property inspiration. 🏡🌮

Introducing our "Dream Home Tacos"! 🌟

Ingredients:
- 1 lb of seasoned ground beef (or substitute with your favorite protein or plant-based alternative)
- 1 cup of shredded cheese (cheddar, Monterey Jack, or a blend)
- 1 cup of fresh salsa
- 1 cup of guacamole
- 1 cup of sour cream
- 1 cup of chopped lettuce
- 1 cup of diced tomatoes
- 1 cup of sliced black olives
- Taco shells or tortillas (hard or soft, your choice!)

Instructions:

1. Begin by browning the ground beef in a skillet over medium heat. Drain any excess fat.
2. While the beef is cooking, prepare your toppings: shred the cheese, chop the lettuce and tomatoes, slice the black olives, and set them aside.
3. Warm up the taco shells or tortillas according to the package instructions.
4. Assemble your "Dream Home Tacos" by layering the seasoned ground beef, shredded cheese, fresh salsa, guacamole, sour cream, chopped lettuce, diced tomatoes, and sliced black olives.
5. Serve the tacos on a platter and invite your family, friends, or real estate colleagues to join in the feast!

Now, let's add a real estate twist to this tasty meal. As you enjoy your "Dream Home Tacos," take a moment to discuss your dream homes, favorite property features, or exciting real estate experiences. Share stories, inspire each other, and celebrate the joy of homeownership or investment possibilities.

Remember, just like a good taco, finding the perfect home requires the right ingredients: a dash of passion, a pinch of patience, and a sprinkle of vision. 🏠✨

Bon appétit and happy Taco Tuesday! 🌮🎉

05/26/2023

Property Spotlight: Check out this beautifully designed modern mountain retreat filled with natural light which includes a cash flowing ADU in the back.

Reach out to us for additional details.

https://redf.in/xZDf0s