10/11/2026
Did you know that your homeowners insurance rate can be significantly influenced by factors you may not even be aware of?
🤔 When shopping for insurance in Florida, two critical elements come into play: your CLUE report and your insurance score. A CLUE report reveals your property’s claims history, which can include past water damage or theft, potentially affecting your rate. 📉 Meanwhile, your insurance score, which is different from your credit score, assesses how likely you are to file a claim based on various factors, including credit history.
📊 Surprisingly, homeowners with low credit scores can pay up to 24% more for the same coverage compared to those with high credit scores!
This gap can amount to an estimated $1,182 annually in Florida.
Understanding these factors can help you avoid unexpected surprises when it’s time to renew your coverage. If you have questions about your homeowners insurance or want to review your options, reach out to our team at The Andrew Burr Group.
We’re here to help you navigate the complexities of homeowners insurance!🌟
Source: https://www.keyes.com/blog/2026/10/05/behind-the-quote-what-insurers-really-look-at
Learn more at;
https://theandrewburrgroup.keyes.com/