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Heritage Insurance Partners

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United States
Midlothian, VA
Heritage Insurance Partners

Your local Nationwide agency since 1979
Independent since 2019
Home Auto Commercial Life & More

We have agents licensed in Property and Casualty Insurance, Life Insurance, Annuities, Bonds, and Public Notaries. Heritage Insurance Partners provides Home, Auto, Life, Commercial, Farm/Agribusiness, Wedding/Events, RV, Boat, Motorcycle, Bicycle, Umbrella, General Liability, Workers Compensation, Business Auto, Group Benefits, etc. Please reach out if you need any more information regarding our list of offerings or need help finding the right coverage for your needs!

06/01/2026

Summer projects are right around the corner, and it’s a great time to think beyond curb appeal. The right upgrades can improve comfort, boost property value, and even help reduce energy costs and insurance risks.

Here are a few smart home prep ideas to consider this season:
• Check your roof and gutters for wear or debris
• Service your HVAC system before peak heat
• Seal windows and doors to improve efficiency
• Review outdoor drainage to prevent water issues

A little proactive maintenance now can go a long way in protecting your home long-term.

If you’re not sure where to start or want recommendations for trusted local pros, our team at Heritage Insurance Partners is always here to help with tailored advice.

What’s on your summer home to-do list?

05/27/2026

With business travel picking up during the summer months, we want to share an overview of coverage that’s quickly becoming crucial for businesses — business travel insurance.

Over the past year, flight cancellations and long delays have continued to disrupt work-related trips, even when plans are confirmed in advance. Business travel insurance can help reduce the impact of these disruptions.

Here are a few ways coverage can help protect your organization and traveling employees:

🟢 Reimbursing canceled or interrupted trips when non-refundable flights, hotels, or event costs are lost.
🟢 Covering expenses tied to travel delays, such as additional lodging, meals, or rebooking fees.
🟢 Helping to reduce the financial burden of delayed or lost baggage.
🟢 Supporting employees during medical emergencies while traveling for work.
🟢 Assisting with emergency evacuation when necessary.

For organizations that rely on travel, these protections help control unexpected expenses while still supporting employees.

If your team travels for work and you want to review business travel insurance options, we are here to help. Give us a call today!

05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

05/20/2026

Summer calendars fill up fast—and so do the risks that come with all those extra adventures. Before the weekends start flying by, it’s a smart time to check in on your “summer toys” coverage.

From boats and RVs to motorcycles and ATVs, not every policy automatically covers how (and where) you use them. A quick review now can help you avoid costly surprises later.

Not sure if your coverage is where it should be? Our team at Heritage Insurance Partners is here to walk you through it and make sure everything fits your plans.

Give us a call at (804) 794-4500 or visit https://www.trustheritage.com to get started.

05/13/2026

No matter where you are in your business journey—just getting started or well established—protecting what you’ve built matters.

At Heritage Insurance Partners, we work with business owners across Midlothian and Ashland to make sure their coverage grows with them. From hiring your first employee to expanding services or reviewing an existing policy, we’re here to help you stay protected every step of the way.

Already have coverage? Let’s take a look together and make sure it still fits your needs today.

Reach out anytime—we’re always here to help guide you.

05/08/2026

This National Small Business Week, we’re highlighting a few key risks of being underinsured:

✅ Workers’ compensation claims can strain cash - Missing or inadequate workers’ compensation coverage can lead to fines and penalties, and it can leave you exposed to paying medical and wage costs tied to a workplace injury outright.

✅ Cyber issues can be harder to bounce back from - If you are underinsured for cyber incidents, you may be left paying for response costs, recovery, and customer notifications.
Having the right amount of protection for your small business can prevent a single expense from undoing months or years of hard work.

Want a quick checkup to help you prioritize what matters most without overspending? Call our office, and we’ll identify gaps and offer practical fixes aligned with your budget.

05/05/2026

Ask your agent about discounts you might be missing — good credit, safe driver, security systems, and more! ✨ Here are a few ways you could be saving without even realizing it:

• Good credit discount: A strong credit score can lower your premium.
• Safe driver savings: No accidents or violations? That could mean extra money in your pocket.
• Security system discount: Alarm systems, cameras, and monitored devices can help reduce home insurance costs.
• Bundling: Combine your home, auto, or life policies for bigger savings.
• Low mileage: If you’re not on the road much, you might qualify for lower auto premiums.
• New roof or updates: Recent home improvements can sometimes qualify for discounts. You already work hard to protect what matters — make sure you’re not overpaying while you’re at it! 💡

04/30/2026

You may have heard about saving money for a rainy day, but have you invested in coverage that protects you when life’s storms hit?

Here are a few questions to determine whether you have an umbrella handy:

✅ Do I have life insurance — and if so, enough of it?

✅ Does my current insurance coverage protect me financially if I’m unable to work?

✅ Have I been putting off any riders or additional coverages I might regret if life took a turn?

✅ Has it been a while since I last had a coverage review?

When life gets hard, you deserve to be able to focus solely on the situation at hand. Having the right coverages in place helps make that possible.

Call our office today to review your coverage and make sure you’re protected for life's rainy days!

04/28/2026

🌩️ Spring storm season is officially here in Virginia — and most homeowners don't find out what their policy actually covers until after the damage is done.

Last April alone, the Commonwealth saw three EF-1 tornadoes, widespread hail, and over $40 million in reported property damage. And we're just getting started. April through June is prime severe weather season for Metro Richmond.

Here's what most people get wrong:
Your homeowner's policy doesn't cover flooding. It covers wind-driven rain through a damaged roof or window — but not rising water from heavy rain or overflowing creeks. Flood insurance is a separate policy, and there's a 30-day waiting period before it takes effect. Waiting until the forecast turns is too late.

Your wind and hail deductible might not be what you think. Many Virginia policies carry a separate percentage deductible for wind and hail — typically 1% to 5% of your insured home value. On a $400,000 home, that's $4,000 to $20,000 out of pocket before your policy pays a dime.

Sewer and water backup is usually an add-on. Heavy spring rain can overwhelm city drainage and push water back into finished basements. The endorsement usually costs $40–$80 per year and can save you tens of thousands.

Three minutes today can save you three months of stress later. Take a quick look at your declarations page. If you can't find your deductibles, flood coverage status, or sewer backup endorsement — we'll read it with you. No pressure, no quote required.

Call (804) 794-4500. We've been helping Metro Richmond families weather Virginia storms since 1979.

04/24/2026

Our CEO Jim Bocrie sat down with MarshBerry's FirstChoice team to talk about how Heritage is using technology to serve clients better — from how we evaluate new tools to how we stay ahead of what's changing in insurance. Proud to be part of an agency that invests in getting this right. The full interview is worth a watch — link below!

https://youtu.be/yJzdx9UqRY0?si=aV8KvcEJ8HllvZ7Y

Address

13104 Midlothian Tpke
Midlothian, VA
23113

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+18047980829

Website

https://www.trustheritage.com/

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