06/18/2026
Are rates are back on the decline? ๐๐ค
Youโve probably seen a dozen contradictory headlines about the housing market this week. Here is the actual data: as of June 18, the 30-year fixed rate average is 6.47%.
Is it the lowest rate we've ever seen? No. But it is a solid, stable baseline that is keeping the market moving. The real takeaway from the chart on Slide 2 isn't the tiny weekly shifts itโs the fact that we are navigating a predictable, normalized market for the first time in years.
Marry the house, date the rate, and work with a team that knows how to protect your budget.