09/26/2026
Thinking about making an offer on a home? 🏡
Before you decide on a price, there are a few things you should know. The highest offer isn’t always about the price alone — the terms and your overall plan matter too.
Here are 10 things to check before you make an offer:
1. Know your budget
Don’t just look at the home price. Think about your monthly payment, taxes, insurance, HOA, and other costs.
2. Check recent sales
Look at what similar homes actually sold for. This can help you decide if the asking price makes sense.
3. Know the competition
If there are other buyers, you may need to adjust your price or terms.
4. Check the home’s condition
Look past the fresh paint and nice staging. Think about the roof, systems, repairs, and overall condition.
5. Know your contingencies
Inspection, appraisal, and financing terms can protect you and are important to understand before you make an offer.
6. Plan for closing costs
Your down payment isn’t your only expense. Make sure you have room for closing costs and other upfront costs.
7. Have your financing ready
A solid pre-approval can show the seller you’re ready and serious.
8. Know your limit
Set your max price before you get caught up in the excitement of a bidding war.
9. Match your offer to the market
Price matters, but so do terms, timing, and the overall strength of your offer.
10. Ask questions before you sign
Make sure you understand the offer and what you’re agreeing to.
Buying a home is a big move. The goal isn’t just to get the house — it’s to make an offer that makes sense for you.
If you’re thinking about making an offer, send us a message. We're happy to help you look at the numbers and your options before you submit.
