10/15/2026
Thinking about buying a home? It starts with your credit! Today is National Get Smart About Credit Day! While title insurance protects your ownership AFTER you buy, your credit score determines the path BEFORE getting the keys.
3 "Smart" Credit Rules Before Buying a Home:
1️⃣ Check for errors: Request your free credit reports and dispute any inaccuracies early.
2️⃣ Keep balances low: Aim to keep your credit utilization below 30% on revolving accounts.
3️⃣ Freeze new inquiries: Avoid opening new store cards or financing large purchases (like cars🚗 or furniture🛋️) while under contract!