08/28/2026
🏡 BUYERS: A PRICE CUT ISN’T YOUR ONLY NEGOTIATING POWER! 🔑💰
Nearly 1 in 5 active home listings has taken a price cut. That means many sellers may already be showing a willingness to negotiate. 🤝🏽🏠
But here’s the key: a lower purchase price isn’t the only thing you can negotiate! 💡
Depending on the home, loan program, and seller, a seller credit may be used strategically toward:
🏦 A temporary 2-1 interest-rate buydown to lower your initial monthly payments
💵 Closing costs to reduce the amount of cash you need at closing
🏷️ A price reduction to lower the purchase price
Sometimes, a price reduction creates only a modest change in your monthly payment. Using that negotiating power toward a rate buydown or closing costs could provide a bigger immediate benefit. 📉💰
✨ The best strategy depends on YOUR goals: Do you want a lower monthly payment or less cash out of pocket at closing?
📲 Let’s run the numbers before you make your offer and see which option makes the most sense for YOU!
Call me at 916-476-7955 and “Getinwhereyoufitin”😃
🏡 📞 🔑 RealEstateNegotiation ClosingCosts RateBuydown HomebuyerTips HomeBuying101
