Gardner Realty

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Gardner Realty Real estate services, including but not limited to sales, property management, rentals, new development, new construction

Big changes are coming to HUD inspections. Effective October 1, 2026, NSPIRE scoring expands to include six areas that w...
10/02/2026

Big changes are coming to HUD inspections. Effective October 1, 2026, NSPIRE scoring expands to include six areas that were previously tracked during inspections but didn’t count against your score: fire-labeled doors, GFCI/AFCI protection, guardrails, HVAC systems, interior lighting, and minimum electrical standards.

This applies to Public Housing Agencies and Multifamily Housing properties (voucher programs like HCV and PBV are on a separate timeline). The goal, according to HUD, is simple: safer, healthier homes through year-round maintenance instead of last-minute fixes before an inspection.

Property teams should start now — update preventive maintenance checklists, review electrical and lighting systems, inspect common areas and guardrails, document corrective actions, and adopt a routine maintenance mindset instead of just inspection-day prep.

Compliance today protects residents tomorrow. If you manage HUD-assisted housing, now’s the time to get ahead of it.

Have questions about how this affects your property? Reach out — happy to help you navigate it.

Andrene Grizzle, MBA
Realtor | Gardner Realty (PA) | Abundant Realty (NJ)
215-850-5357

🏡 $7,500 SELLER CONCESSION — 446 Cedar Street, Jenkintown! Solar panels, a charming covered porch, and a move-in ready 3...
10/01/2026

🏡 $7,500 SELLER CONCESSION — 446 Cedar Street, Jenkintown!

Solar panels, a charming covered porch, and a move-in ready 3BR/1.5BA home in the heart of Jenkintown — now even more attainable.

OPEN HOUSE: Sunday, 10/4 | 2–4 PM

Come see it before it’s gone! 📞 215-850-5357
Andrene Grizzle, MBA | Gardner Realty LLC

Ever feel like affordable housing programs are written in a foreign language? 🏠✨ You’re not alone! There are several pro...
09/30/2026

Ever feel like affordable housing programs are written in a foreign language? 🏠✨

You’re not alone! There are several programs out there designed to help, and each one works a little differently — from rental assistance and housing vouchers to tax credit communities and support programs working to end homelessness.

This quick guide is to help you (or someone you love) get familiar with what’s available. No complicated legal jargon — just the friendly version. 💛

💬 We’d love to hear from you: What’s one thing about housing assistance you’ve always wondered about? Ask us anything in the comments — no question is too small!

📌 Save this for later and share it with a friend or family member who could use it. You never know who’s quietly looking for this exact information today.

Helping you feel at home, every step of the way. 🏡
Gardner Realty LLC

CommunityFirst HousingAssistance KnowYourOptions PARealEstate

09/30/2026

Let me reintroduce you to one of the best in the business — Andrene Grizzle! 💼

Andrene has been with Gardner Realty for years, and there’s no one who works harder for her clients. As she puts it, she spent her career making numbers better — now she makes PEOPLE better, and there’s nothing she loves more than handing a first-time buyer the keys to their very own home.

If you’ve worked with Andrene, drop a 🏡 below and tell us about it! Know someone buying or selling in PA? Tag them — she’s taking new clients and she’s the one you want in your corner.

📍 Gardner Realty LLC — Your Trusted Partner in Real Estate

PHILADELPHIA LANDLORDS: THE RULES CHANGE NOVEMBER 1, 2026 Safe Healthy Homes goes beyond lease renewals. Here’s what Phi...
09/22/2026

PHILADELPHIA LANDLORDS: THE RULES CHANGE NOVEMBER 1, 2026

Safe Healthy Homes goes beyond lease renewals. Here’s what Philadelphia rental owners should review:

1. NON-RENEWALS: Good cause is required to end a tenancy when a lease of ANY length expires (with a narrow owner-occupied-unit exception). Lease expiration alone is not enough. State the reason in writing, generally at least 60 days ahead for a tenancy of one year or more, or 30 days for a shorter tenancy. Without the required notice, the lease renews month to month unless the tenant chooses otherwise. A sale to a buyer who will live there has additional documentation rules and a 60-day notice requirement.

2. RENTAL LICENSES: Keep a valid license. Within 7 days of receiving a new or renewed license, post it for tenants or deliver it along with the required notice of tenant rights. Email is allowed for one- or two-unit properties only with written tenant consent. An unsafe or unfit property can lead to license suspension.

3. CERTIFICATES OF RENTAL SUITABILITY: At move-in, provide a certificate issued within the preceding 60 days, the owner’s suitability attestation, and the City’s housing handbook (with a family-member exception). A tenant may request a current certificate once every 90 days; provide one within 10 days of the request. Filing for eviction requires a certificate issued within the prior 30 days and provided to both tenant and court.

4. REPAIRS & INSPECTIONS: Address unsafe conditions and document the work. The City may create a proactive inspection program, with a goal of regular inspections by July 2030. Not all units will be inspected November 1. Unresolved violations may affect rent collection or possession; qualifying breaches may lead to rent abatement.

5. TENANT PROTECTIONS: Retaliation and harassment rules are strengthened, and tenants have an express right to organize. Document notices, licenses, certificates, and repairs. Call Gardner Realty if you have any questions regarding the upcoming changes. 215/844-1788

BIG news if you’re buying a home in 2026. 🏡 Fannie Mae and Freddie Mac have officially adopted a new credit score.FHFA D...
09/18/2026

BIG news if you’re buying a home in 2026. 🏡

Fannie Mae and Freddie Mac have officially adopted a new credit score.
FHFA Director Bill Pulte announced this month that, effective immediately, ALL approved lenders can now qualify buyers using VantageScore 4.0 — and every mortgage sold to Fannie and Freddie will now carry it.

What this means for YOU:

✅ More ways to qualify. VantageScore 4.0 scores roughly 94% of U.S. adults — about 33 million MORE people than the old standard.
✅ Your on-time rent and utility payments can now count toward your score — not just credit cards and loans.
✅ Lenders have options now, which means more chances one of them sees your best number.

The traditional FICO score isn’t going away, and lenders still have to use the same score model for every borrower on a loan. But if you were ever turned away because of a thin or low credit file — it may be time to try again.

Thinking about buying? DM us. We’ll connect you with a lender who fits YOUR score, not the other way around.

Pennsylvania

Big news in the financial world today: the Federal Reserve raised interest rates for the first time since 2023. If you’v...
09/16/2026

Big news in the financial world today: the Federal Reserve raised interest rates for the first time since 2023. If you’ve seen the headlines, you might be wondering what it means for your home search. Let’s break it down — because it’s not the scary story it sounds like.

Mortgage rates are hovering right around 7% right now, but here’s the good news: today’s announcement was largely expected, and much of it was already baked into current rates. Translation: no sudden surprise to your monthly payment from today’s news alone.

A few things worth remembering as you house hunt:

🏡 You marry the house, not the rate. If rates come down the road, you can always refinance — but the right home doesn’t wait around.

💵 Sellers are still serious. In a shifting market, well-priced homes get attention, and negotiation is alive and well. That works in YOUR favor.

📊 The best time to buy is when the numbers work for YOU — not when headlines say so.

Wondering how today’s news affects your buying power? Give us a call and we’ll run your actual numbers together. 📞 215-844-1788

Philadelphia didn’t just perfect the rowhome. It INVENTED it. 🏘️The year: 1691. The place: what’s now Old City. A develo...
09/11/2026

Philadelphia didn’t just perfect the rowhome. It INVENTED it. 🏘️

The year: 1691. The place: what’s now Old City. A developer named Thomas Budd built a row of ten houses — and the first rowhomes in America were born. People have been living wall-to-wall with their neighbors here for 335 years.

Some things you may not know about Philly’s signature home:

🏘️ About 70% of ALL housing in Philadelphia is rowhomes — no other American city comes close

🏠 The earliest rowhomes — “bandbox” and “trinity” style — were tiny: 400-600 square feet, one room per floor, connected by a narrow winding staircase (yes, the famous “wiggly” Philly stairs are a 300-year-old tradition)

🧱 75% of Philly’s rowhomes are more than 50 years old — these houses were built to last, and they did

💰 The rowhome was America’s first “affordable housing” — the most space-efficient, cost-effective way to build, which is exactly why it’s still the backbone of Philly homeownership today

Owning a piece of that history is one of the best deals in American real estate — but a 100-year-old home deserves an agent who knows what’s behind those brick walls.

Buying or selling a rowhome in Philly? Let’s talk. 📞 Gardner Realty LLC | 215-844-1788 HistoricHomes PARealEstate HomeBuying

🏡💰 REFI YOUR HOME: Could You Be Saving Money Every Month?Refinancing = replacing your current mortgage with a new one, i...
09/08/2026

🏡💰 REFI YOUR HOME: Could You Be Saving Money Every Month?
Refinancing = replacing your current mortgage with a new one, ideally with better terms. Same house, same keys, smaller payment. ✨
5 reasons to refi:
📉 Rates dropped — rule of thumb: about 1% below your current rate makes it worth checking 📈 Your credit score improved since you bought ⏱️ Shorten your term — 30-yr to 15-yr = own it sooner, pay way less interest 🔒 Swap your ARM for a fixed rate — no more payment surprises 💸 Cash-out refi — borrow up to 80% of your home’s value for renovations, tuition, or consolidating debt
The magic number: your break-even point 🔮
Closing costs typically run 2-6% of your loan amount. Figure out how many months of savings it takes to cover them. Staying in your home past that point? Usually a win. Moving next year? Probably not worth it.
Bonus: if you now have 20%+ equity, a refi can wipe out PMI — real money back in your pocket every month. 🎉
Rates move. Homes appreciate. Credit improves. Your current mortgage might not be your best mortgage anymore. Costs nothing to find out. 📞
Gardner Realty LLC 215-844-1788 | gardnerrealtyco.com

Address

6319 Germantown Avenue, Pennsylvania
Philadelphia, PA
19144

Opening Hours

Monday 11am - 5pm
Tuesday 11am - 5pm
Wednesday 11am - 5pm
Thursday 11am - 5pm
Friday 11am - 5pm
Saturday 1pm - 4pm

Telephone

+12158441788

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